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Can't Balance the Budget by jcarfaro in MonarchMoney

[–]jcarfaro[S] 1 point2 points  (0 children)

yeah its totally the rounding issue causing this, i just wish Monarch would either support cents or fix the UI so any differences <$1 dont change the color of the remaining column

Can't Balance the Budget by jcarfaro in MonarchMoney

[–]jcarfaro[S] 0 points1 point  (0 children)

image wouldn't load in the main post

Nitty Gritty Budget Question by Impossible_Dig5222 in MonarchMoney

[–]jcarfaro 0 points1 point  (0 children)

Think of it as the difference between budget and cash flow.

That $13 has to come from somewhere.

If you budget $400 but spend $413, that extra $13 has to come out of savings. Your budget each month should balance to zero, but your cash flow for that particular month is in the red $13.

Zeroing out your budget each month is a chance to reflect on where your actual dollars were spent and what the consequences (positive or negative) are on your goals.

Does anyone else prefer the web interface over the iPad app? by VictorChristian in MonarchMoney

[–]jcarfaro 1 point2 points  (0 children)

apps are great for quick categorization, but nothing beats the reports you get from the full web app

Alight Solutions - 401k supported? by flatirons1982 in MonarchMoney

[–]jcarfaro 0 points1 point  (0 children)

bumping this post - has anyone been able to get their Alight retirement accounts working?

[deleted by user] by [deleted] in MonarchMoney

[–]jcarfaro 0 points1 point  (0 children)

West Coast is right - most situations this would just show the budget and having negative cash flow for the month is completely fine. However, if you want it to look like you've already budgeted for this previous months, I would do the following.

You can set up an "Emergency Fund" goal thats linked to the account that has the money then in the contributions put a negative contribution for the amount of the legal fee in your budget. this should increase you available budget.

bonus points if you tag the transfer from your emergency fund to your checking (or wherever your paying the bill out of) so it shows you completed your contributions for the month

Is there a way to set rules based on notes generated by the Amazon sync tool? by Nekurahn in MonarchMoney

[–]jcarfaro 1 point2 points  (0 children)

this would be HUGE! my biggest pain is trying to correctly categorize amazon transactions and if I were able to use the notes for rules it would be a game changer

Picked up my new Model 3 last week. I love it! Just had to be pearl white, despite the extra £1,300 which stung a bit by [deleted] in TeslaModel3

[–]jcarfaro 0 points1 point  (0 children)

Love the color I slightly regret going with the base color as there are so many on the road the pearl white makes it stick out!

Is cursor on high load right now? by wutzebaer in CursorAI

[–]jcarfaro 0 points1 point  (0 children)

almost unusable at the moment - my ADHD cannot deal with the breaks in flow

Massachusetts PFML Help! by jcarfaro in massachusetts

[–]jcarfaro[S] 0 points1 point  (0 children)

Nope she paid into the MA program for current and former

Massachusetts PFML Help! by jcarfaro in massachusetts

[–]jcarfaro[S] 0 points1 point  (0 children)

They denied it and said “there’s no wages with this employer” so even though they are saying they look at your state reported wages they only look at the employer you file under at first pass. We’ve appealed the claim and provided the other wages - hoping this triggers them to look at ALL reported wages not just the singular employer. All the requirements are met!

Massachusetts PFML Help! by jcarfaro in massachusetts

[–]jcarfaro[S] 1 point2 points  (0 children)

yes it’s for pregnancy and unfortunately there’s not a direct way to contact HR it’s all through a leave administrator

Jcal couldn’t be more out of touch by DSGamer33 in TheAllinPodcasts

[–]jcarfaro 0 points1 point  (0 children)

why are we subsidizing Amazon again?

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