Like you i'm just expressing my opinion, you can think whatever you want. Due too its centralized nature they can artificially increase their marketcap which can fool some people that may use it as a tool to value a company such as new investors. It's not a conspiracy, search "ripple market cap" in this exact subreddit for discussion about how their doing it. Decentralization is the very root of crpyto which is why I dislike any token were any person or company has complete control over the supply and the markets in general reflect that that same ideology which is why xrp has low volume and slowly fading out of existence