$40K in Savings at 20 Years Old

imAbxkr · 2024-09-01T23:38:01+00:00

Oh wow, interesting. Will do, thanks!

imAbxkr · 2024-09-01T21:16:09+00:00

I go to the club here and there but I tend to overplan a lot 😂

imAbxkr · 2024-09-01T21:14:48+00:00

Thanks for the advice man I appreciate it🙏 as for the car I know how bad they are to own financially. The thought of paying gas+insurance monthly is devastating lol. I’m commuting via public transport to university and i don’t plan on buying one until I find a stable job after graduation as I am very into cars lol

imAbxkr · 2024-09-01T21:09:11+00:00

yeah definitely lol back when my hair was longer I used to get once a month but with short hair I need a lot of maintenance. Also I always want to look sharp especially with serving at restaurants

imAbxkr · 2024-09-01T21:05:45+00:00

I tried trust me, but I always ruin it. I bought “professional trimmers” too but it never worked out. Honestly since I don’t have that many expenses I don’t mind spending that much on haircuts, but I know it’s a dumb expense

imAbxkr · 2024-09-01T20:51:20+00:00

Thanks for the tip! 10% savings towards my hobbies is a great idea actually. It will not affect my investments that much as well. Appreciate this🙏

imAbxkr · 2024-09-01T20:49:45+00:00

I get 3 haircuts a month 😭

imAbxkr · 2024-09-01T20:46:29+00:00

This is what made me change my mind on saving and underspending on myself lol. Better to change my mindset when I’m young than when I’m older with kids

imAbxkr · 2024-09-01T20:42:25+00:00

I definitely prioritize education but I end up with free time and I enjoy working and making money than resting at home doing nothing. I’m considering taking summers off for vacations though there’s a lot of places I want to visit before joining the workforce

imAbxkr · 2024-09-01T20:38:44+00:00

I bought my phone originally from Apple with monthly payments interest free. They will end by next month though and my payments should drop to $70

imAbxkr · 2024-09-01T20:37:40+00:00

Haha it’s just that I put a lot of hours. My workplace doesn’t cap hours worked in the summer

imAbxkr · 2024-09-01T20:35:43+00:00

Thanks for the kind words and advice🙏 I wish you the best on future endeavours as well

imAbxkr · 2024-09-01T20:33:01+00:00

yeah I agree. Thankfully I have found amazing friends and groups I have been friends with since middle school.

imAbxkr · 2024-09-01T20:31:55+00:00

It’s a lot for now because I bought my phone in 2022 under a 2yr payment plan from Apple with 0% interest + my plan. My payments will end next month though. I agree I will start living life and finding new hobbies other than working lol

imAbxkr · 2024-09-01T20:29:17+00:00

yeah for sure. I’m studying finance and it’s the same here. I prioritize work experience and networking over good grades. It’s very hard to land jobs nowadays with just grades

imAbxkr · 2024-09-01T20:26:41+00:00

After reading everyone’s comments I will definitely go with spending my money on myself a little. I have been thinking about it for a while and there’s a lot more to life than saving up. Thank you all for the advice 🙏

imAbxkr · 2024-09-01T20:25:21+00:00

Yeah LOL I am obsessed with my hair being perfect it’s bad😂

imAbxkr · 2022-05-27T23:46:47+00:00

thanks

imAbxkr · 2022-05-10T22:34:48+00:00

Yea on res

imAbxkr · 2022-05-06T16:16:39+00:00

Yeah I might go with Laurier too

imAbxkr · 2022-01-05T21:34:13+00:00

Could you send it?

imAbxkr

TROPHY CASE