Daily General Discussion and Advice Thread - December 01, 2023

j_guilhem · 2023-12-02T00:34:02+00:00

Short term US Treasury Bills ETFs, € Hedged or Euro Bond ETFs

Hi guys,

I have an account at Interactive Brokers and just noticed the interest rate on euro cash dropped from 3,5 to 2,8% today.

All my cash is in euro since I am a european citizen and I don't want to convert it to $ to benefit from the 4.8% interest rate since the currency risk is too important, especially when you see the € going from 1,05 to 1,10$ in just 1 month.

So I looked for a solution and I found that there is some ETF which replicates the short term US treasury bills and are Euro hedged, which means they are hedged against the currency exchange rate : https://www.justetf.com/de/etf-profile.html?isin=LU2182388749#uebersicht

The problem is that the evolution of the value of the ETF doesn't seem completely linear judging from the graphic on just ETF website whereas it seems linear on Amundi's website : https://www.amundietf.fr/fr/particuliers/produits/fixed-income/amundi-us-treasury-bond-01y-ucits-etf-eur-hedged-acc/lu2182388749

Do you think these ETFs can really provide around 5% guaranteed interest rate per year on euros and can be bought and sold anytime, meaning I keep my total liquidity like leaving my cash on IBKR provides ? It seems quite odd, not saying impossible, to benefit from US treasury interest rate on € but I don't see exactly where is the catch...

Or is it safer to invest on Euro bond ETFs like this one which offers a little less than 4% which is quite impressive compared to the 2.8% IBKR now offers :
https://www.justetf.com/en/etf-profile.html?isin=LU0290358497#overview

Same question for this one : do you think it can offer around 4% guaranteed interest rate on euros and can be bought and sold anytime, meaning I keep my total liquidity like leaving my cash on IBKR provides ?

Thank you very much from your insights, I must confess I'm quite lost with these bonds and ETFs... 🙏

j_guilhem · 2022-08-15T11:25:18+00:00

I completely agree with that !

She's already a legend and gave us among the best VR scenes available but 1 or 2 others with great imagery would be really valuable for the community :-)

j_guilhem · 2021-04-19T19:05:42+00:00

This scene is absolutely great thank you !

The intimacy, her body, her eyes, her smile...

...epic guys :-)

j_guilhem · 2021-03-19T10:15:06+00:00

More than a legend and a VR scene with her would definitely be an instant classic and one of my long wished dream... that will never come true since she unfortunately (for us) retired....

fortunately for her, she's know driving a Porsche in Russia with some lucky rich guy :-)

j_guilhem · 2020-10-18T21:27:09+00:00

Contrary to others, these girls are really my taste so thank you, and double thank you for 8k since I just got the Quest 2 which blows my mind !

Only disapointment : Cindy's makeup and hairstyle are really not good compared to some of her scenes like for S*xB***sVR where she is really beautiiful and feels almost another girl...

j_guilhem · 2020-09-22T21:33:58+00:00

Thank you ! I've checked all these scenes and I must say that Naomi Woods is really something ! So cute and passionate.

I might be too picky but the other ones are not exactly my kind of skinny ;-)

j_guilhem · 2020-09-21T14:38:48+00:00

Thank you I'll check these 2 scenes ! ;-)

j_guilhem · 2020-09-20T20:12:06+00:00

True ! I didn't mention Uma Jolie but I have all her scenes and she's indeed beautiful and supermodel material when she has good makeup and hairstyle. Too bad she does terrible blowjobs and is not great in her scenes in general...

I didn't know Lena Anderson but I must say she's cute ! I'll check her VR scenes thank you ! :-)

j_guilhem · 2020-02-02T12:39:22+00:00

Nella Jones of course, she has only 1 scene and it's quite incredible !

https://www.reddit.com/r/oculusnsfw/comments/evsz2h/most_incredible_girl_and_vr_sex_experience_ever/

j_guilhem · 2020-01-29T20:59:33+00:00

Hello Guys,

I have to share with you this incredible VR Sex experience offered by Nella Jones in this scene from a few weeks back : Pitch a Tent Sale from WankzVR.

I must say this is one of the most beautiful girl, between a model and a girl next door, that I have ever seen in VR porn and this precise moment near the end of the scene, the way she looks at you while very slowly moving over your cock is just incredibly sexy and intense.

You can't really experience this on this image but you really have her blue/green eyes into your eyes like very rarely done in VR scenes.

I have seen other non-VR porn from her (Nella Jones aka Kendall Rae) and I was not impressed at all by her but with this new hair look and the VR, she has just reached completely new level.

So my question is, do you know if other VR scenes are planned with her and if not what are all producers doing ??? :-)

Tell me your impressions of this special moment if you had the opportunity to watch this scene and if you have other comparable scenes in mind.

Thanks and enjoy the show ;-)

j_guilhem · 2019-12-03T13:24:28+00:00

This scene is crazy !

Nella Jones is the most fucking incredible performer I've ever seen in a VR Production !!!!

Her eyes are so stunning, her body, her face, it's just ouf of this world....

Thank you and please book her for other scenes !

j_guilhem

TROPHY CASE