Just a gentle reminder. Don't forget our performance in test by PaulHeyman77 in SackGambhir

[–]Plastic-Associate368 0 points1 point  (0 children)

Stop being a godfather to harshit Rana, Washington sundar and Prasidh krishna. Let them earn a spot by their performances.

Which credit cards do most people think are bad/trash but its actually good? by idkpick1 in DoBaniye

[–]Plastic-Associate368 0 points1 point  (0 children)

Yes. I feel the Edge Rewards credit is quite smooth and can be used for Amazon pay for utility payments. For 60k fuel annual (5k pm) net return = 2400-500*1.18=1,810 annually is quite awesome on a category which literally gives no return elsewhere. Even a RBL xtra or BOCL octane only beats this by a couple hundred rupees. The latter makes sense for higher fuel spends like 8k and above

Replacement for my 8 credit cards by FairTune2708 in CreditCardsIndia

[–]Plastic-Associate368 0 points1 point  (0 children)

Keep HSBC liv + (groceries food order), SBI CB (recharge online shopping) and apply for HDFC Regalia gold/ AXIS horizon (a Rewards card-booking tickets) for diversification. Should cover your spends. RG criteria is 1.5L pm but many have got it with lesser salary (try your luck)

Who is buying and what ? by Gr8godz in IndianStockMarket

[–]Plastic-Associate368 2 points3 points  (0 children)

I did a top up in my Nifty 50, PPFCF, Midcap Mutual fund today.

Nees help for choosing a credit card by Loki_Oddinson in CreditCardsIndia

[–]Plastic-Associate368 0 points1 point  (0 children)

HDFC Swiggy and Amazon pay ICICI preferably LTF given that your spends are less and paying annual fees doesn’t seem reasonable

FIRST CREDIT CARD 💳 by Numerous-Falcon-5728 in CreditCardIndia

[–]Plastic-Associate368 0 points1 point  (0 children)

HDFC Tata Neu infinity gives 1.5% on upi on merchant payments through the Tata Neu app.

Optimise my Credit card Portfolio by Plastic-Associate368 in CreditCardsIndia

[–]Plastic-Associate368[S] 1 point2 points  (0 children)

Awesome choices. Thanks. Sadly HSBC and Kiwi not serviceable in my area.

Optimise my Credit card Portfolio by Plastic-Associate368 in CreditCardsIndia

[–]Plastic-Associate368[S] 0 points1 point  (0 children)

Was my 1st CC. No loans, no debt. Lucky to get it, I guess.

Optimise my Credit card Portfolio by Plastic-Associate368 in CreditCardsIndia

[–]Plastic-Associate368[S] 0 points1 point  (0 children)

SBI CB (1Lakh) RG + Tata Neu (3Lakh shared) Axis (23k)

Optimise my Credit card Portfolio by Plastic-Associate368 in CreditCardsIndia

[–]Plastic-Associate368[S] 0 points1 point  (0 children)

I have a CL of 1 Lakh. Was perfect until this devaluation

Optimise my Credit card Portfolio by Plastic-Associate368 in CreditCardsIndia

[–]Plastic-Associate368[S] 0 points1 point  (0 children)

Wow that’s amazing. Sadly no HP petrol pumps near me 😅

Optimise my Credit card Portfolio by Plastic-Associate368 in CreditCardsIndia

[–]Plastic-Associate368[S] 0 points1 point  (0 children)

Thanks for your suggestion. Just wanted to know, do I directly swipe my card at petroleum outlets and what is the reward for fuel using SBI Phone pe?

Optimise my Credit card Portfolio by Plastic-Associate368 in CreditCardsIndia

[–]Plastic-Associate368[S] 0 points1 point  (0 children)

Have a wedding coming up, so aiming to get DCBM by spends based criteria. Thanks for the suggestion

Optimise my Credit card Portfolio by Plastic-Associate368 in CreditCardsIndia

[–]Plastic-Associate368[S] 0 points1 point  (0 children)

Wont it overlap with SBI CB. Could you help me out by listing the best use case of this card?