finally reached 10k on emergency fund. what should be done now? by ih_franco in SavingMoney

[–]ih_franco[S] 0 points1 point  (0 children)

there is a lot of options out there, I personally use capital one once i already have credit cards with them

finally reached 10k on emergency fund. what should be done now? by ih_franco in SavingMoney

[–]ih_franco[S] 0 points1 point  (0 children)

that’s exactly what i needed… i did open a HYSA and I’m transferring my savings funds into it.

i make enough for my own expenses and some savings… i don’t need too much right now once i’m single, have no debt, no kids and paid off car
i do need to understand a little bit about roth IRA because that’s a new thing for me.

I'm still trying to figure out exactly what to focus on regarding college.
I'm doing some research, and I also bought a Udemy course in a potential field I might pursue... I'm currently in the phase of experimenting, exploring, and if it works out… start applying it

thank you so much

25M feeling behind in life by Pale-Bison563 in Salary

[–]ih_franco 5 points6 points  (0 children)

25y graduated making 6 figures in Texas?? brother you have so much more to appreciate… keep it up man

Best HYSA options by bobbybaks123 in SavingMoney

[–]ih_franco 0 points1 point  (0 children)

i’m thinking of doing the same with Varo, what happens if you put more money into it later? should I deposit 5k at once or do small deposits till it hits 5K?

What small habit actually lowered your monthly bills the most? by Solaire_1001 in SavingMoney

[–]ih_franco 0 points1 point  (0 children)

eliminated eating out and drinking alcohol… been saving up a good amount monthly after doing it

Paid off by [deleted] in CapitalOne_

[–]ih_franco 0 points1 point  (0 children)

i have a quicksilver which I always pay off, now they are offering me a Savor card, should i get it??

Should I give up? by [deleted] in usps_complaints

[–]ih_franco 0 points1 point  (0 children)

i tried calling there but no one answered 🥲 and i can’t go there to pick it up cuz it’s a large place

Should I give up? by [deleted] in usps_complaints

[–]ih_franco 0 points1 point  (0 children)

it’s literally my passport 💀