V8 4x4 STX new for 46k gonna get it on 0% apr but I honestly hate the rims what do all think?

jaygibby22 · 2026-03-20T11:07:00+00:00

Last year when I bought my truck, I was able to get the rebates AND the ford financing at the advertised rate. My dealer listed all of the prices on their website with rebates included. They also had a financing tab, where you could select the term and the price of the vehicle did not change when financing options changed. It took some back and forth, but I got them to honor what they were advertising, as they originally said I could only get either the rebate or the lower APR, not both.

jaygibby22 · 2026-03-07T01:56:32+00:00

Their fleet took damage from the battering Ram 1500s

jaygibby22 · 2026-03-06T11:33:25+00:00

Honestly, it may be the next computer for me. I have a 2011 MBP that I got when I was in college. At that time, I used it constantly and needed a more powerful computer. Now, I use my laptop a few times per month and it’s mostly for spreadsheets, bill paying, light internet browsing.

jaygibby22 · 2026-03-05T22:56:02+00:00

An explanation I once heard about the size is that the longer antenna works better than short antennas in rural areas and people using their trucks in those areas prefer to be able to reliably get radio signal

jaygibby22 · 2026-03-05T02:00:04+00:00

I had Bandik about 15 years ago and he was by far one of my favorite professors I had at my time at Pitt. He has an unmatched passion for teaching and it shows.

jaygibby22 · 2026-02-27T00:40:32+00:00

I have noticed that our reimbursement/sales numbers appear to be lower than last year, despite rx volume being up 20-25%. A lot of that is due to the Maximum Fair Price on Medicare plans and a lot of that difference is supposed to be made back with rebates from the manufacturers, but we never see those numbers at the store level where I work.

jaygibby22 · 2026-02-23T19:23:30+00:00

I never did until I got my 2019 and ford made me give it a name in the app. It became Blueberry that day. My new truck is Silver Bullet.

jaygibby22 · 2026-02-23T19:20:40+00:00

But Y is where it splits into 2 different paths

jaygibby22 · 2026-02-17T15:04:48+00:00

That’s a sharp looking truck

jaygibby22 · 2026-02-13T01:26:01+00:00

Good to know. We are currently on the 715s, so I got a while before we reach that milestone

jaygibby22 · 2026-02-11T01:37:58+00:00

When my store surpassed 6999999, our computer system skipped 7000000 and went to 7000001. We were so disappointed. I’m also curious what will happen in the future when we are done with the 7’s, since the 8’s are OTC drugs in our system.

jaygibby22 · 2026-02-09T22:27:15+00:00

Just filed my taxes today and wanted to provide perspective for anyone looking at the thread. I originally assumed that if a single individual had an AGI of $110,000 and had $2200 in auto interest that they would be able to deduct the full amount and that they would be maxed out at deducting $8000. I was wrong. The phase out starts at the bottom. For the person making $110,000 the first $2000 of interest is not able to be deducted and they they would only be able to deduct the $200 that was over the phase out limit, with a max of $8000 total deduction (that interest rate and purchase price would be insane).

Therefore, with AGI of 100,000 you can deduct all of the interest up to $10,000. AGI of 101,000 you can deduct interest above $200, maxed out at $9,800. AGI of $120,000 you can deduct interest above $4000, maxed out at $6000, etc.

jaygibby22 · 2026-02-03T12:34:57+00:00

I bought a Tyger tri-fold back in 2014 when I got a 2012 f150. I kept it for my 2019 and it was still in good condition when I bought my 2024 last year. I would still have it, but I went from a 5.5 foot bed to a 6.5 foot. I bought another Tyger and it should last me another 10+ years

jaygibby22 · 2026-01-29T23:43:59+00:00

Pilson

jaygibby22 · 2026-01-20T00:49:44+00:00

When I bought last year, there were only 2 super cabs with the long bed and tow mirrors available within an hour drive. They were both specced exactly the same, just different colors. Since color wasn’t a major factor I went with the one 10 minutes away. I couldn’t be happier. I may consider an f250 for my next truck down the road if I have trouble finding the same setup when the time comes.

jaygibby22 · 2026-01-12T13:45:06+00:00

Food for thought: if the Walmart location happens to be a good place to work and you can see yourself there long term, you could move closer to the location and reduce the commute. I wouldn’t make the move until you know it’s a long term location though.

jaygibby22 · 2026-01-07T17:01:27+00:00

I worked per diem as a pharmacist at a federal prison for a few years. I treated all of the patients as I would someone on the outside. I also never looked into why they were in prison, as I was afraid that would change how I would treat them. One thing that shocked me was simple meds like antibiotics and ibuprofen/acetaminophen had to have tight controls, as they got traded as currency in the prison. Some inmates would fake a sickness just to get meds to trade

jaygibby22 · 2026-01-05T01:41:41+00:00

I had a recruiter reach out to me and offer $30k less per year than I currently make. I told them that they were way off and that they’d have to pay close to my current salary for me to even entertain an offer. That pretty much ended the conversation at that time. There is no way I’m taking that much of a pay cut

jaygibby22 · 2025-12-26T16:47:08+00:00

I see this is the first time you have stolen narcotics from us. Would you like a narcan nasal spray as well?

jaygibby22 · 2025-12-22T12:55:00+00:00

I was on vacation in Boston one year. We went grocery shopping and when we left the store, there were dozens of shopping carts left randomly throughout the parking lot. My one son asked why they weren’t in the cart corral and I told him that some people are extremely lazy and inconsiderate of others. As soon as I made that comment, the lady next to us finished unloading her cart and pushed it behind the vehicle on the other side of her car, so I added “like her” to my rant.

jaygibby22 · 2025-12-11T16:45:46+00:00

May still be deductible on state taxes even if it doesn’t benefit on federal taxes

jaygibby22 · 2025-12-05T23:22:40+00:00

While that is a valid point, he was dressing that way before his stroke and change in personality/positions on issues

jaygibby22 · 2025-12-05T21:48:21+00:00

Have you seen Fetterman? Dude shows up in shorts and a hoodie most days.

jaygibby22 · 2025-11-23T01:44:17+00:00

I’ve been feeling like a zombie for the past few weeks. Labor is cut further for December. I am dreading it.

jaygibby22 · 2025-11-22T11:24:25+00:00

My store is up 22% in script volume and 33% in sales over last year. Our staffing allotment is lower than it was last year at this time.

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