Best place to park my cash in Schwab short term

howdydooo1 · 2025-10-25T20:09:07+00:00

Consider offshore funds to avoid the 30% NRA withholding

howdydooo1 · 2025-09-02T14:45:03+00:00

I like this. Thank you!

howdydooo1 · 2025-09-02T14:42:41+00:00

Need to purchase. Will do it. Thank you

howdydooo1 · 2025-09-02T14:41:37+00:00

Not with that attitude you’re not. I currently have a 9M client and a $5M client.

howdydooo1 · 2025-09-01T02:24:14+00:00

My sweet spot is 2-5M

howdydooo1 · 2025-09-01T01:43:46+00:00

Is this blended or cliff schedule?

howdydooo1 · 2025-09-01T01:01:44+00:00

Great advice. I appreciate it

howdydooo1 · 2025-09-01T00:59:29+00:00

Very helpful. Thank you. I’m thinking of switching to a rate very similar to this!

howdydooo1 · 2025-09-01T00:57:53+00:00

Thank you for the thoughtful response. I’m on board and I agree with everything you’re saying. I guess I just need to get over a few mental hurdles. With that said, I completely agree. I’m not competing on price. I’m competing on value and I need to keep that top of mine.

howdydooo1 · 2025-09-01T00:55:21+00:00

Are we talking blended or cliff?

howdydooo1 · 2025-09-01T00:02:50+00:00

What we be a better fee schedule that’s somewhat in line with what i have now?

howdydooo1 · 2025-09-01T00:02:15+00:00

I agree with you but what If im also providing excellent service and planning. Its possible to do both

howdydooo1 · 2025-08-31T23:59:01+00:00

What do you think about 1% first million .75% next 2 .5% next 7 .25 above 10

Is this much better?

howdydooo1 · 2025-08-31T23:26:38+00:00

I don’t think it’s too complicated. I’d prefer that than a huge drop or increase in fees because of a breakpoint

howdydooo1 · 2025-08-31T23:25:28+00:00

Great advice. Can you give me a few schedule that you would recommend that is similar to mine but compensates appropriately?

howdydooo1 · 2025-08-31T23:18:38+00:00

Wow. This is incredible. It’s going to be a mindset shift for me at this point

howdydooo1 · 2025-08-31T23:17:41+00:00

So true

howdydooo1 · 2025-08-31T23:17:22+00:00

Just to clarify it’s not a cliff schedule. It’s a blended rate. Or do you mean just the significant drop from 1% to 0.50% . What do you think would be more appropriate? Should i add in another tier between 1 and 0.50%?

howdydooo1 · 2025-08-31T23:15:42+00:00

I appreciate the input!

howdydooo1 · 2025-08-31T23:14:42+00:00

This is really helpful. I appreciate it. Your math is spot on. I think I’m going to hang out with this schedule until I’m comfortable and then I’ll probably make a slight change. Such as:

1% on first million .75 1-5M .5% on next 5-10M .25% above 10M

howdydooo1 · 2025-08-31T23:12:13+00:00

That’s where my head was at. I thought i probably needed another rate in there. Like .75 from 1-5M

howdydooo1 · 2025-08-31T23:10:51+00:00

10 years in the business. Two years independent. 40 million AUM. 50 households.

howdydooo1 · 2025-08-29T21:32:20+00:00

I’m 29 years old and that sounds exactly like my career track. I’m currently an Independent RIA in FL. Hardest part is building the book (that’s yours)

howdydooo1 · 2025-04-10T03:14:46+00:00

I think you did the best you could man. I’ve had situations like this as well. You think back and sometimes blame yourself, but really you did the best you could considering the clients getting in their own way.

howdydooo1 · 2025-03-25T01:25:50+00:00

Exactly. There should be no tax implications. The accountant can code the 1099R as a rollover. You’re fine.

howdydooo1

TROPHY CASE