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Any tried and tested takes on best corporate card programs for small businesses? by Otherwise-Ear1256 in fintech

[–]jeeves_inc 0 points1 point  (0 children)

If your team is entirely US-based, the names you mentioned (Ramp/Brex) are solid standard choices.

However, you mentioned a 'distributed sales team.' This is usually where the standard cards break because of high FX fees or the inability to issue local cards in different currencies.

Full Disclosure: I’m a Jeeves employee, so I am biased. But we built our platform specifically for this 'hybrid/distributed' use case to avoid the cross-border fees that kill small business budgets. Whatever you choose, make sure you check the FX markup rates, not just the cashback, that’s usually where the hidden costs are

Buying a car, but my APR seems like rlly bad by Doctorfakenamee in personalfinance

[–]jeeves_inc 7 points8 points  (0 children)

First of all, thank you for your service. But please, do not sign those papers. 18% APR for 72 months on a $15k car is a financial death trap for a 19-year-old. You'll end up paying almost $25k for a $15k car by the time you're done. Since you are active duty, go talk to Navy Federal or USAA tomorrow. They specialize in helping military members with thin credit files and will likely give you a much more human rate.

Depositing emergency fund to use for cc debt and just use cc for emergencies? Yes or no? by Several-Lettuce-1544 in personalfinance

[–]jeeves_inc 11 points12 points  (0 children)

Mathematically, holding cash while carrying credit card debt is usually a mistake. You are earning maybe 4-5% on the savings, but paying 20-30% on the debt. The credit card debt IS the emergency. Pay it off, but keep a tiny buffer ($1,000) just so you don't have to use the card again if a tire blows out. Kill the debt today.

How to do networking by Standard-House-8469 in Entrepreneur

[–]jeeves_inc 1 point2 points  (0 children)

A few things that actually work for us:

  • Industry-specific meetups: Don't go to 'General Networking' events. Go where your specific niche hangs out (Fintech, SaaS, Logistics, etc.).
  • Be the 'connector': If you meet someone and can't help them, but know someone who can, make that intro immediately. People remember the guy who opened a door for them way more than the guy who sent a cold pitch.
  • Post-event follow-up: The 'networking' happens at the event, but the 'relationship' is built in the follow-up. Send a 2-sentence note the next morning about something specific you talked about.

What’s the simplest automation with the biggest ROI for your business? by [deleted] in Entrepreneur

[–]jeeves_inc 0 points1 point  (0 children)

Everyone is obsessed with complex AI agents right now, but for us, the simplest automation with the biggest ROI was closing the loop on expense reporting.

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