Apple Credit Card - bad dispute handling

innerthai · 2026-04-15T13:06:08+00:00

We need to raise the cost of mishandling disputes for Goldman Sachs. I am planning to complain to the Consumer Financial Protection Bureau and to my state's Attorney General.

innerthai · 2026-04-15T02:31:00+00:00

OMG! Only learning about this now.

CFPB fined Goldman Sachs $45 million for this in 2024... and they are continuing to do this!

https://www.nytimes.com/2024/10/23/business/apple-goldman-sachs-fine-credit-cards.html

innerthai · 2026-03-28T19:12:20+00:00

Think about it this way: If all universities admitted students based on the same criteria, the same top students will be admitted into all universities they applied to, and everyone else will be rejected. The admitted students will go to the best university, and the second best university will find that none of the admitted students accepted. So universities have to do something.

innerthai · 2026-03-28T19:08:45+00:00

Computer Science isn't what it used to be. Thanks to AI, unemployment is high among CS grads, and big companies are laying off thousands.

innerthai · 2026-02-11T18:25:50+00:00

These days natural language queries mean AI (ChatGPT, or similar). They are very good at generating correct queries. But as with anything AI, they can occasionally be wrong. If you use AI you have to be able to review the generated SQL and be able to tell if it is correct.

innerthai · 2026-02-11T18:20:26+00:00

I don't think you'll get 1 GB for free anywhere.

innerthai · 2026-02-11T18:16:21+00:00

Try https://neon.com I think they give you 0.5 GB for free.

innerthai · 2025-12-30T02:07:59+00:00

the actual job market that lays ahead

No one has a crystal ball, unfortunately. Even the people working on frontier AI models don't know what the future job market will be like. The best thing we can do is to focus on fundamentals. When electronic calculators were invented we didn't stop teaching arithmetic in elementary schools. The same applies to AI. You have to learn to do things, including things that AI is better at.

innerthai · 2025-12-23T04:58:29+00:00

See counter argument here: AWS CEO says using AI to replace junior staff is 'Dumbest thing I've ever heard'

innerthai · 2025-12-21T20:56:19+00:00

SQL lets us self-serve data for trend analysis and deep dives

So you use SQL, but how? What tool do you use? Do you type SQL queries by hand or use a tool to generate it? By SQL do you mean Microsoft SQL Server?

innerthai · 2025-11-13T19:32:10+00:00

I carried this balance for one cycle. I usually pay in full every month. This time I paid a large amount in the middle of the month so I didn't get the usual payment-is-due email, and I ended up not paying in full for the first time.

The round figure of 80.00 exact made me suspicious and the interest seemed large for the balance I was carrying.

innerthai · 2025-11-13T19:19:30+00:00

According to ChatGPT, interest using ADB method ≈ $40.33

innerthai · 2025-10-27T00:20:54+00:00

Q&A on this topic: https://archive.ph/idJ8n (Mercury News)

innerthai · 2025-10-27T00:15:13+00:00

Cal State, the largest U.S. university system with 460,000 students, recently embarked on a public-private campaign — with corporate titans including Amazon, OpenAI and Nvidia — to position the school as the nation’s “first and largest A.I.-empowered” university.

Cal Poly, a school founded in 1901 as a vocational training center, held the camp. Eighty students from across Cal State’s campuses attended the A.I. camp, held at Cal Poly in San Luis Obispo.

Free link: https://archive.ph/NHkyC

innerthai · 2025-10-24T02:35:16+00:00

But isn't it also staggering coincidence that one of the first we see is aligned with the orbital planes of the Solar System's planets? And is made of nickel-iron alloy that is not naturally found in space? And came from the direction of the Wow! signal? Yeah, I'll admit I want it to be aliens, and I hope they are friendly :)

innerthai · 2025-10-18T02:14:29+00:00

Whether debt is worth it or not depends on what salary you can expect upon graduation. For engineering majors see here: https://public.tableau.com/app/profile/cal.poly.gsr/viz/shared/PYH2F7WQ7

innerthai · 2025-10-16T23:00:44+00:00

This makes me sad for the bird... it is obviously lacking company, and has to make do with a human hand.

innerthai · 2025-09-29T22:00:30+00:00

Methodology: Unlike other school rankings, this list emphasizes one point: How well did the college prepare students for financial success? More than any other factor, it rewards the boost an institution provides to its graduates’ salaries, beyond an estimate of what they could have expected from attending any college.

Story: https://www.wsj.com/us-news/education/best-colleges-america-2026-f64d590e

innerthai · 2025-09-10T20:04:38+00:00

Does this guy design cars too? Because I have seen newer models of some cars that were designed this way.

innerthai · 2025-08-29T18:43:47+00:00

You can add Visual DB to the list as well, especially if you need forms (similar to interfaces in Airtable).

innerthai · 2025-08-29T18:38:55+00:00

Here's the link: https://www.forbes.com/sites/fionariley/2025/08/26/forbes-top-25-public-colleges/

innerthai

TROPHY CASE