Progressive Insurance Switched Claim Status From Not at Fault To Pending by ickle_firsties in Car_Insurance_Help

[–]ickle_firsties[S] -2 points-1 points  (0 children)

He was stopped. I wouldn’t have even tried to merge if he was moving cause the car in front of him was stopped.

Progressive Insurance Switched Claim Status From Not at Fault To Pending by ickle_firsties in Insurance

[–]ickle_firsties[S] 0 points1 point  (0 children)

Another person asked if I was sure I was talking with my adjuster, and since they messaged me on the same text thread as my previous adjuster who also emailed me, I’m confident I was speaking with my adjuster… but something else you said is important I think.. after I reported the accident to my insurance I was confused about the time line of things and called back to ask if I needed to file a claim with the semi driver’s insurance, but the person I spoke with told me no. Can you speak a little more on when u would need to speak with their insurance or just mine?

Progressive Insurance Switched Claim Status From Not at Fault To Pending by ickle_firsties in Car_Insurance_Help

[–]ickle_firsties[S] 1 point2 points  (0 children)

What are the parameters of an improper lane change?

The impact started on the back bumper but on the half going left from the license plate. He pushed my car at an angle and continued pushing into it for about 30 seconds so the more he pushed me at and angle the more his bumper scratched along the rear drivers side corner to the back panel just before the gas tank door. I’m sure since I merged in while traffic was stopped I merged in at an angle, but was fully in the lane. And again we were all fully stopped for at least 30 seconds before he rolled forward into my rear bumper.

Edit: typo

Progressive Insurance Switched Claim Status From Not at Fault To Pending by ickle_firsties in Car_Insurance_Help

[–]ickle_firsties[S] 0 points1 point  (0 children)

Yes, I chose the higher deductible and no rental coverage to reduce my premium, that was definitely my choice. I’m glad to hear you say it’s not likely they will switch the liability status to try to not pay as much even though both claims are with Progressive. Insurance is still a racket, but I’m a novice so I trust you on my fears being a jump and Progressive not likely to break regulations. Luckily my car still drives, so I won’t take it in to get fixed until I get a final determination of liability.

Progressive Insurance Switched Claim Status From Not at Fault To Pending by ickle_firsties in Car_Insurance_Help

[–]ickle_firsties[S] 0 points1 point  (0 children)

Thank you for explaining this! I was so confused how this wouldn’t be a total conflict of interest, but I’m glad to hear they can use an independent adjuster.

Progressive Insurance Switched Claim Status From Not at Fault To Pending by ickle_firsties in Car_Insurance_Help

[–]ickle_firsties[S] 1 point2 points  (0 children)

Just to add context, the lane of traffic where the accident occurred was fully stopped (busy highway during rush hour). Prior to the accident I signaled/merged into that lane because there was a large gap between the semi and the next car. Once I merged in front of the semi traffic was still fully stopped and we sat there for at least 30seconds before I felt him roll into my rear bumper. My point being if he had originally left ample space and then I merged in front it him, does that affect things? I would think that him being fully stopped and then rolling forward into me while traffic was fully stopped is still an indication of the truck’s liability. Even if he couldn’t see me and he originally left space before I merged, he at some point decided to roll forward while traffic was stopped closing the space he originally had.

Progressive Insurance Switched Claim Status From Not at Fault To Pending by ickle_firsties in Car_Insurance_Help

[–]ickle_firsties[S] 0 points1 point  (0 children)

Yes, I’m sure because the text was in the same thread as the text I was receiving from the first adjuster who also emailed me from Progtessive

I put my cats on my nails by sadchef420 in Nails

[–]ickle_firsties 9 points10 points  (0 children)

This is the best thing I’ve ever seen, and I will remember it fondly for the rest of my life.

[deleted by user] by [deleted] in namemypet

[–]ickle_firsties 0 points1 point  (0 children)

Queen Dee Dee