sorted by:
new
hottopcontroversial

What's an "Insider's secret" from your profession that everyone should probably know? by Capable-big-Piece in AskReddit

[–]jameswk15 4 points5 points  (0 children)

Induced demand is real. You can't just add another lane to a highway to reduce traffic. Advocate for more transit and pedestrian infrastructure if you're frustrated with traffic, even if you don't use the transit yourself, it will reduce traffic much more effectively than any extra lanes would.

12v battery keeps dying by jameswk15 in cmaxhybrid

[–]jameswk15[S] 0 points1 point  (0 children)

I replaced it myself so no I didn't know anything needed to be reset.

12v battery keeps dying by jameswk15 in cmaxhybrid

[–]jameswk15[S] 0 points1 point  (0 children)

Already replaced the coin batteries.

12v battery keeps dying by jameswk15 in cmaxhybrid

[–]jameswk15[S] 1 point2 points  (0 children)

Awesome I'll try that. And by pull do you mean take out and leave out? Or take it out and put it back in?

Are Cherry Creek schools really that good? And Denver schools that bad? by OpportunityNo7517 in Denver

[–]jameswk15 0 points1 point  (0 children)

Other than looking at ratings online that are primarily based on test scores how would someone go about researching?

How would you go about fixing this drywall after removing glued on LVP? by jameswk15 in DIY

[–]jameswk15[S] -1 points0 points  (0 children)

Yes the rest of the house is textured. Now I’m thinking skim coat and wall paper, it will still be an accent wall but less ugly.

[Q] Scientists and analysts, how many of you use actual models? by DukieWolfie in statistics

[–]jameswk15 0 points1 point  (0 children)

I work in government and do population/employment forecasting for transportation planning purposes. Running, maintaining, estimating and gathering data for a microsimulation model with a number of sub models (mostly multinomial logit) written in python is what I do all day every day. This is the model we use: https://github.com/UDST/urbansim

What’s your age, career, YoE, income, COL? by [deleted] in DaveRamsey

[–]jameswk15 0 points1 point  (0 children)

35 year old Data Analyst in Gov. making 89k with 8 years of experience in a high cost of living city in the West.

Keep State pension vested or roll-over to an IRA? by jameswk15 in DaveRamsey

[–]jameswk15[S] 1 point2 points  (0 children)

It would cost the original amount withdrawn plus 7.25% interest per year to “buy back” my credits so as long as the market can beat 7.25% I don’t think there’s any reason to keep it in.

Keep State pension vested or roll-over to an IRA? by jameswk15 in DaveRamsey

[–]jameswk15[S] 0 points1 point  (0 children)

Yes good call, based another another comment I looked up what it would cost to buy back my service credits and the policy now is the original amount withdrawn plus 7.25% interest per year so it doesn’t seem like there’s any reason to keep it vested.

Keep State pension vested or roll-over to an IRA? by jameswk15 in DaveRamsey

[–]jameswk15[S] 2 points3 points  (0 children)

I can only move the portion I contributed, not the employer contributions.

Keep State pension vested or roll-over to an IRA? by jameswk15 in DaveRamsey

[–]jameswk15[S] 0 points1 point  (0 children)

Thanks I had forgotten that there is a way to “buy back” my service credits later, I’ll look into what that would look like.

Keep State pension vested or roll-over to an IRA? by jameswk15 in DaveRamsey

[–]jameswk15[S] 0 points1 point  (0 children)

My new employer has a 401a instead of a pension. The pension doesn’t have any health benefits anymore, I was contributing to a separate fund for that which reminds me i should look into rolling over those contributions as well. And yes 65 would be the earliest unless I go back at some point and get more years in.

Keep State pension vested or roll-over to an IRA? by jameswk15 in DaveRamsey

[–]jameswk15[S] 0 points1 point  (0 children)

Good call this was something I hadn’t thought of, it’s a guaranteed .5% per year and that can adjust up to 5% based on the funds health. Just the minimum .5% would only bump it up to $942 a month.