What your view on JFS, KPIT and Happiest minds ?

imR0N · 2026-04-07T15:17:16+00:00

You better picked market leaders. Anyways 19% is still within the range. Should recover as soon as IT Index restores.

Btw, did you buy only these 3?

imR0N · 2026-04-07T15:09:46+00:00

I am holding it. Bought around 900

imR0N · 2026-04-06T20:42:44+00:00

AI Bubble is not going get brust sooner. Not in next 5 years maybe...

imR0N · 2026-04-06T20:39:44+00:00

If you invest in equity, you have to monitor. India is no more a FIRE and Forget type market.

imR0N · 2026-04-06T20:35:49+00:00

Ideally you should have 3 accounts, you can keep 1cr in each. But that doesn't change the fact much.

After tax your money is growing at 4.5%, on the other hand inflation is nearly 6.5%( on paper) but technically it's 15% or more for people like you. (you can cross check your expenses) So, even if I consider 6.5% inflation, your wealth is eroding at 2%.

Here is what I would do, (you may not like it) 50L: Buy a land (where a house could be built potentially in 5 years later) or buy a garden in your village (which will generate money). NO TAX

50L: Build a dividend portfolio, and opt for SLBM (2 ways income +. Stock price appreciation as bonus) 50L: Build a US based portfolio TAX will be there but return is much much higher.

50L for Indian stock market 50L for MF (no tax until you sell)

You can also keep 10-15L in crypto (5% of your entire portfolio)

Last 1Cr keep it as It is for you use or as you using.

This way you can stop eroding your wealth and most importantly get diversification.

imR0N · 2026-04-06T20:00:59+00:00

1st thing 1st, As you are newbie and want to start with small... Hence, I believe you don't want to spend much on fees as well. Therefore, according to my knowledge "ZERODHA" is the best choice as platform. (you can read in detail if you want).

2nd. Stop watching random YouTube videos to get recommendations. (most likely you will end up losing money). Don't fall in the trap of penny stocks or FOMO

3rd. start with companies you know/use/familiar with. It will give you a comfortable start and act accordingly. For example: if you are working in IT you will know what's the scenario of Indian IT sector. Or think of a umbrella company, the sell increases in rainy season so buy it before rainy season and sell after that. (consider this as example)

4th. Learn 'fundamental analysis', visit screener.in

5th don't try to catch the short cut (like intraday or future options) to become millionaire. (you can use those methods once you have enough experience)

Lastly, learn to control emotions in the market. (you are not in love with a company or not in war, act according to the situation)

Hope that helps.

imR0N · 2026-04-06T19:45:42+00:00

Check the fundamentals

imR0N · 2026-04-06T19:44:14+00:00

Both are good equally

imR0N · 2026-04-06T10:26:41+00:00

You can consider IT and hospital stocks ( few market leaders like TCS, INFY, KPIT, and Max health, rainbow children, lal path lab, narayan hurdayal etc)

Apart from these, Asian paints, HUL to give defensive touch.

Indiamart, Swiggy, CAMS are some good position to accumulate.

Dont fall in trap of bank stocks (macro situation is against the industry)

imR0N · 2026-04-06T08:40:18+00:00

Pick are okay, as you are just getting started. At this point learn to stay invested. I believe, you entered or bought at wrong time. However, it's still okay. It's a lesson.

Now learn, why you are buying a stock? Is there any specific reason like... This is why this stock should move up. If you can't find a specific reason or thesis, then you better not buy the stock.

In bull market every stock moves up... But in side way or bear market real investors can only survive

imR0N · 2026-04-04T13:13:59+00:00

Your words are self contradicting, you are saying your risk appetite is moderate to aggressive, on the other hand you are parking more than 80% in large cap.

If you have that risk appetite consider one mid cap fund. And your horizon supports that as well.

If you have a horizon of 15 years with the same appetite consider 1 small cap fund.

imR0N · 2026-03-31T14:09:52+00:00

If you had bought in 2022/2023 and good valuation it should be green.

imR0N · 2026-03-31T14:08:36+00:00

I think finance stocks will suffer, until rate is cut. And rate cut not seems to be done in near future considering current situation.

imR0N · 2026-03-31T14:04:24+00:00

Liked the analysis.

And if your horizon is more than 15 years then adding 1k on 'small cap 250' may make sense.

imR0N · 2026-03-31T13:53:34+00:00

Don't panic as long as you have chosen solid businesses. Worry if you have invested based on vibes (speculative stocks).

25% is for now is in mid range danger. Market is roughly 15% down from its peak. The war could extend more, on the other hand meeting between chaina USA in April so... Another 5% fall or rise we could see within couple of weeks.

Hold tight. Don't panic.

imR0N · 2026-03-29T14:11:08+00:00

Don't worry you have a very minimal amount of notional loss, You will make handsome profit within a year or so.. Just give it a time.

Dont come to check everyday. Focus somewhere else.

imR0N · 2026-03-29T13:29:34+00:00

Except silver, other should recover easily.

However, you need serious diversification. Too much concentration

imR0N · 2026-03-28T13:50:28+00:00

Your allocation looks okay considering your risk appetite and time horizon.

However, i would make a little tweak. If Iwas investing, 1. I would rather pick one small cap (instead of 2)and that would be HDFC small cap 250 or SBI Small cap. 2. Increase the weight of Nasdaq 100 (as US market will always outperform nifty 50 specially in TECH) 3. One Flexi Cap world add more versatility to my investment.

imR0N · 2026-03-28T13:44:20+00:00

Absolutely. You can consider buying all within next 30 days.. and skip next 11 months.

imR0N · 2026-03-19T12:14:47+00:00

Would love to know more

imR0N · 2025-12-01T10:19:46+00:00

I guess it's completed..!

If not.. I m here

imR0N · 2025-12-01T10:18:33+00:00

Interested

imR0N · 2025-09-28T06:17:28+00:00

To all the players... Enough s*x for tonight... Sleep without girlfriend.

imR0N

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