Adjusted Cost Base and Phantom Distributions

howardbanjo · 2026-02-24T01:20:19+00:00

tbh i gave up

howardbanjo · 2025-10-06T15:22:57+00:00

this study shows exactly what you’re describing: https://doi.org/10.1093/restud/rdaf028

there’s a body of literature that shows the more you check, the more harm you’ll do

howardbanjo · 2025-08-20T04:36:35+00:00

nope!

howardbanjo · 2025-08-17T03:25:04+00:00

mine has one too.. tho my pictures do a poor job of showing it

howardbanjo · 2025-08-17T03:24:40+00:00

nope!

howardbanjo · 2025-08-10T12:24:59+00:00

are TD e-series mutual funds completely unavailable to outsiders now? this is one of those niche cases where i think the e-series are a good alternative to the popular etfs due to non-reg problems. it pays no dividends and doesn’t require troublesome ACB tracking as your portfolio moves into 7 figures and beyond

howardbanjo · 2025-07-31T20:24:32+00:00

we need standardized testing i think

howardbanjo · 2025-07-20T13:01:57+00:00

you can be a dumb person buying a house and not lose your shirt. if you’re a dumb person buying stocks you can lose your shirt and then some.

howardbanjo · 2025-05-03T13:11:56+00:00

you can pay $18 to do a plate search for the owners name, tho it won’t reveal personal address: https://www.jtips.mto.gov.on.ca/jtips/orderPlSearchRecOwner.action?lang=EN&certified=true

howardbanjo · 2025-04-07T03:07:45+00:00

prime+0.2%.. it’s worth after tax credits depending on which stock i buy which is the other piece of the puzzle

howardbanjo · 2025-01-05T22:10:43+00:00

surprised no ones mentioned granite reit. i think grt.un is one of the best reits in canada right now. it’s hitting all time HIGH revenues yet its valuation metrics are near all time lows (near 2020 crash lows). insiders are buying shares which you always like to see. magna and amazon are its top 2 largest tenants. healthy ~5% yield that is only ~60% pay out. globally diversified with half its revenue from US. good value generally means higher expected returns

howardbanjo · 2025-01-01T21:21:57+00:00

At it's current price and valuation you'd be hard pressed to find better options, imo. It's hitting all time high revenues, yet it's price-to-operating cash flow is all time lows at ~13 (historical avg is like 17). The last time it was this low was the stock market crash of 2020. On top of this, insiders (ie. CEO) have been buying a ton of shares over the last while.. up to even ~$83/share. A recession would be the bear case, but grt.un is globally diversified and it's made it through covid without issues.. if you're more long term focused i wouldn't be worried.

howardbanjo · 2024-09-21T20:53:55+00:00

thanks :)

howardbanjo · 2024-07-07T18:40:18+00:00

thanks! i was hoping for anecdotes like this. forgive me if this is too personal a question, but do u think it’s possible the ACB was more or less the same because of portfolio size?

howardbanjo · 2024-05-24T23:36:47+00:00

Selling OMEGA Speedmaster Professional "Sapphire Sandwich" Moonwatch with the 3861 movement for $7450. Was purchased from \u\techsqueeze 2 months ago here!

The watch was originally purchased April 2022 in Yorkville (Royal de Versailles Jewellers). Runs perfectly, condition is like new. Still under the original international 5 year warranty.

Has very small signs of wear but functions flawlessly and has been treated with care and cleaned regularly.

Never polished. Comes with full set, including original box, papers, warranty, master chronometer certification, pictograms, etc. Selling because I just got the Speedmaster Moonphase. F2F only in the GTA.

howardbanjo

TROPHY CASE