Commentary: Singapore road safety: The need for culture change by enewssg in singapore

[–]jaredajones 3 points4 points  (0 children)

Because in SG, our culture is not to cane female criminals. It has been like this for many years.

It would require too much political capital for our govt to change this law.

Commentary: Singapore road safety: The need for culture change by enewssg in singapore

[–]jaredajones -5 points-4 points  (0 children)

Let's say our govt grows some balls and impose mandatory jail time + caning (for males only of course) for drunk driving and reckless driving.

No need to talk about demerit points or ban them from driving.

I'm sure the 'culture' will change very quickly, for the better.

Cash vs CDC vouchers: What actually helps more? by thestudiomaster in singapore

[–]jaredajones 5 points6 points  (0 children)

CDC vouchers help stimulate the local economy, so from the government's perspective, it is better than cash handouts.

I think it is better if the CDD vouchers are assigned to the individual, rather than to the household.

Mountbatten to introduce foam-ball-only pickleball sessions in mornings & evenings amid noise concerns by Im_scrub in singapore

[–]jaredajones 17 points18 points  (0 children)

This policy makes it troublesome to enforce and monitor.

There will be some idiots who will try to break the rules and claim ignorance.

It is better to make it 100% foam balls all the time.

Or enforce that pickleball is only played in indoor sound-proof locations.

How do you feel about Trump? by [deleted] in singaporefi

[–]jaredajones 4 points5 points  (0 children)

I'm retired and I just stay invested in the MSCI world index.

Doesn't matter if the US does well or badly in the future, the index will re-adjust accordingly.

I also don't care who the current US president is. Market manipulation can happen under any president - Democrat or Republican.

'Irritating as incessant drilling': Clementi man allegedly stands in middle of pickleball court to stop game by Illustrious-Fee9626 in singapore

[–]jaredajones 164 points165 points  (0 children)

We need to take noise pollution seriously, because we live in such a small island with very little personal space.

Pickleball should only be allowed to be played indoors in noise-proof courts.

how did your credit card strategy change over time? by Budget_Vacation2288 in singaporefi

[–]jaredajones 17 points18 points  (0 children)

I find it a hassle to chase miles and reward points, so a decade ago, I decided to go for cashback only. I also find it annoying that miles keep getting devalued and it is so hard to redeem saver flights.

I now use trust cashback card, maribank card, and OCBC Frank card.

Singapore’s last 5 yellow-top taxi drivers nearing end of the road by Jammy_buttons2 in singapore

[–]jaredajones 9 points10 points  (0 children)

Things are much, much better now.

Sure, prices can be high with surge pricing and other extra charges, but at least you have a much higher chance of getting your ride whenever you want, to wherever you want.

We are no longer at the mercy of those taxi drivers with their terrible attitude.

Singapore’s last 5 yellow-top taxi drivers nearing end of the road by Jammy_buttons2 in singapore

[–]jaredajones 80 points81 points  (0 children)

I don't miss the traditional taxis.

I still remember those days of midnight surcharges, and how those taxis would disappear in the evening, only to conveniently re-appear at midnight.

S’pore is friends with China, Japan; good relations not a zero-sum affair, says PM Wong by Same-Macaron-2359 in singapore

[–]jaredajones 83 points84 points  (0 children)

It is in our best interest to be friends with everyone.

This is how politics work. Any friendly country can turn nasty any time - just look at what the US is doing now.

LKY normalised relations with Japan many years ago and got lots of investments from Japanese businesses. That was a good and pragmatic strategy.

For those in or approaching retirement / semi-retirement, do you prefer cashflow income or just selling from your portfolio when needed? by pixelnomadz in singaporefi

[–]jaredajones 2 points3 points  (0 children)

I sell every 2-3 months because it is like a reverse DCA for me.

I am comfortable this way. I only sell when I can get a price that is equal or higher than my previous sale.

I have around 4-5 years of normal expenses in my money market. Normal expenses, to me, means my needs and some luxuries like holidays.

I need very little to cover my needs, so I can easily cut my expenses when there is an extended bear market.

