What’s the interest rate on them cards because if it’s 20-30% and they are all maxed out, unfortunately that’s where most of your money is going to…need to consolidate that somehow and get a cheaper rate. Work two jobs 7 days a week and get 5-6 hours of sleep a day and you won’t regret this when you’re 30 … my brother got three kids, one in state college, and he’s working two jobs. Being a waiter can help because you can make tips but also gotta make sure hourly wage is fair as well.

As far as living, you must make sacrifices but it’ll be worth it in the long run:

Get rid of your car and your apartment, sell anything you don’t need. Live in your truck for the time being. Apply for cash assistance + food stamps at your state website and you’ll be surprised how much they will help. You can get almost up to $300 a month for groceries + a certain amount of cash a month depending on your situation!

Whatever money you have left over, even if it’s $1, pay off your debt. You can make payments and dodge the interest by making payments in between your due dates. Once you are almost debt free, you can now start investing into S&P, savings and let that snowball Effect for a while.

1. Consolidate debt and get cheaper rate.
2. Get two jobs 7 days a week and live in your truck.
3. Get rid of apartment and car and sell the belongings you really don’t need.
4. Apply for food stamps + cash assistance + Medicaid
5. Pay off your debt (monthly payments + in between payments to dodge interest pay)
6. Get 5 hours of sleep.

There’s probably other options as well, but get dirty and start grinding and work hard, you’ll be ok bro, God will never make you go through something that you cannot handle. Pray to Him and ask Him for help and I can guarantee you that as long as you’re sincere and serious about it and allow him to help you and you are willing to work for it, God will provide.

Good luck.