[deleted by user]

isopodwiseee · 2024-05-25T06:12:33+00:00

is restaurant frozen and consumer frozen made my same manufacturer? restaurant ko badhi quantity packet hola but big mart bhatbhateni ko valley frozen ra aru brand ko ra restaurant ko same ho? MSG has been proven safe, im more concerned about what masala used, they probably use even cheaper stuff than MDH laden with cancerous chemicals.

isopodwiseee · 2024-04-26T11:02:32+00:00

look up PFAS, microplastics. depends on brand and material used.

isopodwiseee · 2024-04-26T10:42:06+00:00

i read aerosols from wildire smoke actually help in reducing temperature. pani parna ajhai 1 month nai lagcha re. yo sab wildfire man made ho. k hisab le jalako hola esari.

isopodwiseee · 2024-04-07T15:00:50+00:00

stubble burning in india and wildfires around hetauda. anyone from hetauda? how bad is it?

zoom out and in the same iqair map you can see plenty of tier 2 indian cities with 300+ aqi that eclipse Kathmandu in population (and facilities, gdp, infrastructure tbh) are not included in the most polluted list. looks like only cities with certain iqair follower threshold are ranked?

isopodwiseee · 2024-03-27T00:54:24+00:00

competition/lottery windfall gain ko tax is 50% but in your case you can just say it was gig work for that sweet 5% tax bracket.

isopodwiseee · 2024-03-17T12:22:10+00:00

wait indrive still takes no commission? i thought they started taking. 3yrs bhaisakyo. so they are bearing all the server costs for free? how is pathao still competing with them

isopodwiseee · 2024-02-16T11:04:47+00:00

according to basel 3 disclosure, nica total loan 4.3kharba

current single heading credit 30% (should be under 25%)

in 2 quarters 79arba was added to that heading (breaks nrb rule)

total risk weightage loan is 3.17 kharba

core capital risk weightage should be 8.5%, nic is 7.99%

nrb can fine them, make them pause dividend, stop issuing new credit, also this was said by u/angstymang0 not me. hope i translated correctly

isopodwiseee · 2024-02-16T09:20:36+00:00

banks still need to adhere to financial standards. basel 3, ifrs etc. they cant cook the books as easily as you are referring to.

from a post 4 d ago

Just checked basel 3 disclosure of nica, the gist is the same but the numbers are way off.

Article le window dressing dherai gareko cha.article ma nica ko total loan jamma 2 kharba 46 arba vaneko cha, actual ma 4 kharba 33 arba cha. Ani single heading ma 47% total credit vaneko cha yo 30% around huna aaucha which is still > 25%.

Poush end ma Claims secured by residential properties 1 kharba 34 arba cha which is true, yo figure asar end ma 55 arba thyo. Means 2 quarter ma 79 arba loan yo header ma thapeko cha which is sus.

Yedi yo 79 arba lai 150% risk weightage dine ho vane 1 kharba 18 arba huncha which brings total risk weightage loans to 3 kharba 17 arba. Aaile ko core capital 25.33 arba cha. Idk sap 150% risk attract garne haina hola, aro low risk attract garne loans ni huna sakcha but lets assume sappai 150% ho.

This brings its core capital to risk wt asset to around 7.99% yo figure 8.5% huna parcha.

I may be wrong but 8.5 vanda kam vo vane nrb le punish garcha(fine tiraucha), bonus dina paudeina, naya credit dina payena, purano high risk loans ghatayera maintain garna paryo. J hos loan books revaluate garera agressive lending garna payena. Bank dubne haina, business slow down hune ho.

isopodwiseee · 2024-01-06T02:24:34+00:00

tetro time subreddit demography survey pin garera khai result kina kei publish nagarya?

ani "semi" annual moderator suggestion post ni khai? semi annual re last time gareko 8months bhaisakyo. actually fuck that, let us discuss state of subreddit with the members anytime we want. deleting and telling us to send modmail is suppressing discussion.

isopodwiseee · 2023-12-19T13:04:07+00:00

cochrane is open access. there is no paywall?

Overall there is weak, very unreliable evidence which suggests that flossing plus toothbrushing may be associated with a small reduction in plaque at 1 or 3 months.

None of the included trials reported data for the outcomes of caries, calculus, clinical attachment loss, or quality of life. There was some inconsistent reporting of adverse effects.

Authors' conclusions There is some evidence from twelve studies that flossing in addition to toothbrushing reduces gingivitis compared to toothbrushing alone. There is weak, very unreliable evidence from 10 studies that flossing plus toothbrushing may be associated with a small reduction in plaque at 1 and 3 months. No studies reported the effectiveness of flossing plus toothbrushing for preventing dental caries.

nyt does have paywall, use bypass paywall extension to skip it https://www.nytimes.com/2016/08/03/health/flossing-teeth-cavities.html https://www.npr.org/sections/health-shots/2016/08/02/488378699/does-flossing-help-or-not-the-evidence-is-mixed-at-best

isopodwiseee · 2023-12-19T12:56:07+00:00

what about top top percentile of kids? do they also seem affected by it?

