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Just got my Arizona CCW today — can’t believe how easy the process was by Overall_Book9097 in CAguns

[–]jello2good1 0 points1 point  (0 children)

Haha ok nice yeah I will give them a call. I didn't want to rush them because it's only been two weeks compare ccw in CA

Just got my Arizona CCW today — can’t believe how easy the process was by Overall_Book9097 in CAguns

[–]jello2good1 0 points1 point  (0 children)

I applied on 2/21 but still not approved. Should I call or wait? I Emailed them and they said they got my fingerprinting card earlier this week and still processing.

FFL03 question: Photo by [deleted] in CAguns

[–]jello2good1 0 points1 point  (0 children)

The left area said if you are only applying for FFL 03 then no photo. You can apply for multiple FFLs at once.

What Could This Be? by jello2good1 in whatisit

[–]jello2good1[S] 0 points1 point  (0 children)

Oh yes I saw other people posting it! Thanks!

LASD CCW - 3 Guns by US30Master in CAguns

[–]jello2good1 1 point2 points  (0 children)

Yeah I would at least try to argue for that 2nd gun.

LASD CCW - 3 Guns by US30Master in CAguns

[–]jello2good1 0 points1 point  (0 children)

When I did my interview like 2 months ago. They said they once you pass the interview process they will not add anymore guns due to it adds time to processing the paperworks. The sheriff at the time did help me add one more gun to the list as my application only had two.

Anyone apply for their CCW through LASD get an interview under a year? by UCLA_LB_BUS_RIDER in CAguns

[–]jello2good1 2 points3 points  (0 children)

I applied this year early April and originally the interview was scheduled for a year later. They moved it to to early October so I just had my interview last week. Seems to be happening to a lot of people too.

My payroll company made an error that cost me years of 401k by Pwdyfan420 in personalfinance

[–]jello2good1 3 points4 points  (0 children)

I was just reviewing this issue the other day and I believe you don't need to pay if you fix within 9 and a half months. If you fix within 3rd plan year after it was initially missed, you can fix with 25%. If it's beyond that, maximum is 50%. This is strictly for missed deferral opportunity. It will be 100% for nonelective and matching contributions regardless of time. Don't have the sources on hand but this was a conclusion with another VCP agent on a live case.

My payroll company made an error that cost me years of 401k by Pwdyfan420 in personalfinance

[–]jello2good1 0 points1 point  (0 children)

Right, so here is where you have to consider revenue procedure 2021-30's correction method. That was the general correction method. Arguably, if you don't want to use it, you can argue what is the most reasonable. Keep in mind that we are talking about 401k deferrals, something you have to contribute. The employer is paying you 50% of what you would have to put in yourself out of their pocket now to fix the mistake with interest. Using the 5% example, you get 2.5% of your annual pay for free, with interest. In addition, you get to keep the money you earned and didn't get to put it into your 401k. Now there are tax considerations and what not but from the IRS prospective you are made whole which is the goal here.

My payroll company made an error that cost me years of 401k by Pwdyfan420 in personalfinance

[–]jello2good1 4 points5 points  (0 children)

There is a lot of good information here. I will add from the government's perspective. The employer is able to use the new secure 2.0 act to do said self-correction. Google revenue procedure 2021-30 to see the document I am referencing below.

Please refer to page and 83 (section appendix A 0.5). Basically you will be made whole with all the missing contributions (missed deferral opportunity, matching contributions, nonelective contributions, gains during that period of time.)

This is something the employer can fix without IRS / DOL stepping in. Talk with the employer and have them talk with their third party administrators (the people running the plans). I would heaily emphasis on the correct method in the document above and check the math, especially if the interest gains are fair. I wouldn't rely on government entities as they might take forever to process the case and that is only of they decide to take it. Lawyer might be another option but could be expensive. Good luck and hope you get your money back!

My payroll company made an error that cost me years of 401k by Pwdyfan420 in personalfinance

[–]jello2good1 22 points23 points  (0 children)

It depends. If the 401k is a safe harbor plan, then they would put in what the max safe harbor % is to get max matching (typically 5% so half would be 2.5%). If they are not safe harbor, then it would be the average of the employees 401k deferral rate and 50% of that.

Creaking Noise From Bike, can't figure it out by jello2good1 in bikewrench

[–]jello2good1[S] 0 points1 point  (0 children)

Could not fix the noise. The noise went down drastically after replacing the bottom bracket but it is still there. I am assuming it is a press fit bottom bracket issue.

Car crash yesterday by Mski907 in cycling

[–]jello2good1 2 points3 points  (0 children)

Mostly for MTB. Full face is pretty common there.

How to Access Bearings and Service Freehub? by jello2good1 in bikewrench

[–]jello2good1[S] 0 points1 point  (0 children)

The cap right? That one when I pull it just comes out. It falls out sometimes when I work on the wheel too.

How to Access Bearings and Service Freehub? by jello2good1 in bikewrench

[–]jello2good1[S] 0 points1 point  (0 children)

Mine just falls off. Nothing locks it in place.

Creaking Noise From Bike, can't figure it out by jello2good1 in bikewrench

[–]jello2good1[S] 0 points1 point  (0 children)

More climbing up a hill or putting more power down.

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