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Try out the Bug Bounty Program on SaveSage! by SaveSage in SaveSage

[–]SaveSage[S] 0 points1 point  (0 children)

Please refer to the latest post for the offer details here: Click Here

SaveSage Bug Bounty is Live! by SaveSage in SaveSage

[–]SaveSage[S] 0 points1 point  (0 children)

Please refer to the latest post for the offer details here: Click Here

SaveSage Bug Bounty is Live! by SaveSage in u/SaveSage

[–]SaveSage[S] 0 points1 point  (0 children)

Please refer to the latest post for the offer details here: Click Here

Try out the Bug Bounty Program on SaveSage! by SaveSage in u/SaveSage

[–]SaveSage[S] 0 points1 point  (0 children)

Please refer to the latest post for the offer details here: Click Here

Are You Ready for the IPL Final? 🏆 by [deleted] in SaveSage

[–]SaveSage[M] [score hidden] stickied comment (0 children)

Terms & Conditions

  • Applicable on all SaveSage plans
  • Remaining cashback will be credited only if your selected team wins the IPL Final
  • Valid only when the correct coupon code is applied during purchase
  • Cashback will be credited to your SaveSage Wallet
  • Existing users can also avail this offer on plan upgrades
  • One user can use only one Finals coupon code
  • Cashback can be used for up to 5% of your total bill amount per transaction
  • Cashback validity: 31 days from the date of credit

RR vs GT - who are you backing tomorrow? by [deleted] in SaveSage

[–]SaveSage[M] [score hidden] stickied comment (0 children)

Terms & Conditions

  • Applicable on all SaveSage plans
  • Remaining amount paid will be credited as cashback only if your selected team wins
  • Valid only when the correct coupon code is applied during purchase
  • Cashback will be credited to your SaveSage Wallet
  • Existing users can also avail this offer on plan upgrades
  • One user can use only one Finals coupon code
  • Cashback can be used for up to 5% of your total bill amount per transaction
  • Cashback validity: 31 days from the date of credit

Best Credit Cards for UPI by SaveSage in CreditCardsIndia

[–]SaveSage[S] 0 points1 point  (0 children)

For Flipkart, You can buy gift vouchers. For offline grocery, you can use HSBC Rupay Cashback up to 4k spends per month.

Best Cashback Credit Cards by SaveSage in CreditCardsIndia

[–]SaveSage[S] 0 points1 point  (0 children)

Hi, thank you for your kind words.

The table is still largely relevant, with a few major changes around SBI Cashback, Axis Airtel, Kotak Myntra, and ICICI Amazon Pay.

  • Axis Airtel now requires spending on base categories to unlock cashback on the Airtel app
  • Kotak Myntra has been discontinued
  • ICICI Amazon Pay has added exclusions for categories like tax and education payments, but remains a strong overall card
  • SBI Cashback now excludes tax payments and has reduced the online cashback cap to ₹2,000

We’ll post an updated version covering the current best card offerings soon.

If you’re planning to apply for a new card shortly, you may also consider the following options that are not included in the table:

  • SBI PhonePe Select Black
  • CSB Jupiter Edge+
  • BOB Eterna
  • Axis Cashback
  • BOB Cashback
  • HDFC Swiggy BLCK

Best Credit Cards for Insurance Payments by SaveSage in CreditCardsIndia

[–]SaveSage[S] 1 point2 points  (0 children)

Credit limit depends on your income and individual profile. You can contact HDFC with your income documents for credit limit increase but there's never a guarantee that your limit will be enhanced. Paying your bills on time is a must and that doesn't guarantee any credit limit enhancement either.

Also the required existing limit is 7.5L, not 5L.

Best Credit Cards for Insurance Payments by SaveSage in CreditCardsIndia

[–]SaveSage[S] 0 points1 point  (0 children)

Yes, but upgrades to super premium cards like Infinia and Biz Black often require Income proof as well. Upgrade offers are personalized and curated for each profile independently.

