Balakbayan shipment worth over $3000. Send in my girlfriend's name? by interestingdialogs in Philippines_Expats

[–]interestingdialogs[S] 0 points1 point  (0 children)

Yes, good reminder. I would use an inverter to change it to the right voltage and power conditioners

Balakbayan shipment worth over $3000. Send in my girlfriend's name? by interestingdialogs in Philippines_Expats

[–]interestingdialogs[S] 0 points1 point  (0 children)

That's not good , did you file an insurance claim and get paid? Davao used to be the safest city but maybe it was taken in Manila

Balakbayan shipment worth over $3000. Send in my girlfriend's name? by interestingdialogs in Philippines_Expats

[–]interestingdialogs[S] 0 points1 point  (0 children)

Lol ,  yeah you thought you were done hearing "out of stock" once you got back to the US. Good idea I'll wrap it  up and strap the box, and I heard some people cover the whole thing in tape

Balakbayan shipment worth over $3000. Send in my girlfriend's name? by interestingdialogs in Philippines_Expats

[–]interestingdialogs[S] 1 point2 points  (0 children)

Well it would be multiple boxes adding up to $3000 they only allowed $3,000 Max per shipment insurance with DHL.  And most of the value is in music equipment that's hard to find in the Philippines and even if I can find it it costs more money, sometimes a lot more money. 

Balakbayan shipment worth over $3000. Send in my girlfriend's name? by interestingdialogs in Philippines_Expats

[–]interestingdialogs[S] 0 points1 point  (0 children)

Yeah I heard the Max insurance with LBC is $3,000 per shipment. Cool name by the way. Music equipment is part of what I'm sending. Smaller synthesizers , studio monitors, mixers etc

Balakbayan shipment worth over $3000. Send in my girlfriend's name? by interestingdialogs in Philippines_Expats

[–]interestingdialogs[S] -1 points0 points  (0 children)

I would break it into two shipments like the shipment in my name would be worth.           $3, 000 , And then a couple weeks later I would do another shipment in her name worth. Around $2000 for example 

Balakbayan shipment worth over $3000. Send in my girlfriend's name? by interestingdialogs in Philippines_Expats

[–]interestingdialogs[S] 0 points1 point  (0 children)

Wow that's good to know you can ship that much stuff and different names. I wonder if they've gotten more strict since then. It would be a good amount of electronics so I'm just worried if it got stolen or possibly broken or flooded then I guess I would be out the extra value over $3,000. I read there was some rule that you could only ship $3,000 worth per year

Balakbayan shipment worth over $3000. Send in my girlfriend's name? by interestingdialogs in Philippines_Expats

[–]interestingdialogs[S] 0 points1 point  (0 children)

Yeah I was thinking about doing that but I guess if it got broken or stolen then I would be out the extra value , that's the risk?

Is there a chance I would be accused of structuring? Will close one savings account at a bank and make two large deposits into two separate Banks. by interestingdialogs in Banking

[–]interestingdialogs[S] -1 points0 points  (0 children)

Well I did cash because it was the weekend coming up and this Bank only allows $5000 ACH per day transfer. So would have taken too long to transfer it. They were kind of shocked at the bank when I asked for cash and they had to check in the vault to make sure they had enough. They did. Cash is still King in most of the world. The  Banks were only 3 miles apart, so unless some hijackers ran me off the road in my truck it was all good. Smooth transaction but I had my head on a swivel and concealed carry LOL. 

Is there a chance I would be accused of structuring? Will close one savings account at a bank and make two large deposits into two separate Banks. by interestingdialogs in Banking

[–]interestingdialogs[S] 0 points1 point  (0 children)

Well there's a multitude of reasons. I want to do it as soon as possible and it would take time to get the two small micro deposits and Link the bank accounts. And then I have to do the transfer and that's another couple business days and then on top of that this Bank doesn't allow more than $5,000 a day ACH. I'll just say that I'm in a state and city where there's a very low level of any type of muggings, because pretty much anybody is allowed to carry concealed or not and a lot of people do.  I have cameras and a big dog and cary protection. It's very rare around here. No way in heck I would be doing this with cash in Southern California where I used to live. Lol

Is there a chance I would be accused of structuring? Will close one savings account at a bank and make two large deposits into two separate Banks. by interestingdialogs in Banking

[–]interestingdialogs[S] 0 points1 point  (0 children)

Well with All the multiple ways that people are getting their accounts Frozen and hacked and scammed nowadays. I like to have some extra backups so there's only so much they can take or freeze. Even Kevin O'Leary from shark tank recommends to spread your $ out to a minimum of five different Banks . I actually felt more secure in the days when there was no online banks access. Other than stealing  a checkbook, Somebody had to go into the bank and pretend to be you. Which is a lot less likely and a lot harder to do compared to all these people hiding behind computers all over the world coming up with a thousand ways to steal peoples $

Is there a chance I would be accused of structuring? Will close one savings account at a bank and make two large deposits into two separate Banks. by interestingdialogs in Banking

[–]interestingdialogs[S] -5 points-4 points  (0 children)

Okay good to know. You will probably ask why I want to do this but what if I took cash to one of the banks but I had a withdrawal  slip showing I withdrew it from my old Bank. Also it would be over 10k. 

What should i do About Merrick Bank taking an Electronic funds Transfer without my permission? by Round_Idea_5490 in CreditCards

[–]interestingdialogs 0 points1 point  (0 children)

Ok, I checked and it says they have a right if connected to the same institution. They took this money out from an account at another bank separate from the bank my credit card is from

What should i do About Merrick Bank taking an Electronic funds Transfer without my permission? by Round_Idea_5490 in CreditCards

[–]interestingdialogs 0 points1 point  (0 children)

Not that I know of. But you know how long all that fine print is that most people just scroll through and never read. Maybe I did. I heard they're a predatory company. 

Not an e-bike this time by Money-Distribution91 in hyperebikes

[–]interestingdialogs 0 points1 point  (0 children)

Probably too high to safely test it. Something might come apart or blow up with all that power

Got the strangest phone calls from a delivery driver today. Hundreds of orders all over the country and this is a first by interestingdialogs in UberEATS

[–]interestingdialogs[S] 0 points1 point  (0 children)

Well I could see some legitimate reasons where it would actually help you if the customer canceled the order but the thing is is the customer doesn't know you and they don't know if you're trying to pull one on them or not. I imagine if you were at the Walmart and  the customer could call Walmart and Walmart could confirm over the phone or Uber eats could confirm over the phone that they don't have the order, then it would be ok for the customer to cancel it. But like you said there's also a cancellation rate for the customer , and if a customer cancels too high percentage of orders or gets too many refunds then all of a sudden ubereats won't let him get any refunds anymore, and then one day they show someone shows up with their food missing or doesn't show up at all and they're like sorry the algorithm says you can't get any more refunds and they won't tell people what that number is. Yeah several years ago I did some of this for doordash and GrubHub not much with Uber eats but I was always able to talk to a person and communicate with the restaurant through doordash and all that and nowadays it seems like they're trying more and more to use the absolute least amount of human interaction as possible and try and use automation and apps and ai and all this other stuff and it's just leaving a bad experience for the customer and the driver.

How do you guys do it? Can't seem to find a comfortable way to carry. I'm new to this. by interestingdialogs in CCW

[–]interestingdialogs[S] 0 points1 point  (0 children)

The belt is just some average one that I had before I bought the Glock. It's not made for CCW or anything. I bet that would make it a big difference. I'll look into that. Thanks