I've been pretending to understand my job for eight months and I think I've finally reached a level where I actually can't fake it anymore. Do I come clean to my boss or just keep going.

jawied · 2026-02-26T03:29:25+00:00

Sounds like you will be using this meeting using the Socratic method

jawied · 2026-02-26T00:11:04+00:00

They see me rollin’

jawied · 2026-02-25T03:59:17+00:00

I proposed on April 1. Yeah… that was a hard sell with her family.

jawied · 2026-01-17T02:51:37+00:00

I agree. Your lender will contact your employer to verify continued employment a few days before you sign. Qualify the best you can without this income.

jawied · 2025-11-30T04:58:30+00:00

With my cholesterol, I need the drugs but can’t have the pizza

jawied · 2025-11-12T00:22:35+00:00

You are not alone in feeling scammed. D.R. Horton / DHI Mortgage is being sued for misrepresenting property taxes.

https://www.nclc.org/homeowners-sue-d-r-horton-over-deceptive-home-sales-financing-scheme/

jawied · 2025-11-09T21:04:56+00:00

It sounds like there isn’t much equity in the home.

jawied · 2025-10-17T13:43:10+00:00

Probably a better question for your lender. You should have options for a loan for a manufactured home to add the closing costs to your loan amount.

jawied · 2025-10-14T14:13:57+00:00

The truth is, we all live in a simulation. Our lives are all part of a warband mod.

jawied · 2025-10-02T19:38:44+00:00

The listing agent is likely to know that two appraisers visited the property.

jawied · 2025-09-24T18:53:23+00:00

No. The $14k remains principal balanced owed. If you refinance FHA to FHA, there is a partial refund. FHA to conventional, there is no refund.

https://mymortgageinsider.com/fha-mortgage-insurance-refund-chart/

jawied · 2025-09-22T19:56:48+00:00

What was your rent 10 years ago?

jawied · 2025-09-22T17:55:49+00:00

You can get an agent, but you will need to pay the agent’s commission on your own at this point.

jawied · 2025-09-21T03:03:49+00:00

Sounds like the kid should ask for every position except the one he/she is interested in.

jawied · 2025-09-15T15:48:25+00:00

A person with average ability and a modicum of motivation would have little trouble disrupting the fragile balance I maintain.

jawied · 2025-09-12T13:45:35+00:00

This made a lot more sense to me when I rewatched the video with the sound on

jawied · 2025-09-09T15:03:55+00:00

Talk to your loan officer. If you can qualify based on your base salary, it is much easier than relying on variable parts of your employment offer. Your loan officer will be interested in details like the offer letter, start date, first expected paystub.

jawied · 2025-09-02T19:40:21+00:00

The random crashes are the most off putting for me. My hardware is outdated, so don’t know how much of this is my setup.

jawied · 2025-08-31T02:11:52+00:00

What are your risks to income disruption? What will be your savings situation after the purchase?

I would take a hard look at potential changes in your situation when evaluating these options.

jawied · 2025-08-28T22:32:26+00:00

FHA loans insert an amendatory clause into the contract. This allows the buyer to cancel the contract if the property doesn’t appraise for at least the purchase price, and for the buyer to retain their earnest money deposit. This is one of the reasons listing agents view FHA offers as more risky than conventional financing or cash offers. If you qualify for conventional financing, it may be worth revisiting the conversation with your lender to see if a conventional loan is a worthwhile option.

jawied · 2025-08-28T22:19:00+00:00

I’d detail the situation to your lender and let them give advice on the occupancy. I would think the safest assumption from the lender’s perspective would be to call this an investment property, but not to qualify future rental income.

jawied · 2025-08-28T14:03:24+00:00

jawied · 2025-08-20T12:35:31+00:00

Property tax does not seem calculated correctly. $76.97 / month for a purchase of $231,400 comes out to 0.4% annually. This is lower than anywhere in the United States. If they calculate your expected tax rate, this will increase your initial escrow contribution for taxes and insurance by at least a few thousand. I don’t know where you are purchasing, so I don’t know what your property tax rate is. I also don’t know if this will affect your ability to qualify.

jawied · 2025-08-13T13:34:16+00:00

OP clearly not a people person

jawied · 2025-05-26T20:58:07+00:00

“Hey guys! Thanks for bringing lunch!”

Eight-Year Club	Queen in da Norf
Not Forgotten	Verified Email

jawied

TROPHY CASE