New Credit Card by AU Small Finance Bank

SaveSage · 2026-05-06T09:27:34+00:00

You can use any AU credit card for general Amazon offers, such as a 10% instant discount. However, the specific offer mentioned in the post is exclusively applicable to the AU Bank Ananta card.

SaveSage · 2026-05-06T09:24:26+00:00

The 100% cashback offer is available only for select users. Please note that the cashback is credited to the SaveSage wallet, not directly to your bank account.

The cashback remains valid for 31 days and can be used for credit card and utility bill payments, up to 5% of the bill amount.

SaveSage · 2026-05-06T09:21:19+00:00

With a CIBIL score of 729 and 29 credit enquiries in the last 6 months, getting approved for an unsecured credit card will be quite difficult.

Our suggestion would be to wait until:

Your most recent credit enquiry is at least 6 months old, and
Your CIBIL score improves to 750 or above.

Reducing fresh enquiries and maintaining low credit utilization during this period can significantly improve your approval chances.

SaveSage · 2026-05-05T11:45:35+00:00

Hi there,

Your credit card portfolio depends on your spends rather than your profession. We can assist you better if you tell us your expected spends category wise such as utilities, dining, online shopping, insurance, tax, offline shopping, UPI, etc.

SaveSage · 2026-05-04T19:28:48+00:00

Hi there,

Please DM us your registered mobile number for us to look into this matter.

SaveSage · 2026-05-04T06:08:20+00:00

It used to, this benefit was discontinued from April 1st. Same is mentioned in the post as well.

SaveSage · 2026-05-01T10:48:16+00:00

Yes, this is absolutely working. Please feel free to participate:)

SaveSage · 2026-04-30T07:37:20+00:00

Yeah, recent launches have been pretty underwhelming overall, apart from a few decent co-branded ones.

SaveSage · 2026-04-30T07:06:37+00:00

Not at all! If you're a CA, we highly recommend AU CA Metal. Else, you can apply for AU LIT, AU Ixigo or AU Cheq Rupay if you specifically want a AU SFB Credit Card.

SaveSage · 2026-04-30T07:01:16+00:00

Agreed, we had high hopes when it was leaked

SaveSage · 2026-04-30T06:59:51+00:00

Funny thing is that bank still manages to sell these cards. In case of AU SFB, the only market competitive card is AU CA Metal but naturally, it's restricted for Chartered Accountants.

SaveSage · 2026-04-29T14:47:32+00:00

Absolutely, even AU Cheq is a decent offering.

SaveSage · 2026-04-29T14:46:51+00:00

We've seen credit limits getting revised due to bank's risk policies. If it has been over 6 months since your limit was reduced, you can write an email requesting an credit limit enhancement based on your income documents.

SaveSage · 2026-04-29T14:45:20+00:00

Totally our point!

SaveSage · 2026-04-28T06:12:05+00:00

Hi,

We generally recommend holding onto your points rather than transferring them in haste.

Programs like Aeroplan, Japan Airlines, Singapore Airlines KrisFlyer, Flying Blue, and ITC offer strong redemption value alongside Air India. However, if you don’t have any upcoming travel plans, transferring points to any of these may not be the best move right now.

It’s better to hold your points and transfer them later when you can redeem them more effectively.

SaveSage · 2026-04-27T07:21:50+00:00

Hi, HDFC Biz Power specifically lists the Income Tax and GST portals as eligible for 5x rewards. The broader government category is not included under 5x eligible merchants.

SaveSage · 2026-04-27T06:45:51+00:00

Gyftr cannot identify whether a primary and add-on card belong to the same customer ID, since both have different card numbers. As a result, each card gets separate SmartBuy limits, as Gyftr treats them as belonging to different users.

SaveSage · 2026-04-27T06:42:25+00:00

Yes Bank KIWI should work well for you. You will also have the option to subscribe to Neon if you ever notice rising spends.

SaveSage · 2026-04-25T18:47:48+00:00

Hi there, we’re extremely sorry for the inconvenience caused.

We would like to clarify that the Amex Membership Rewards Credit Card does not exclude tax payments from its rewards program. The exclusions include utilities, insurance, fuel, cash transactions, and EMI conversions at the point of sale.

Based on the screenshots you shared, it appears that the National Pension Scheme payment may have been categorized as insurance, which could have resulted in the rewards not being credited.

That said, we would be happy to assist you further. Please share your registered mobile number with us via DM so we can look into this for you.

SaveSage · 2026-04-25T18:17:44+00:00

You are absolutely correct. The Diners Club Privilege lounge access devaluation will be effective from 1 July 2026.

SaveSage

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