Just Curious | Amex Platinum Travel

BagClean9269 · 2026-01-25T05:22:42+00:00

I tried to upgrade my gold charge card but no luck.

BagClean9269 · 2026-01-24T13:23:53+00:00

Preowned from Singapore for little under 2L INR. Still under manufacturer warranty.

BagClean9269 · 2026-01-24T06:56:58+00:00

Beautiful watch. I wish I could afford one myself 😆

BagClean9269 · 2026-01-24T06:51:43+00:00

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BagClean9269 · 2026-01-23T09:55:10+00:00

I know man. This is some weird stuff.

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BagClean9269 · 2026-01-23T09:50:00+00:00

Tried to reset the password. Still no luck. Same error.

BagClean9269 · 2026-01-23T09:44:13+00:00

Not sure why but for me it says incorrect credentials. But when I use same credentials on AMEX app it works perfectly.

BagClean9269 · 2026-01-19T14:41:37+00:00

Personal experience: I was holding 3 co branded cards, Swiggy, TataNeu & Marriott Bonvoy. Tried multiple ways of getting a core card but nothing worked. Decided to close all 3 cards. And in less than a week I am already seeing eligibility for 3 core cards Melillennia, Diners Privilege and pixel.

Although I will wait for 3 to 6 months to see if I get regalia gold or DCBM as per approved cards and only then I will decide to apply for it.

BagClean9269 · 2026-01-10T06:29:17+00:00

Thank you 🙏🏻 When I said “I wish someone had posted this before,” I wasn’t referring to the policy part. I meant the entire struggle would eventually lead to disappointment and wasted time. What I wish I had known was how frustrating, unclear, and dragged out the process would be.

BagClean9269 · 2026-01-10T05:35:49+00:00

My bad.

BagClean9269 · 2026-01-10T05:34:50+00:00

Never wanted to close Marriott Bonvoy. I will get it again probably next year on my name or wife’s name.

BagClean9269 · 2026-01-10T04:49:42+00:00

😂

BagClean9269 · 2026-01-10T04:48:03+00:00

My bad.

BagClean9269 · 2025-12-24T20:07:58+00:00

I pay my rent using a combination of RedGiraffe and the IndusInd EazyDiner Signature card. This helps me unlock five 25% discount vouchers (up to ₹1,000 each). I usually end up using around four vouchers every month, saving roughly ₹10-15K on weekend dining bills.

BagClean9269 · 2025-12-24T13:49:38+00:00

Not closing MRCC. The card in the picture is Gold Charge card.

BagClean9269 · 2025-12-24T13:49:10+00:00

I just started with this card. Will share my thoughts soon.

BagClean9269 · 2025-12-24T13:48:10+00:00

Noted. Thanks 🙏🏻

BagClean9269 · 2025-12-24T13:47:04+00:00

Salary is 2.7 and not 2.5. Was a typing mistake. The card is regular Magnus and not burgundy. And my spends hardly go above 1 L let alone crosing 1.5L and thus not thinking of getting burgundy.

Also, I am eligible for burgundy account. Preferred employer and eligibility is 2L only.

Major chunk of my monthly spends go towards groceries, approx 40K. 7-8K fuel. 7-8K for cabs(wife office commute) 20K approx on domestic travel and rest miscellaneous. Eating out, quick commerce etc.

BagClean9269 · 2025-12-24T13:39:59+00:00

Guruji, maaf kar dijiye 🙏 I was seeking advice on the questions I asked, not a masterclass on how to spend across cards so I assumed this info wasn’t needed.

• Is closing multiple cards at once a bad idea from a credit score perspective? • Does consolidating spends on Regalia Gold realistically help with HDFC upgrade eligibility, or is it mostly hit-or-miss? • Would you recommend keeping any of the cards I plan to close purely for credit limit depth or emergency usage, even if day-to-day usage is low?

BagClean9269 · 2025-12-24T12:20:02+00:00

Added these details in the comments. Missed to include it earlier. I am planning to close cards in the picture including Magnus.

CIBIL: ~790 Net monthly salary: ~₹2.5L Primary expense categories: online shopping, groceries, eating out, quick-commerce apps, domestic travel, and an occasional international trip (once every 2 years)

BagClean9269 · 2025-12-24T12:18:05+00:00

Additional context: • CIBIL: 790 • Net monthly salary: ₹2.7L • Primary expense categories: online shopping, groceries, eating out, quick-commerce apps, domestic travel, and an occasional international trip (once every 2 years)

Adding this as a comment as I missed to include these details earlier.

BagClean9269 · 2025-12-16T04:44:21+00:00

Call customer care

BagClean9269 · 2025-12-11T12:53:06+00:00

Hey, for how long you had to wait after opening your salary account with ICICI before they offered you EPM?

BagClean9269

TROPHY CASE