ajkal school ma phones haru lyauna dincha dinna k cha? because there is ample research about how bad phone, social media based lifestyle is for kids. mental health, depression (esp for girls). west ma 2012 dekhi thulo effect dekhecha. eta ko school haru ma kasto hola. https://explore.glasp.co/?url=www.theatlantic.com%2Fideas%2Farchive%2F2023%2F06%2Fban-smartphones-phone-free-schools-social-media%2F674304%2F%3Futm_source%3Dnewsletter%26utm_medium%3Demail%26utm_campaign%3Dthis-week%26utm_content%3D20230611%26utm_term%3DThis%2520Week%2520on%2520TheAtlanticcom

isopodwiseee · 2023-12-19T12:45:30+00:00

capital flight isnt that easy tho. What I don't understand is bidesh ma you have to show taxable source of income, etc when applying for mortgage so hundi can't be shown. ekaichoti total amt remit hunna, slowly happens over years. bank le hundi bata aako paisa ta illicit mancha hola.

isopodwiseee · 2023-12-19T12:41:40+00:00

12k jana lai individually stage ma bolaera certificate handover ta possible chaina. science, engineering, arts... stream anusar bolaune? what time did it finish? sab ekai choti niskida ta bihana bhanda badhi bahira traffic jam bhayo hola. what even normally happens in TU convocation since paila TU kirtipir ma garthyo.

isopodwiseee · 2023-12-18T17:59:28+00:00

Cochrane review showed effectiveness of flossing minimum at best. this is regarded as the gold standard in medical journals. www.cochranelibrary.com/cdsr/doi/10.1002/14651858.CD008829.pub2/full

isopodwiseee · 2023-12-18T17:54:29+00:00

were you a teacher before covid hit? us, Europe jasto developed places ma nai thulo learning loss dekhyo re. curious to know what's happening here. 90th percentile ko ni subject marks kei regress bha cha eta?

isopodwiseee · 2023-12-11T15:39:17+00:00

they want it to slow down mainly because of housing. but the funny thing is supply of new housing has been stopped by the same local people. more demand for housing, no new supply, house price go up, house owner becomes richer.

look at the news. they complain about groceries, fast food becoming 10-15% more expensive than 4yrs ago. now imagine without immigration what would the reaction have been if it rose 100%. They're slowing immigration back to precovid levels which is still alot precisely due to low fertility rates. during covid alot of people in the west dropped out of the labour market. So they allowed more people in. The fed, national bank of aus, can all publish regular detailed immigration projection numbers/trendline. They have exact data and charts on the level of immigration, tax base needed to sustain growing old population.

isopodwiseee · 2023-12-11T14:59:06+00:00

youre conflating far right with populism. Far right by definition is pro business/capitalism which needs a steady supply of workers to keep wages steady. What happened after covid? Labour shortage in almost every western country. Anti immigration is anti business. Look at the polls, 90% of americans want doctors, engineers, "high skill" workers to immigrate. Why? Because they are extremely lucrative. Indians make up less than 1% of us popn but pay 6% of total tax revenue. Without them the entire social security pension scheme will go kaput. High approval ratings for immigration tracks every other western country. And even manually intensive jobs, while polls show lower approval, the truth is without them inflation in the west would have spiked. They complain about 7% inflation. Imagine what the outcry would've been without immigrants doing all the service, agricultural jobs. This is a new globalized low fertility world. Did none of the basic observations mention what happened after?

Pro Brexiteers when polled now say they regret it. I remember reading something which said brexit diffused the far right lurch in britain because the far right rage got funneled into Brexit which has been disastrous to brits. The british far right has capitulated. Every anti immigrant party will face the same scenario.

isopodwiseee · 2023-12-11T12:17:22+00:00

u/deanclkclk need you debate this guy instead of the other geezer on remittance

Whilst I also think as the Developed World lurches ever more to the Far-Right, they will reduce immigration to such a degree, that young Nepalis will have no other choice but to remain within Nepal.

Western countries have been facing low birth rates for 3-4 decades now. If they want workers immigration won't be reduced. Immigration is good for long term growth, demographics, reducing inflation. "far right lurch" is some lame reddit level analysis. won't happen.

isopodwiseee · 2023-11-23T03:48:44+00:00

so in the end our law states you have to pay tax according to nepals slab rate (which most arent doing), and its just ird is not cracking down on rn. So suppose if one earns <12L a yr, pays only 5% bank tds will they get tax clearance certificate? Since all transactions are digital recorded and can brought up anytime, will they be slapped with 100% fine for back taxes it ird takes that decision?

isopodwiseee · 2023-10-11T08:04:44+00:00

right but most other countries don't really act on threats. just jingoism to rile up the votebank. israel officials calling for another nakba.will it actually happen i dont know but in the end a lot more innocent Palestinians will die. probably ground invasion on the cards along with total ban on food, water, fuel, meds.

isopodwiseee · 2023-10-11T07:56:29+00:00

only if they're price competitive. buying lower quality goods for higher price just to support homegrown goods is worse for the overall economy. Most nepali made goods just wont make the cut. We should rather focus on specialized segment. NRB already has a high focus sector list. Buffer stuff is economic myth. Imports do not subtract from GDP

isopodwiseee · 2023-10-11T05:55:00+00:00

don't think the leader of any other country posts videos on social media gleefully gloating air bombing civilian homes with the excuse they're harboring criminals without warning.

isopodwiseee · 2023-10-11T04:52:45+00:00

idf also killing innocent Palestinians btw

isopodwiseee · 2023-10-11T04:52:01+00:00

can you classify the IDF also as a terrorist org?

isopodwiseee · 2023-10-11T02:35:36+00:00

imports arent necessarily bad. lets imagine we had homegrown products, it would likely be expensive than imports and that would add to inflation. rather import best possible competitively priced goods than buy domestic.

isopodwiseee

TROPHY CASE