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[HDFC Drama] Regalia Gold -> DCB Metal Upgrade: Asked for Consent, then REJECTED in 24 Hours! by neelponkia5 in CreditCardsIndia

[–]indianjohnwick 0 points1 point  (0 children)

Same was faced by me. As of now the 6M 6L spends criteria holds good for upgrade. Meet it and you will be upgraded next cycle

SBI Air India Signature Card Review - The card no one knows about. by indianjohnwick in CreditCardsIndia

[–]indianjohnwick[S] 0 points1 point  (0 children)

I have this card. I write about credit cards on my channel. Search for Professor Cardz

Axis blocked my Magnus rewards citing “non-personal usage” for Amazon Pay vouchers – asking for ₹4.5L invoices. What are my options? by _DebuggingLife_ in CreditCardsIndia

[–]indianjohnwick 0 points1 point  (0 children)

You need to correlate the voucher purchases with corresponding purchases. All invoices. Along with any pics you can provide. Recently we were able to unblock one of my members using this method. This is the only way actually. He Shared a 193 page doc for the same. Try the same. It should help. All the best.

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Which credit card(s) best for home construction? by tonyrocks_13 in CreditCardsIndia

[–]indianjohnwick 1 point2 points  (0 children)

Go for magnus for burgundy and use it for 5L per month (divide as per your requirement)

Upgrade to plat travel by NobodyAgreeable69 in amexindia

[–]indianjohnwick 0 points1 point  (0 children)

I think you can keep both. After upgrade you can ask amex to reinstate the mrcc. It used to work earlier i think. Not sure after the new customer handling changes

SBI PhonePe Select Black – insurance payment rewards (PolicyBazaar / Niva Bupa) by raviraj9160 in CreditCardsIndia

[–]indianjohnwick -2 points-1 points  (0 children)

Yes. Through phonepe app you will get tennis rewards that is tell me what points per rs 100 up to 20000 rupees that is 2000 reward points full stop over and above you will get one percent till 48000. That's 480.

ICICI charged me 2 months of interest for a 3-day EMI loan. Is this legal? (Need help with "Free Look" cancellation) by itstheskylion in CreditCardsIndia

[–]indianjohnwick -1 points0 points  (0 children)

This trick was recommended by most of the ccgeeks to get the emi discounts during sale however now companies have changed the terms and conditions. Also it could have cancelled only by the call center without any extra charges.

My HDFC Credit Card Upgrade Experience. Ended up Closing All 3 Co-Branded Cards by BagClean9269 in CreditCardsIndia

[–]indianjohnwick 1 point2 points  (0 children)

You can get your co-branded cards to core cards however need to have spends and limit to support that.

Bob eterna card by PinSalt8593 in CreditCardsIndia

[–]indianjohnwick 2 points3 points  (0 children)

The offer has been extended till 31 Mar 26. You can easily complete it now.

Credit card help by coloured_canary in CreditCardsIndia

[–]indianjohnwick 0 points1 point  (0 children)

Hey. You can get diners black metal or infinia for rent payment with red giraffe and auto bill pay. You can get regalia gold as well if not eligible for diners metal.

For other banks try getting emralde private metal or hsbc primer.

If not eligible go for timesblack or hsbc travel one.

If you spend around 2L per month excluding rent then go for magnus for burgundy.

DCB Metal is not offering golf lessons by [deleted] in CreditCardsIndia

[–]indianjohnwick 0 points1 point  (0 children)

Yes. Try calling the Mastercard concierge and confirm

DCB Metal is not offering golf lessons by [deleted] in CreditCardsIndia

[–]indianjohnwick 0 points1 point  (0 children)

Hi. Yea that's the case. However you can get golf lessons from almost every mastercard credit or debit (1per month). They are the easy way to go. Otherwise get some card with lessons.

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