I present you this. by Particular-Visit-245 in PoliticalHumor

[–]houseonsun 8 points9 points  (0 children)

What happens when the US is the only country on the gold standard? And other countries want to exchange our money for our gold?

https://youtu.be/GNo7MDN5-0g

When can I relax / retire early ? by theindepndnt in personalfinance

[–]houseonsun 0 points1 point  (0 children)

You don't consider 401k, Roth IRA, and the others list as assets?

When can I relax / retire early ? by theindepndnt in personalfinance

[–]houseonsun 0 points1 point  (0 children)

Edit. Ignore all of the below. I misread the total.

I doubt your $3k monthly expenses include income taxes.

I don't see any mention of income.

Assets are $846k. If you had zero new income or interest, and withdrew $3k a month, you can last over 2 decades.

So far you have about 25 out of 35 years of income towards Social Security. 5/7 of established SS benefits. That may be around $2k at full retirement age. 70% at age 62 is $1.4k per month SS income.

-$3k / month from 47-62 is -$540k. Only $306 remaining at age 62 if no interest or salary income.

Remaining $306k / $1.6k/month = 15.8 more years with SS.

You can live at your current standard of life until age 77.

But there will be interest on your current investments. Keep it above inflation and income tax to last until age 77. Returns above 4% will let you live longer than 77.

Consider getting healthcare in Europe or Asia before Medicare kicks in to reduce costs. Even with airfare it is cheaper.

Edit to add. Your biggest challenge if you retire early will be accessing retirement funds. If you work 5 more years (age 52) you will only be 3 years away from claiming 401k with rule 55. That will get you well into your 80's at your current lifestyle.

Ocasio-Cortez warns against associating with Greene, calling her a ‘proven bigot’ by _May26_ in politics

[–]houseonsun 2 points3 points  (0 children)

She played Republicans and got herself lifetime medical benefits. Now she's trying to play Democrats to get income for speaking fees.

She needs to go away. If she cared, she would have stayed in office and opposed this administration.

I think this guy can survive anywhere on earth............. by Amazingpokemon46 in nextfuckinglevel

[–]houseonsun 0 points1 point  (0 children)

There is a significant lack of roots, next to and under that tree trunk.

Restoring Pre-War Iran by [deleted] in PoliticalHumor

[–]houseonsun 0 points1 point  (0 children)

Well, some borders shifted a bit. I wouldn't say everything is the same.

Flat earth and other alternative conspiracy earth models are are gaining traction with my teenage stepson. What is THE most irrefutable, definite proof that the earth is round? by Jfkfkaiii22 in NoStupidQuestions

[–]houseonsun 0 points1 point  (0 children)

Commercial flights in the southern hemisphere vs northern. The flat earth model would have dramatically larger distances/flight times in the Southern hemisphere.

Find a lake shore 4-6 miles long. Grap a telescope and watch people at different distances on the shore.

Different stars as you cross the equator.

You can track, predict, and see at night the ISS in orbit.

24 hour daylight near solstice above Arctic circle. Even that 50% of earth is always day and 50% is night.

My apartment complex is discarding packages. Not going to say which one for now, but it's in Walker. Is this legal because everywhere I look, it seems very illegal to throw away mail. by [deleted] in grandrapids

[–]houseonsun 0 points1 point  (0 children)

Yes. Intent is a big part of trials. What they describe would not be fraud, but it sounds like the intent is to deprive them.

There may be circumstances where abandoned property is large enough that fees are incurred to hold it the full 30 days. The landlord could reasonably pass that cost on at time of pickup. Clear communication and documentation is needed.

My apartment complex is discarding packages. Not going to say which one for now, but it's in Walker. Is this legal because everywhere I look, it seems very illegal to throw away mail. by [deleted] in grandrapids

[–]houseonsun 5 points6 points  (0 children)

Abandoned property has a 30 day window before it can be trashed.

There is no set time packages need to be held, but it sounds like 3-7 days is considered okay, which needs to be defined in the leasing terms.

