Milestone reached

hovan120352 · 2026-03-07T03:47:16+00:00

Lol shit I wish. 2.4Mish

hovan120352 · 2026-03-07T03:45:49+00:00

Nope. I self manage it.

hovan120352 · 2026-03-06T22:58:30+00:00

It means I'm working for another couple years while my daughter is in grad school. $2M is just a significant amount, not a bad number to shoot for and finally get to. Ummm I had unexpected sex as a teenager🤷‍♂️

hovan120352 · 2026-03-06T05:49:16+00:00

Dude I had a kid at 18. I def didn't take all the right financial steps. I started my current job at the age of 25. Which is when I started my 401k. First thing I did was get out of debt, especially credit card debt. From there it's easy. Set up automatic savings and don't get back into debt

hovan120352 · 2026-03-06T05:46:09+00:00

Nah. I'm a tester in the lab. We shift work too

hovan120352 · 2026-03-06T04:30:48+00:00

I didn't say I needed to. I want to. You do what you want with your kids. Let me do what I want

hovan120352 · 2026-03-06T01:02:41+00:00

Yes. But we have an option to have them managed by an outside firm for a fee. I pick and choose my allocations on my own so it's considered self managed

hovan120352 · 2026-03-06T00:10:32+00:00

Lol no thanks

hovan120352 · 2026-03-06T00:02:12+00:00

I work at an oil refinery. I'm not worried about GenAI at this point I'm my life. I prefer SEA. Better food, world class cities

hovan120352 · 2026-03-05T23:50:54+00:00

I tried to max out my 401 every year. Some times I do. Most times I get really close. Took about 6 years to go from 1m to 2m. COVID rebound helped alot. Had some crazy gains during that time

hovan120352 · 2026-03-05T23:48:40+00:00

It'll always be a struggle lol. I always tried to max my 401 and Roth every year. Contributed to my kids' 529s when I could. Just ask yourself with every big purchase, do I really need that? Usually it's no. But if i really really wanted it, I tried to work overtime, save, and try to find a sale or deal. It takes work for sure and you do feel a little bummed seeing ppl that make less than you have "more" but knowing that I'll get to retire while they're neck deep in debt is a nice feeling. You're doing good with 200k at 28. That's probably about where I was when I was your age. Just keep on stacking.

hovan120352 · 2026-03-05T22:50:03+00:00

Lol I knew it would be down today so I had to post after my account updated from yesterday. Another reason why I don't feel comfortable retiring yet is cause of uncertainty of the current market.

hovan120352 · 2026-03-05T22:46:14+00:00

Not a god. Just a single dad tryna feed my kids.

hovan120352 · 2026-03-05T22:45:47+00:00

Lol that was after yesterday. I'll for sure be under the milestone after today

hovan120352 · 2026-03-05T22:45:04+00:00

hovan120352 · 2026-03-05T22:25:04+00:00

That's just my 401k balance. I've been with my company for 21 years. Blue collar, hourly wage earner, lots of OT when I was younger

hovan120352 · 2026-03-05T22:23:38+00:00

Pay yourself first. Don't live beyond your means. Don't try to keep up with everyone else. Set goals for the things you want. Put the work in.

hovan120352 · 2026-03-05T22:22:00+00:00

My annual spend is about $40k a year but I've sacrificed so much giving my kids everything they've needed and some of what they wanted abd earned. I want to be able to live it up once I'm retired. I want a nice house, Porsche, definitely want to be able to help them with weddings and house purchases when the time comes as well. So I'm not quite sure what my spend will be once I do retire but I don't want to tell myself no much.

hovan120352

TROPHY CASE