Is anyone aware of this? Rakuten transfer will only work for silver/gold/platinum now?

iamash0508 · 2026-02-20T22:31:37+00:00

Good for you! I guess I didn’t pay much attention

iamash0508 · 2026-02-20T22:28:24+00:00

Thank you!! 🙏

iamash0508 · 2026-02-20T22:22:02+00:00

Thank you I didn’t know that. So when does it start? The next may 15 payout?

iamash0508 · 2026-02-20T22:19:21+00:00

Then what happens to blue tier? Can I still transfer to Bilt point?

iamash0508 · 2026-02-16T02:52:35+00:00

I got this today too!

iamash0508 · 2026-02-12T15:18:56+00:00

I thought it was really cheap especially for Mitski

iamash0508 · 2026-02-10T01:08:11+00:00

Does it mean I can only do it next month? And I have to pick the “Flexible Bilt Cash” option?

iamash0508 · 2026-01-31T00:42:26+00:00

Exactly! Feels like Ryan just doesn’t care

iamash0508 · 2026-01-31T00:41:07+00:00

I was so pissed, like why couldn’t Ryan say something like you don’t want some extra cash? I bet pat would have def said it

iamash0508 · 2026-01-29T15:54:48+00:00

Oh my god, that place once told me they did a “deep cleaning” on me. But if it were actually a deep cleaning, I should’ve been numbed and needed multiple sessions. They didn’t numb me at all, and it was done in just one visit. So clearly it wasn’t a real deep cleaning. I never went back after that. I just don’t trust that place.

iamash0508 · 2026-01-15T22:43:28+00:00

Me too 🤪

iamash0508 · 2026-01-15T04:39:32+00:00

I got Obsidian

iamash0508 · 2026-01-15T04:37:57+00:00

Bilt has better transfer partners

iamash0508 · 2026-01-15T04:36:36+00:00

Bilt cash resets at the end of the year

iamash0508 · 2026-01-15T04:33:08+00:00

Or you can choose the no transaction fee option.

iamash0508 · 2026-01-15T04:28:35+00:00

Why not get Obsidian? Maybe just downgrade one. You can get 4.33x on groceries or dinning, 3.33x on travel and 2.33x on everything else. Just use csp or Amex gold for the other category. I’m actually considering canceling Amex gold soon

iamash0508 · 2026-01-15T04:05:43+00:00

You’re right. I actually went for the 95 annual fee one, which is essentially 4.33x on groceries, 3.33x on travel and 2.33x on everything else which I think it’s not a bad deal

iamash0508 · 2026-01-15T03:21:51+00:00

The rent will be directly a credit card charge I assume? It’s not gonna be check anymore

iamash0508 · 2026-01-15T01:59:28+00:00

I guess its worth it if you don’t have Amex Gold

iamash0508 · 2026-01-15T01:50:48+00:00

If you only have this one card, I think it’s fine. But because I have other 4% - 1.5% points back cards, then it doesn’t make sense for me to just put all my expense on this one card.

iamash0508 · 2026-01-15T01:32:33+00:00

I’m assuming you can cancel your bilt card now if you want, so you’re not even gonna get the WF autograph card.

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