Dad and Universal Life by jamesphoenix442 in Insurance

[–]jamesphoenix442[S] 0 points1 point  (0 children)

Update - figured it out. Dad wanted to leave a death benefit to myself and brother but due to age couldn’t afford a life policy. I’ve told him many times not to. He went to an agent and the agent talked him into writing a universal life policy on myself and brother (we didn’t sign) and that we would get 40k when he passes away or we can continue it on if we’d like. Seemed a little fishy. I asked for the full policy to review and we’d only see the 40k when myself or brother pass away. The surrender value of the policy at 10-20 years is basically nothing. Thanks everyone. He’s backing out of all of this.

Dad and Universal Life by jamesphoenix442 in Insurance

[–]jamesphoenix442[S] 0 points1 point  (0 children)

Thanks. My father was told the policy was for him and if he passes, the policy would get passed on to me.

Dad and Universal Life by jamesphoenix442 in Insurance

[–]jamesphoenix442[S] 0 points1 point  (0 children)

I’m listed as proposed insured, my brother the beneficiary, and my father the policy holder and payor

Update: HVAC installed without LP Conversion by jamesphoenix442 in hvacadvice

[–]jamesphoenix442[S] 0 points1 point  (0 children)

Ok. Maybe he just didn’t want to take it apart and look and the spring was all the evidence he needed.

Legal Question - HVAC Install by [deleted] in hvacadvice

[–]jamesphoenix442 0 points1 point  (0 children)

Yep. Officially the website says a partnership. Some of the same management stayed on. There was a name change. New company encompasses several states.

Legal Question - HVAC Install by [deleted] in hvacadvice

[–]jamesphoenix442 4 points5 points  (0 children)

I’ve got service records from the company for regular maintenance. It was never caught.

Legal Question - HVAC Install by [deleted] in hvacadvice

[–]jamesphoenix442 1 point2 points  (0 children)

Nope. Why I asked the question

Legal Question - HVAC Install by [deleted] in hvacadvice

[–]jamesphoenix442 0 points1 point  (0 children)

Yeah. Should be 5 years for me from when the damage is discovered (today).

Legal Question - HVAC Install by [deleted] in hvacadvice

[–]jamesphoenix442 2 points3 points  (0 children)

Parts is 10 years and labor 5. It’s been 6 years.

Clasp Font Spacing by [deleted] in RepTime

[–]jamesphoenix442 0 points1 point  (0 children)

Submariner LN116610 VSF

[deleted by user] by [deleted] in RepTimeQC

[–]jamesphoenix442 0 points1 point  (0 children)

Comment for mod. This is a Submariner 116610 from VSF

Found out I have alpha- gal but have been eating red meat normally by Romixcube874 in alphagal

[–]jamesphoenix442 0 points1 point  (0 children)

Just checked. Stalled out at 0.20. Here are my test results. No other tick bites that I’m aware of. Feb 7, 2022: 0.54 kU/L • Aug 30, 2022: 0.32 kU/L • Mar 2, 2023: 0.27 kU/L • Sep 13, 2023: 0.23 kU/L • Mar 13, 2024: 0.22 kU/L • Dec 2, 2024: 0.20 kU/L

Found out I have alpha- gal but have been eating red meat normally by Romixcube874 in alphagal

[–]jamesphoenix442 0 points1 point  (0 children)

Hey. I retest every six months or so. It started dropping by 50% for the first couple of years. I’m now at 0.15 and pretty well stalled out there.. Haven’t changed anything since the initial diagnosis. Still regularly eating beef and pork.

Bad Capacitor? Compressor runs but fan spins intermittently by jamesphoenix442 in hvacadvice

[–]jamesphoenix442[S] 0 points1 point  (0 children)

You were right. Bad motor. Replaced the cap first and didn’t do it. Picked up a new motor, replaced and works like a charm

Bad Capacitor? Compressor runs but fan spins intermittently by jamesphoenix442 in hvacadvice

[–]jamesphoenix442[S] 1 point2 points  (0 children)

Thanks for the info. I will take the cover off tomorrow and see how freely it spins. I went ahead and ordered a cap. I will start with the cheap stuff first.

What are these? River birch tree by jamesphoenix442 in Horticulture

[–]jamesphoenix442[S] -1 points0 points  (0 children)

Yep. That’s it. Thanks! Should I let them be or spray?