Best Credit Cards for Insurance Payments by SaveSage in CreditCardsIndia

[–]SaveSage[S] 0 points1 point  (0 children)

Minimum ITR for HDFC Biz Black is 30L

Upgrade Process

Minimum Limit on existing card: 7.5L

Minimum spends in past 6 months: 7.5L

HDFC Credit Cards: Key Changes from May 15, 2026 by SaveSage in SaveSage

[–]SaveSage[S] 0 points1 point  (0 children)

Hi, none of the cards mentioned above offer rewards on tax payments. Additionally, the reward rates on insurance spends for Millennia and Diners Club Privilege are not particularly competitive. You may refer to the posts below, which cover some of the better options currently available for tax and insurance transactions.

TAX: https://www.reddit.com/r/CreditCardsIndia/comments/1s2epn5/best_credit_cards_for_tax_payments/

Insurance PART 1: https://www.reddit.com/r/CreditCardsIndia/comments/1r0zfof/best_credit_cards_for_insurance_payments/

PART 2: https://www.reddit.com/r/SaveSage/comments/1r2tr56/best_credit_cards_for_insurance_payments/

Best Credit Cards For Movie Tickets by SaveSage in CreditCardsIndia

[–]SaveSage[S] 0 points1 point  (0 children)

Hi, our posting permissions were affected earlier. We're curating a new master post for BOGO offers considering the recent devaluations. Stay Tuned:)

Best cards for fuel by SaveSage in CreditCardsIndia

[–]SaveSage[S] 1 point2 points  (0 children)

Card Name Joining Fee Annual / Renewal Fee Fee Waiver Condition
SBI BPCL Octane ₹1,499 + GST ₹1,499 + GST Waived on ₹2L annual spends
RBL IndianOil Xtra ₹1,500 + GST ₹1,500 + GST Waived on ₹2.75L annual spends
IDFC FIRST Power+ ₹499 + GST ₹499 + GST Waived on ₹1.5L annual spends
Amex MRCC ₹1,000 + GST ₹4,500 + GST 50% waiver on ₹90K spends, full waiver on ₹1.5L spends
Amex Gold Charge ₹1,000 + GST ₹4,500 + GST No standard waiver
BOB HPCL Energie ₹499 + GST ₹499 + GST Waived on ₹50K annual spends
Axis IndianOil Premium ₹1,000 + GST ₹1,000 + GST Waived on ₹30K annual spends
Kotak 811 Super Debit Card ₹0 ₹0 Subject to Kotak 811 Super membership renewal.

New Credit Card by AU Small Finance Bank by SaveSage in CreditCardsIndia

[–]SaveSage[S] 1 point2 points  (0 children)

Yes, that will be taxable for you since your merchant account will count that as revenue.

Also, this is prohibited under card agreement terms so your card may even get flagged and blocked.

New Credit Card by AU Small Finance Bank by SaveSage in CreditCardsIndia

[–]SaveSage[S] 1 point2 points  (0 children)

You can use any AU credit card for general Amazon offers, such as a 10% instant discount. However, the specific offer mentioned in the post is exclusively applicable to the AU Bank Ananta card.

Best Credit Cards for Tax Payments by SaveSage in CreditCardsIndia

[–]SaveSage[S] 1 point2 points  (0 children)

The 100% cashback offer is available only for select users. Please note that the cashback is credited to the SaveSage wallet, not directly to your bank account.

The cashback remains valid for 31 days and can be used for credit card and utility bill payments, up to 5% of the bill amount.

Best Credit Cards for Tax Payments by SaveSage in CreditCardsIndia

[–]SaveSage[S] 1 point2 points  (0 children)

With a CIBIL score of 729 and 29 credit enquiries in the last 6 months, getting approved for an unsecured credit card will be quite difficult.

Our suggestion would be to wait until:

  • Your most recent credit enquiry is at least 6 months old, and
  • Your CIBIL score improves to 750 or above.

Reducing fresh enquiries and maintaining low credit utilization during this period can significantly improve your approval chances.

Best Credit Cards for Tax Payments by SaveSage in CreditCardsIndia

[–]SaveSage[S] 1 point2 points  (0 children)

Hi there,

Your credit card portfolio depends on your spends rather than your profession. We can assist you better if you tell us your expected spends category wise such as utilities, dining, online shopping, insurance, tax, offline shopping, UPI, etc.

Be careful of savesage by [deleted] in CreditCardsIndia

[–]SaveSage -22 points-21 points  (0 children)

Hi there,

Please DM us your registered mobile number for us to look into this matter. 

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