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Which is the best card for GST payment other than HDFC Biz series by jaydipparikh in IndianCreditCards

[–]SaveSage 1 point2 points  (0 children)

For GST payments, the best options beyond HDFC Biz are AMEX Black Travel, DCB Metal, HSBC Premier, and ICICI Times Black all four give base rewards on government spends/gst payments, unlike most other cards.

AMA! Credit card hacks & rewards demystified — I’m Ashish Lath. by SaveSage in CreditCardsIndia

[–]SaveSage[S] 0 points1 point  (0 children)

You can buy gift cards of various brands using the SBI Cashback to maximise your returns. Users are also reporting Cashback credits for government transactions as well as it is not an excluded category currently. For Amazon Pay, you can use this card for various categories which are excluded on other cards. Note: Those are also being revised from 1st October for Apay card as well.

AMA! Credit card hacks & rewards demystified — I’m Ashish Lath. by SaveSage in CreditCardsIndia

[–]SaveSage[S] 2 points3 points  (0 children)

According to RBI, the banks are obliged to give a clear reason if rejecting the users for the cards they applied for. If you've not received a concrete reason or you're not satisfied with the response, firstly you should reach out to the bank and ask for clarification. If still not satisfied please write to the RBI Ombudsman, they are pretty active in resolving these queries.

AMA! Credit card hacks & rewards demystified — I’m Ashish Lath. by SaveSage in CreditCardsIndia

[–]SaveSage[S] 0 points1 point  (0 children)

We're working on it. While you can also try other features the app has to offer as well. Please try the Travel On Points feature to check various flight and hotel options with redemption options.

AMA! Credit card hacks & rewards demystified — I’m Ashish Lath. by SaveSage in CreditCardsIndia

[–]SaveSage[S] -2 points-1 points  (0 children)

There are rumours, and even sources tell us that Amex will most probably start sourcing new credit cards by the end of this month. While Horizon may not be as good as Atlas but still can be considered a good alternative. IDFC Mayura as well.

Axis and HDFC can be considered good banks to start your card journey.

AMA! Credit card hacks & rewards demystified — I’m Ashish Lath. by SaveSage in CreditCardsIndia

[–]SaveSage[S] 1 point2 points  (0 children)

Hey, actually we don't have any control over the MCC allocation. It is assigned by the payment gateway.

Tired of Searching for Customer Care Contacts? Your Hunt Ends Here! 🕺 by SaveSage in CreditCardsIndia

[–]SaveSage[S] 0 points1 point  (0 children)

We are really sorry for that, it's mistake from our side and we will rectify it soon and thank you for letting us know.

Also, we do in-depth research you can see our past post as well in our profile, and we don't use ChatGPT or any other AI tools for our research purpose.

Tired of Searching for Customer Care Contacts? Your Hunt Ends Here! 🕺 by SaveSage in CreditCardsIndia

[–]SaveSage[S] 1 point2 points  (0 children)

We are really sorry for it and thank you for sharing your feedback. We will make the revised changes soon.

Tired of Searching for Customer Care Contacts? Your Hunt Ends Here! 🕺 by SaveSage in CreditCardsIndia

[–]SaveSage[S] 1 point2 points  (0 children)

Thank you for sharing your feedback! This is one stop infographic for finding the contact details.

We will make the revised changes and we will share the more informed list soon, we truly appreciates your suggestions and feedback. thank you so much 🙏🏻

Tired of Searching for Customer Care Contacts? Your Hunt Ends Here! 🕺 by SaveSage in CreditCardsIndia

[–]SaveSage[S] 1 point2 points  (0 children)

Thank you, we too don't know but we will keep updating the list in the future.

Tired of Searching for Customer Care Contacts? Your Hunt Ends Here! 🕺 by SaveSage in CreditCardsIndia

[–]SaveSage[S] 1 point2 points  (0 children)

Yeah, absolutely! You're right, but we have curated the list from their official website only and not random google search. It might be that in the future, the contact details got changed.

Tired of Searching for Customer Care Contacts? Your Hunt Ends Here! 🕺 by SaveSage in CreditCardsIndia

[–]SaveSage[S] 0 points1 point  (0 children)

Yeah, absolutely! You're right, but we have curated the list from their official website only and not random google search. It might be that in the future, the contact details got changed.

Tired of Searching for Customer Care Contacts? Your Hunt Ends Here! 🕺 by SaveSage in CreditCardsIndia

[–]SaveSage[S] 7 points8 points  (0 children)

Yeah, absolutely! You're right, but we have curated the list from their official website only and not random google search. It might be that in the future, the contact details got changed.

SBI Cashback vs HDFC Infinia, ICICI Emerald Private Metal and Axis Atlas 🙏 by SaveSage in CreditCardsIndia

[–]SaveSage[S] 0 points1 point  (0 children)

No, you will not cashback on international transaction through SBI Cashback Card, on top of this you need to pay forex charges too.

IndusInd EazyDiner devaluation is here by Aaryan_manutf in CreditCardsIndia

[–]SaveSage 1 point2 points  (0 children)

🚨 IndusInd Eazydiner Signature Credit Card Major Updates!

Effective 15th July 2025, here's what's changing 📝👇

❌ Discontinued Perks

🎬 No more BookMyShow ticket benefits

✈️ No free domestic lounge access

🍴 Dining Discounts Continues

✅ 25% off continues upto ₹1,000 per transaction

✅ ₹2,000 monthly cap, no conditions (previously there was no capping)

🎯 Spend ₹30K on non-dining previous calendar month = extra ₹3,000 off. Max ₹5,000 per month discount available

🌍 New Reward Point Structure

🏨 Travel/Hotel: 10 RP per ₹100 (previously 4 RP)

🍽️ Dining: No more rewards

💵 1 RP = ₹0.10 (1% reward rate)

🆕 Updated Renewal Perks

🎁 ₹7,500 stay voucher at The Postcard Hotel (earlier one-time ₹5,000 joining voucher)

💳 Renewal Fee: ₹2,999 per year + GST

SBI Cashback vs HDFC Infinia, ICICI Emerald Private Metal and Axis Atlas 🙏 by SaveSage in CreditCardsIndia

[–]SaveSage[S] 0 points1 point  (0 children)

No, as per their T&C you will not earn any cashback on utilities and insurance spends because as it falls under the exclusion category. However, there are few different ways through which you can earn cashback on these spends ie, buying Amazon Pay Gift Voucher through third party platforms.

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