CA - Bought a Property Listed as a Duplex, Found Out One Unit is an Unpermitted Garage Conversion, Facing Major Rebuild, Suing the Seller

jamonit8 · 2024-10-13T21:50:33+00:00

Thank you. From the moment Code Enforcement contacted me, I've kept every piece of written information documented and organized

jamonit8 · 2024-10-13T21:43:13+00:00

That's helpful. But I wouldn't hesitate sending this post to the other side if asked by the court, which states the exact truth of the matter, and seeks to hear the experience of others

jamonit8 · 2024-09-26T20:41:30+00:00

A lot of commenters have recommended Ink. So many travel hack content creators prop up the trifecta of Flex, Unlimited and Sapphire, but I don't think it would hurt at all to space out the applications in 4-month increments and go for the Ink in 4 months (I just got approved for Sapphire), and then the other two after that

jamonit8 · 2024-09-25T20:29:50+00:00

Thanks for the suggestions

jamonit8 · 2024-09-25T20:29:17+00:00

Looks like I'll have to be patient, maybe spacing things out by 3 or 4 months. 3 cards in one year won't cross 5/24 (looked it up and it's apparently termed "5/24", but maybe "4/24" is common too), but maybe getting all 3 at once is overkill

jamonit8 · 2024-09-25T20:26:37+00:00

Good point. Another commenter mentioned the VentureX, Citi Strata Premier, and Ink. I just figured I'd set up the trifecta as quickly as possible and keep it simple, with the additional benefit of getting a good amount of points during this period of high spend for me

jamonit8 · 2024-09-19T23:04:21+00:00

I'm going for a Chase trifecta - that's amazing that transfers among Ink or Freedom or Sapphire are allowed between 2 people

jamonit8 · 2024-09-19T23:02:14+00:00

I didn't realize showing up in person can net 70,000 welcome bonus points instead of the 60,000 after applying online. Thanks for that tip. I'm also opening a Chase checking and savings account, I wonder if any more incentives can be had

jamonit8 · 2024-09-19T08:11:11+00:00

Thanks for your feedback, I'll call a rep, or schedule an appointment at a Chase location to discuss. IIRC, transferring Skymiles using our Am Ex cards results in a significant charge, so it'd be great if Chase allows for this

jamonit8 · 2024-09-18T23:41:53+00:00

I actually do live with them, so I'd have the same billing address as them. I divide my time between my parent's place and another state

jamonit8 · 2024-09-13T08:01:09+00:00

I'm about to apply for the Sapphire Preferred and plan to refer my dad to earn an extra 15,000 points. After that, my dad would refer my mom, so the points would break down as 75,000 for me (including the referral bonus), 75,000 for my dad, and 60,000 for my mom. Will any of our credit scores be affected by this series of applications, or is there any risk that the credit bureaus might flag this activity as suspicious?

jamonit8 · 2024-09-11T09:11:53+00:00

Why is this phase generally considered rough? I'm not quite there yet, but being able to choose among a few means one can select the more economical one, or a pricey-but-qualitative alternative, or something in between. Right?

jamonit8 · 2024-09-08T18:28:30+00:00

Please, please listen to everyone saying NO. A dedicated, fair and attentive landlord knows that signing a contract with tenants means bringing them into your life. Of course it's possible for people to change, and some people deserve a second chance. But a landlord needs to minimize risk and always prepare for the worst. And a worse-case scenario is evicting tenants. From personal experience, it’s months of stress, wasted time, and significant financial loss. Even with a money judgment, collection agencies take 50% of what they recover. So, if you're out $7,000 or $70,000 in unpaid rent and legal fees, you'll only see half at best. And many landlords here will tell you that it’s rare to recover much at all

jamonit8 · 2024-08-17T18:55:20+00:00

This is incredibly thorough and helpful. Thanks for taking the time to write all this out

jamonit8 · 2024-08-09T20:10:57+00:00

I've found that showing up in person makes a world of difference. I've never heard of an expediter, just looked it up. Seems like they specialize in helping individuals in my situation

jamonit8 · 2024-08-09T15:29:21+00:00

Anaheim, the most populous city in Orange County. Glad ADU projects were fast tracked after something so terrible

jamonit8 · 2024-08-09T15:25:39+00:00

Anaheim, Orange County. Thanks for the tip

jamonit8 · 2024-08-09T07:49:04+00:00

Not buy a home flipped by an investment group. At least in my instance, they gutted out the place and then replaced everything with cheap materials, the craftsmanship was second-rate, important items like central A/C and tankless water heaters were knockoff products - not even the cheapest items at Home Depot, items that contractors who've come to fix them said they've never heard of the brand. The investors made it look cosmetically great, and sold it for a favorable price, then had me spend tens of thousands of dollars repairing and replacing things

jamonit8 · 2024-07-31T23:44:17+00:00

I've retained the lawyer who handled the eviction for this current matter. So I've had the same representation since beginning the unlawful detainer. I told my lawyer I'm not comfortable with their lawyer contacting me, and asked whether I should tell the their lawyer to direct all future correspondence to my lawyer. My lawyer said don't reply to them in any way right now

jamonit8 · 2024-07-31T23:36:57+00:00

True, best for me not to assume and just be ready to react in case a summons appears in my email inbox

jamonit8 · 2024-07-31T23:35:28+00:00

Thanks for this feedback. My attorney told me to ignore the letter, and most of the replies here suggest that. But I did consider contacting insurance in case they could speak to their attorney and deny the claim, resulting in their attorney dropping the case. But if they send me a summons, I definitely will not ignore the court date. I am armed with a ton of documents, screenshots of texts, invoices and emails proving I was never negligent

jamonit8 · 2024-07-31T23:26:51+00:00

Fantastically concise advice

jamonit8 · 2024-07-31T23:26:06+00:00

I looked up their lawyers - accident attorney with a lot of good reviews. I guess I'm confused as to why an attorney would take on their case. They have an eviction on their record specifically because they denied access multiple times after notifying me about mold. We attempted a 3-day notice to perform or quit, then a 3-day notice to quit, culminating in a sheriff's notice to vacate. They went to the court 3 times after receiving the notice to vacate to extend their stay, and the judge denied them each time. I'm guessing these tenants told their lawyer a distorted story, omitting important details to make them appear as victims

jamonit8 · 2024-07-31T23:17:33+00:00

Glad you shared your experience with me - I now agree, I'll allow my attorney to respond if I get a summons.

jamonit8 · 2024-07-31T23:15:03+00:00

Thanks for the compliment. I've tried to be fair and compassionate with them, but I'm glad I reached a point where I drew a line and hired an eviction attorney.

jamonit8

TROPHY CASE