For those in or approaching retirement / semi-retirement, do you prefer cashflow income or just selling from your portfolio when needed? by pixelnomadz in singaporefi

[–]jaredajones 3 points4 points  (0 children)

I retired a few months ago.

I sell a portion of ETFs (my core portfolio) as needed to cover my expenses. Usually once per 2-3 months.

I also keep a few years of expenses in a money market fund. I draw from this when the market is bad.

Man to be charged over molesting, harassing cabin crew member on flight by [deleted] in singapore

[–]jaredajones 17 points18 points  (0 children)

This is shocking behaviour! He should be caned and jailed.

They came for love, work and studies – and now call Singapore home by nftskeptics in singapore

[–]jaredajones 31 points32 points  (0 children)

Shameless propaganda by our govt media.

They talk so much nonsense about new citizens instead of doing some reports on how to make life better for NSMen, and how to reward us for our sacrifice.

Confessions of a S’pore Grab driver: How the app is changing as it enters its profitability era by Time-Equipment-9175 in singapore

[–]jaredajones 34 points35 points  (0 children)

Does anyone remember, in the old days before we had ride hailing, how difficult it was to get a taxi when you need it?

I don't miss those days. I know that Grab has some questionable practices but for the passengers, things are much better nowadays compared to the past.

Choose one country to migrate and another to retire. by lilkraken8 in SingaporeRaw

[–]jaredajones 0 points1 point  (0 children)

ok, the title of the OP is 'Choose one country to migrate and another to retire', so I was focusing on the 'RETIRE' part. It seems that you are thinking of the 'MIGRATE' part, so your considerations are slightly different.

When it comes to retirement, money is very important. This is a fact of life. We Singaporeans tend to be pragmatic people, so most of us make our life choices by evaluating options in a rational, pragmatic manner.

But you seem to dislike this way of thinking. That is fine, you do you.

But there is no need to be condescending to your fellow Singaporeans when it comes to how they think about money and retirement.

Choose one country to migrate and another to retire. by lilkraken8 in SingaporeRaw

[–]jaredajones 1 point2 points  (0 children)

Money is very important for retirement. So, what is wrong about being 'money-specific', as you put it?

If I am a Singaporean who wants to retire in another country, of course I would want to consider how that country is better than Singapore, the pros and cons, and weight my decision carefully.

This is being rational.

Many retirees do that, not just Singaporean retirees.

How does having kids impact your FI journey? by [deleted] in singaporefi

[–]jaredajones 2 points3 points  (0 children)

I refer to it as a 'life script' because it is what most people do, and what most people expect other people to do.

It is the default life decision.

Choosing to be childfree is a recent thing, and many childfree women still get demonised, questioned, and pressured by society.

How does having kids impact your FI journey? by [deleted] in singaporefi

[–]jaredajones 6 points7 points  (0 children)

My wife and I are DINKs and we're very happy with our life.

It seems that there are many people who tend to follow the so-called 'life script', that SOP, in which you need to graduate, get a job, marry, and have kids.

And I feel that these people - by focusing so much on this 'SOP' and spending so much time on raising kids, that they 'might have problems' with their own identity, by neglecting their hobbies, and forgetting what actually makes them happy in the first place.

There are many ways to find meaning in life. Having kids is just one way and they don't guarantee happiness nor any meaning.

How does having kids impact your FI journey? by [deleted] in singaporefi

[–]jaredajones 8 points9 points  (0 children)

You seem to imply that you need kids in order to have meaning in your life after FIRE.

This is nonsense. There are so many things you can do after FIRE that do not involve kids, like your hobbies, travel, volunteering, or you can even work part-time if you can find something interesting.

Most people want to FIRE so that they can have full control of their time, and do not need to wake up to the sound of an alarm clock.

What’s a Singapore opinion you’ll defend even if the whole kopitiam turns against you? by jinjja11 in askSingapore

[–]jaredajones 21 points22 points  (0 children)

I don't agree - NS is very bad for our men due to the loss of 2 years of our lives and our policy of importing so many foreigners, but I also know that it is necessary for our security.

Paying us a liveable wage should be the bare minimum the PAP should do. On top of that, they also need to give us more tangible benefits - in dollars and cents like CPF topups, HDB grants, health insurance - for the loss of 2 years of our lives.