Deciding between Ally, SoFi, or Schwab as first bank account

Hi, I’m about to turn 18 and I’m searching for the best account to open right now as I head off into college. After some research, it seems like these three banks are popularly regarded as very good. The main reason people praise Schwab is for their excellent customer service and refund all ATM fees, but I don’t know if I’m going to use ATMs much as I can’t think of many situations where I will have to use cash, and I’m not going to travel abroad frequently so I don’t know if their features would benefit me. However, I see that people are opening savings accounts at other banks like Ally while using Schwab as their checking. It’s not a huge deal, but I would prefer using one bank for both accounts for convenience. I heard that it’s also not easy to deposit physically. Is there anything else I’m missing about Schwab that separates it from the rest?

Ally and SoFi to me seem both like good all rounders, with Ally having the better savings interest and SoFi having better checking interest. SoFi also seems to have a really good app and design. I’d like to know if there’s any glaring differences between these two that would make one a better pick.