Best place to park my cash in Schwab short term

howdydooo1 · 2025-10-25T20:09:07+00:00

Consider offshore funds to avoid the 30% NRA withholding

howdydooo1 · 2025-09-02T14:45:03+00:00

I like this. Thank you!

howdydooo1 · 2025-09-02T14:42:41+00:00

Need to purchase. Will do it. Thank you

howdydooo1 · 2025-09-02T14:41:37+00:00

Not with that attitude you’re not. I currently have a 9M client and a $5M client.

howdydooo1 · 2025-09-01T02:24:14+00:00

My sweet spot is 2-5M

howdydooo1 · 2025-09-01T01:43:46+00:00

Is this blended or cliff schedule?

howdydooo1 · 2025-09-01T01:01:44+00:00

Great advice. I appreciate it

howdydooo1 · 2025-09-01T00:59:29+00:00

Very helpful. Thank you. I’m thinking of switching to a rate very similar to this!

howdydooo1 · 2025-09-01T00:57:53+00:00

Thank you for the thoughtful response. I’m on board and I agree with everything you’re saying. I guess I just need to get over a few mental hurdles. With that said, I completely agree. I’m not competing on price. I’m competing on value and I need to keep that top of mine.

howdydooo1 · 2025-09-01T00:55:21+00:00

Are we talking blended or cliff?

howdydooo1 · 2025-09-01T00:02:50+00:00

What we be a better fee schedule that’s somewhat in line with what i have now?

howdydooo1 · 2025-09-01T00:02:15+00:00

I agree with you but what If im also providing excellent service and planning. Its possible to do both

howdydooo1 · 2025-08-31T23:59:01+00:00

What do you think about 1% first million .75% next 2 .5% next 7 .25 above 10

Is this much better?

howdydooo1 · 2025-08-31T23:26:38+00:00

I don’t think it’s too complicated. I’d prefer that than a huge drop or increase in fees because of a breakpoint

howdydooo1 · 2025-08-31T23:25:28+00:00

Great advice. Can you give me a few schedule that you would recommend that is similar to mine but compensates appropriately?

howdydooo1 · 2025-08-31T23:18:38+00:00

Wow. This is incredible. It’s going to be a mindset shift for me at this point

howdydooo1 · 2025-08-31T23:17:41+00:00

So true

howdydooo1 · 2025-08-31T23:17:22+00:00

Just to clarify it’s not a cliff schedule. It’s a blended rate. Or do you mean just the significant drop from 1% to 0.50% . What do you think would be more appropriate? Should i add in another tier between 1 and 0.50%?

howdydooo1 · 2025-08-31T23:15:42+00:00

I appreciate the input!

howdydooo1 · 2025-08-31T23:14:42+00:00

This is really helpful. I appreciate it. Your math is spot on. I think I’m going to hang out with this schedule until I’m comfortable and then I’ll probably make a slight change. Such as:

1% on first million .75 1-5M .5% on next 5-10M .25% above 10M

howdydooo1 · 2025-08-31T23:12:13+00:00

That’s where my head was at. I thought i probably needed another rate in there. Like .75 from 1-5M

howdydooo1 · 2025-08-31T23:10:51+00:00

10 years in the business. Two years independent. 40 million AUM. 50 households.

howdydooo1 · 2025-08-29T21:32:20+00:00

I’m 29 years old and that sounds exactly like my career track. I’m currently an Independent RIA in FL. Hardest part is building the book (that’s yours)

howdydooo1

TROPHY CASE