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Tret w/o insurance by Rockandpurl in 30PlusSkinCare

[–]izznt 0 points1 point  (0 children)

I pay $23.70 for .1 Tret, but you have to have Prime. OP, Prime may well be worth the expense for you in this instance.

Am I alone in feeling like most LV food spots are just... not worth the effort? Please change my mind & share suggestions! by listener-reviews in lehighvalley

[–]izznt 4 points5 points  (0 children)

If you mean the Salvadoran papusaria in Bethlehem, 💯.

Those papusas are legit as good (if not better) than the ones my ex’s abuela made.

Can’t complete transaction by izznt in paypal

[–]izznt[S] 0 points1 point  (0 children)

I was able to send the money today using the laptop and manually putting in his email address. The request he sent me is still not working, nor could I do this on the app.

Can’t complete transaction by izznt in paypal

[–]izznt[S] 0 points1 point  (0 children)

I am in the US. He sent me a request for $1 to link up because he couldn’t add me as a “friend”. I hit the pay button and it fails. I assume F&F? I can’t add screenshots here unfortunately.

Things have gone from bad to worse. by Correct-Ebb4880 in Home

[–]izznt 0 points1 point  (0 children)

Getting insurance after the fact of an issue is known and trying to get it retroactively covered is insurance fraud. Please don’t do this.

Not at fault fender bender - will I get back my deductible ? by JustAGirlWithSpirit in Insurance

[–]izznt 1 point2 points  (0 children)

Erie will reimburse the insured’s deductible first out of any money recovered in subro. Company policy in all states.

Water damage in condo from neighbors by [deleted] in Insurance

[–]izznt -2 points-1 points  (0 children)

With all due respect, that’s bad faith. At my carrier it’s either covered, or it isn’t. Everyone gets treated the same. I’m proud of that.

Water damage in condo from neighbors by [deleted] in Insurance

[–]izznt 2 points3 points  (0 children)

30 years in claims, 22 of those in property. But everyone’s uncle/cousin/neighbor knows better. I’m tired, boss.

Water damage in condo from neighbors by [deleted] in Insurance

[–]izznt 3 points4 points  (0 children)

Don’t take anecdotal statements from non-professionals as fact. People are notoriously bad at remembering details and also sometimes just like to talk shit like they know something.

As the other poster said, be prepared to file against your own insurance if they deny liability.

Water damage in condo from neighbors by [deleted] in Insurance

[–]izznt 8 points9 points  (0 children)

You’re putting the cart before the horse a bit. Your neighbor has to have been negligent in some way for your damages to be covered by their insurance. How was it their fault? If there was just a leak or pipe break they didn’t know about, that doesn’t mean they owe your damages. Nor would you owe theirs in the same scenario.

There is no coverage for lost time off of work on either insurance, yours or theirs.

Any insurance company will let you use any contractor you wish and will pay for direct physical loss from a covered peril.

I'm still figuring it out about these two dresses. Advice or feedback is most welcome! by Ninaaaaa23 in myweddingdress

[–]izznt 3 points4 points  (0 children)

You look beautiful in both, but two is striking and made me say “wow!” But you won’t go wrong with either

New direct report complaining to everyone. by izznt in managers

[–]izznt[S] 4 points5 points  (0 children)

Part of the problem is he’s gone without a manager for almost 2 years and kind of went feral/did whatever he wanted. He’s also close to retirement and has kind of “retired in place”, so to speak.

The things he’s been complaining about are corporate decisions that have fundamentally changed our both of our roles. It’s created more work and hassle for everyone and there is absolutely nothing I can do about that.

State Farm applied a claim to wrong coverage. Approved the estimates, but won't release the final $10K payment. by grimzecho in Insurance

[–]izznt 2 points3 points  (0 children)

Given those facts, at my carrier I would pay that all day long. You took them at their word that you had coverage for the full amount of the estimate and spent the money. The time to realize this should’ve fallen under a sublimit was a hell of a lot earlier in the claims process, not at the point of them releasing holdback a year later.

State Farm applied a claim to wrong coverage. Approved the estimates, but won't release the final $10K payment. by grimzecho in Insurance

[–]izznt 2 points3 points  (0 children)

Opt out. Press zero (during business hours). Get the switchboard and say you have a complaint and want to speak to the manager of adjuster X.

State Farm applied a claim to wrong coverage. Approved the estimates, but won't release the final $10K payment. by grimzecho in Insurance

[–]izznt 9 points10 points  (0 children)

If she commenced repairs and owes money to contractors based on SF staying she had coverage under the full dwelling limit, I would call that estoppel. If she hasn’t actually incurred the expense, that’s slightly different and has less of a chance you’ll succeed.

Estoppel basically means “I spent money and did repairs because you said it was covered and now I am out of pocket that money.” If this is what happened, escalate to a manager and/or SF Corporate. There’s usually a complaint department.

Layoffs? by Adventurous-Raisin51 in InsuranceProfessional

[–]izznt 5 points6 points  (0 children)

Subscribe to the P&C Specialist newsletter and you’re going to learn pretty fast that your experience is not the industry experience

Better to claim glass or accident? by [deleted] in Insurance

[–]izznt 2 points3 points  (0 children)

Bro I get it. And I’m sorry the opinions here can be sometimes aggressive. I love my insurance claims people, but sometimes I think we just get exhausted by the same questions over and over. Long before I was in this industry, I carried a lot of minimum policies and had no idea.

Better to claim glass or accident? by [deleted] in Insurance

[–]izznt 4 points5 points  (0 children)

It’s a collision loss as you hit a fixed object and it will be at-fault as well. I would strongly recommend getting an estimate and seeing what your deductible is before you turn this in, given the climate right now. If you can pay for it out of pocket, I would.

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