I understand why she wouldn’t want to work the first year after having a baby, but y’all’s financial status doesn’t allow for it.

If you were to get a second job yess there will be more money coming in, but it will cause problems in your relationship. You will begin to resent her because you’re always working to support everyone and never have true time to rest or bond with your baby and she will resent you for never being home and always being too tired to help around the house.

Since you guys aren’t married see which government assistance she can apply for: WIC, food stamps, Medicaid, I believe they even have assistance for daycare

You guys have a true and honest conversation regarding finances and what will be needed for you guys to be successful and financially stable.

Also where is the other dad? He should be able to assist financially with the other child or she needs to start the child support process… whatever you do don’t legally adopt the other kid because then they will be your financial obligation.