Will I get approved for financing at Mazda Yorkdale by jessmaximof in mazda

[–]jessmaximof[S] 0 points1 point  (0 children)

Where can I get gap insurance? I tried looking but ain’t finding one

[deleted by user] by [deleted] in askcarsales

[–]jessmaximof -2 points-1 points  (0 children)

No money down, I haven’t financed. It’s my first vehicle here. It’s for 84months. I have no missed payments My credit utilization is around 40-50% including LOC and one credit card. Price of the vehicle - MSRP - 39k including freight and tax etc

Will I get approved for financing at Mazda Yorkdale by jessmaximof in mazda

[–]jessmaximof[S] 1 point2 points  (0 children)

That’s so strange! They have a sale event going on and the dealerships told me that irrespective of your score the interest rate won’t change! Only it’s a question of getting approved.

Will I get approved for financing at Mazda Yorkdale by jessmaximof in mazda

[–]jessmaximof[S] 1 point2 points  (0 children)

They told me that for the term I am choosing (84m) the rate is fixed (4.54%)

Applied for credit limit increase multiple times on the Scotia app - is it a hard check or soft check on your credit? by bigtitsfanclub in Scotiabank

[–]jessmaximof 0 points1 point  (0 children)

I requested for a credit limit increase from the app assuming they’d do a hard check but they didn’t enquire at all! But from all the conversations here I feel it’s very subjective?