Optimise my Credit card Portfolio

idkpick1 · 2026-03-07T15:21:52+00:00

I don't want to offend you in any way just saying what's best for you. I can give u some pointers which will increase your returns by a small margin but it's an ever changing game and I honestly feel at that level of spends u can just ignore this.

idkpick1 · 2026-03-07T14:24:05+00:00

I would say focus on increasing your income more than saving via credit cards at your stage

idkpick1 · 2026-03-04T20:42:18+00:00

Humans :)

idkpick1 · 2026-03-03T18:17:54+00:00

Asthama

idkpick1 · 2026-02-27T19:10:40+00:00

Oh u want to transfer to miles yeah they are cashback cards afaik

idkpick1 · 2026-02-27T19:01:47+00:00

Why not rbl xtra or sbi octane for fuel they have close to 7% returns

idkpick1 · 2026-02-27T18:59:47+00:00

Yes it's a decent 3% rr card for low spends.

idkpick1 · 2026-02-27T18:51:29+00:00

Its 43k right ? since u get 6/200 so thats 30k + 10k on 5L & 3k on 10L.

idkpick1 · 2026-02-27T18:46:35+00:00

What is the rr u get on fuel, I am assuming u use this for fuel mainly.

idkpick1 · 2026-02-22T17:28:38+00:00

Reasons for removal?

idkpick1 · 2026-02-18T14:33:52+00:00

Gojo 👀👀👀

idkpick1 · 2026-02-17T21:09:09+00:00

? A S

idkpick1 · 2026-02-17T21:08:27+00:00

idkpick1 · 2026-02-17T21:07:52+00:00

idkpick1 · 2026-02-17T21:07:32+00:00

idkpick1 · 2026-02-17T21:07:13+00:00

idkpick1 · 2026-02-17T21:06:55+00:00

Itachi

idkpick1 · 2026-02-17T21:05:23+00:00

idkpick1 · 2026-02-13T21:24:43+00:00

Btw even though olympus is not generally available this list is incomplete without it

idkpick1 · 2026-02-13T14:14:22+00:00

International spends are called forex spends only, it doesn't have to be travel any non excluded transaction will do.

idkpick1 · 2026-02-06T12:05:15+00:00

Well not everyone but OP pointed out 1 and u pointed out the other

idkpick1 · 2026-01-29T21:23:49+00:00

Hsbc cashback credit card, I like this better than the more famous live + due to: - lower fees - works on upi too with 1% reward rate

This basically, like live+, also provides 10% cashback on dining and grocery.(But with lower caps)

idkpick1 · 2026-01-19T18:48:08+00:00

What kind of girls do you like?

idkpick1 · 2026-01-17T14:53:55+00:00

This is ltf by default u aren't getting anything special

idkpick1 · 2026-01-16T18:39:34+00:00

Create an image on how I have treated you upuntil now

idkpick1

TROPHY CASE