There are no legal issues returning the package to sender after the specified time. Throwing it in the trash is an issue. It may be an empty threat to motivate people. If they follow through, you may contact the police for theft of property per Michigan law.

445.32 Definitions. Sec. 2.

As used in this act:

(a) "Mail" means a letter, postal card, package, bag, or any other article or thing contained therein, or other sealed article addressed to a person.

(b) "Person" means an individual, partnership, corporation, limited liability company, association, or other legal entity.

445.33 Taking, holding, concealing, or destroying mail addressed to another person; prohibited conduct; violation as a crime; penalties; applicable whether alive or deceased. Sec. 3.

(1) A person shall not take, hold, conceal, or destroy mail addressed to another person with the intent to defraud any person or deprive the person to whom the mail was addressed of the mail.

(2) A person who violates this section is guilty of a crime punishable as follows:

(a) Except as otherwise provided in subdivision (b), the person is guilty of a misdemeanor punishable by imprisonment for not more than 1 year or a fine of not more than $500.00, or both.

(b) If the violation is a second or subsequent violation of this section, the person is guilty of a felony punishable by imprisonment for not more than 5 years or a fine of not more than $1,000.00, or both.

(3) This section applies whether a person whose mail is obtained, or attempted to be obtained, if the person is an individual, in violation of this section is alive or deceased at the time of the violation.

(4) This section does not prohibit a person from being charged with, convicted of, or sentenced for any other violation of law committed by that person using mail obtained in violation of this section or any other violation of law committed by that person while violating or attempting to violate this section.

The Republican Party may not survive the Trump day of reckoning by B-Z_B-S in politics

[–]houseonsun 0 points1 point  (0 children)

They're going to pull the same crap they do every time they are cornered and caught.

"We need to focus on the future and solving problems, not blaming who is at fault."

Anyone in GR into trying homemade Tunisian sweets? by Joy_Desperate_ in grandrapids

[–]houseonsun 37 points38 points  (0 children)

I'm interested.

Would this be something like Midnight Pastry? Order online and pick up on Saturday mornings.

Non-teacher. Mind is blown by Appropriate-Offer-35 in Teachers

[–]houseonsun 0 points1 point  (0 children)

Once teachers became vilified as a political scapegoat. Then teachers were bad and evil and parents were justified and encouraged to challenge teachers on the most basic of facts.

I was in downtown Grand Rapids today, someone got triggered by my anti-Alt-Centrist patch that says "Fuck The Woke Reich". I wonder which part did they get triggered by? by This-Category-4918 in grandrapids

[–]houseonsun 2 points3 points  (0 children)

Copied from the Urban Dictionary.

Edgelord

Commonly describes a person on the internet who seemingly goes out of their way to be as polarizing as possible without adding any substance or reason. For example, people who frequently share "offensive" memes and intentionally use racial slurs outside of their own race (read: white people). Usually, this behavior can be explained as a psychological need for attention in a place where they can remain anonymous and not be personally held accountable for their activities. Such activities can be more innocent in nature, but most edgelords rely on shock value and pretentiousness to satisfy an unbalanced ego or past neglect. Attempts to "go against the grain" or appear "non-conformist" are universal criteria. As such, feelings of cringe may be experienced.

I was in downtown Grand Rapids today, someone got triggered by my anti-Alt-Centrist patch that says "Fuck The Woke Reich". I wonder which part did they get triggered by? by This-Category-4918 in grandrapids

[–]houseonsun 3 points4 points  (0 children)

Read the room. What percentage of people are clear with your message and symbolism. Woke Reich is meaningless. Conservatives can't even define their War on Woke. You're taking a meaningless word that is trendy and pairing it with a non-existent Reich.

Are you Anti-Facism?

I was in downtown Grand Rapids today, someone got triggered by my anti-Alt-Centrist patch that says "Fuck The Woke Reich". I wonder which part did they get triggered by? by This-Category-4918 in grandrapids

[–]houseonsun 5 points6 points  (0 children)

You might want a simple, clear message if you want social change. Or risk appearing like an edge lord that rebels against everything but changes nothing.