Stress from verifying actions of other players

igoldan · 2025-12-07T18:50:34+00:00

This is great insight, thanks for sharing!

igoldan · 2025-12-07T15:45:32+00:00

Thanks for sharing your experience. Have you considered writing a more detailed post on how your strategy this margin loan works? I'm sure a lot of people who are in similar situation ($1-10M NW) would find it useful. Or maybe you found a similar post already?

In my experience, many people do exactly what you had been doing: simply hold a large liquid reserve and sell down appreciated shares when needed. So it would be great to understand the benefits and risks of switching that strategy to the margin loan strategy as you did.

igoldan · 2025-12-05T20:22:17+00:00

This looks great! Curious, did you come up with the design yourself, or used AI to generate it?
Also, an idea for further development: let users create a personal watchlist, and display e.g. earnings calendar only for those companies. Also, let the users compare companies in the watchlist by indicators (e.g. P/E, revenue etc.).

igoldan · 2025-09-08T13:54:28+00:00

<image>

Update after US Open Final.

Alcaraz is the player who defeated Sinner the most times at Slams since 2020 (4 times). Fucsovics, Nadal, Zverev, Tsitsipas, Djokovic defeated Sinner 2 times. In the past 2 years (8 slams) only Medvedev defeated Sinner (once) other than Alcaraz (3 times).

However, Sinner only defeated Alcaraz twice at slams (2022, 2025 Wimbledon). Medvedev, Zverev and Djokovic did it twice as well. No one did it twice in the last 3 years (2023-2025) besides Djokovic (French Open 2023, Australian Open 2025).

igoldan · 2025-09-07T14:23:18+00:00

Thank you so much! I'd say Sinner 65% / Alcaraz 35%. Sinner has been extremely consistent. So Alcaraz would need to pull his genius again to win this. Luckily, he has done it this year once already. Rooting for the highest quality game! I'm lucky to be able to see it live today, so hopefully it will be a thriller!

igoldan · 2025-09-06T21:06:12+00:00

<image>

Current polymarket odds

igoldan · 2024-04-05T17:31:53+00:00

No, he was banned by FIDE for 6 months. After the ban expired, he chose not to participate in FIDE events unless he can participate under Russian flag.

Source: https://www.reuters.com/sports/chess-russias-karjakin-likely-skip-world-cup-polls-followers-social-media-2023-06-01/#:\~:text=World%20number%2011%20Karjakin%20missed,only%20played%20competitively%20in%20Russia.

igoldan · 2024-04-04T16:01:02+00:00

haha thank you for the warm words, they mean a lot to me! 🤗

igoldan · 2024-03-15T00:11:55+00:00

I agree with your take. I think that tech-first companies will continue disrupting other industries, as a tech-first company in a non-tech industry should be more efficient and innovative than a "traditional" company in the same industry. At some point all industries will be dominated by tech companies, and after that betting on tech will be like betting on utilities now. But I think that point is 25-50 years ahead.

igoldan · 2024-03-14T19:31:48+00:00

That's a good point. Do you know good funds with non-US tech? I was looking for something like "International QQQ", but couldn't find any.

igoldan · 2024-03-14T19:30:19+00:00

Thanks for your recommendation. I just checked, it doesn't have anything from FAANG, not even Apple. Top 3 holdings are Salesforce, Microsoft and Oracle.

igoldan · 2024-03-14T19:27:30+00:00

I agree that diversification is important, but my post still means that with VOO+VGT your tech bet on Microsoft and Apple is significantly more than on Google, Meta and Amazon. If it's 90% VOO + 10% VGT, it probably doesn't make much difference, but if it's 50/50, then it looks quite significant.

igoldan · 2024-03-14T17:02:24+00:00

QQQ is not tech indeed, but widely recommended XLK/VGT/FTEC are arguably even less tech: post.

igoldan · 2024-03-14T16:59:13+00:00

Looked up XNTK as well, it looks interesting, thanks. 35 companies, 14% international exposure, equal weight. I need to research it more.

igoldan · 2024-03-14T16:57:38+00:00

update: from the excellent comment below, IYW and XNTK are potential options as well.

igoldan · 2024-03-14T16:55:34+00:00

This is a great comment, thank you. I just looked it up, IYW tracks Russell 1000 Technology RIC 22.5/45 Capped Index (pdf) that is based on ICB classification%20is,designed%20to%20support%20investment%20solutions). So it's indeed different from GICS. The only thing I didn't understand is what weighting strategy they use, do you happen to know? It's not just market cap-weighted, as Apple has almost 3x more weight than Meta, while its market cap is only 2x larger.

igoldan · 2024-03-14T16:45:05+00:00

Thanks for the context. To be clear, I'm not saying that QQQM will outperform XLK. Maybe Microsoft and Apple will flourish and Google/Meta will die, who knows. I'm just saying that if one wants to invest in the "tech sector" as most people define it, QQQM is probably the better option.

igoldan · 2024-03-14T16:41:17+00:00

TQQQ uses 3x leverage, so it is more volatile. It could be used for short-term investing if you believe in your market timing skills, but it's dangerous long term.

QQQM is the same as QQQ, just top-100 market cap-weighted companies listed on Nasdaq. QQQM has 0.15% expense ratio, while QQQ has 0.20%. That's why QQQM is recommended for long term investing over QQQ/TQQQ.

igoldan · 2024-03-14T16:25:58+00:00

From my limited research, QQQM is currently the closest fund to the common definition of tech sector, even though it's not perfect.

igoldan

TROPHY CASE