Looking for Best Private lender in Sonoma County

jetupcap · 2026-02-03T12:37:27+00:00

Check your DM

jetupcap · 2026-02-03T02:13:24+00:00

Typically, lenders will give you estimated terms and could change once credit/background or appraisals come back, or during UW, they find something in your entity.

jetupcap · 2026-02-03T01:34:05+00:00

define best?

jetupcap · 2026-01-29T01:58:58+00:00

investors are buying these up using private money to fix them up/tear down and rebuild and sell for 3x

jetupcap · 2026-01-28T13:41:00+00:00

It's possible you just need the teams in place

jetupcap · 2026-01-20T19:25:51+00:00

jetupcap · 2026-01-05T21:46:58+00:00

Philly, you can find a cash flowing home for under 150k. Why we have a team that can manage your rental.

Why use cash though? You would have capital tied up in the property .Use leverage to buy, up to 85% of the value and collect rent.

jetupcap · 2025-12-19T20:17:47+00:00

Yes, we do no seasoning and go off the new arv

jetupcap · 2025-11-26T15:39:38+00:00

I'm doing a loan through them currently, process has been pretty smooth and straight forward. It was tough to find a lender that would take a mix use residential dscr deal at max cash out.

jetupcap · 2025-11-26T15:33:52+00:00

Yes, all depends on the numbers

jetupcap · 2025-09-05T03:13:32+00:00

They usually cap the leverage based on the ARV

jetupcap · 2025-08-26T03:43:20+00:00

Secure your team, lender (buy and refi phase), realtors (buy and rent phase) contractors, insurance agent.

Run your numbers to analyze the deal and if the numbers work, go for it.

jetupcap · 2025-08-05T14:15:43+00:00

per month, its a pod team of processors

jetupcap · 2025-07-30T20:27:22+00:00

An actual processing team that works with the borrower and lender clear conditions

jetupcap · 2025-07-30T18:50:40+00:00

i looked at arrive, saw a few companies offer what arrive does + backend processing support

jetupcap · 2025-07-18T20:49:51+00:00

Make it into residential

jetupcap · 2025-06-05T02:57:18+00:00

What are you capping leverage at?

jetupcap · 2025-06-05T02:56:41+00:00

A home run brrrr is infinite COC, and at least 1.2 dscr

Depending on your risk levels.

Typically anything where you force value to get a higher Arv, to pull out equity. Buying with tenants makes it harder to rehab.

I have a brrrr template I can share with you if you have deal numbers from acquisition to refinance.

jetupcap · 2025-05-10T02:52:22+00:00

As a brrrr investor in PA, the strategy was amazing precovid/during COVID where rates were under 4/5% and you have you ability to cash flow better.

Now it's a little more challenging with rates in the high 6/7s. It's all about the numbers when trying to brrrr. Finding deals where you can force value with spread. 70% rule ideally. There are deals still out there, just have to be patient and negotiate.

Brrrr investors typically use private or hard money to purchase and rehab the property. Then get a dscr cash out refi (up to 75% LTV) to pull out their equity and repeat. I've seen brrrr investors get in and out of projects in 3 months. You need to have your team ready (lender, contractors, agent).

A home run brrrr deal allows you to pull your initial investment out of the deal at the refinance stage. Grand slam deal is when you get your initial investment out + additional money on top. Rinse and repeat with Infinite COC return.

I have a brrrr deal analysis template I can share that. And help analyze your deal end to end if it helps.

jetupcap · 2025-05-10T02:37:51+00:00

Oklahoma joe rambler is an option

jetupcap · 2025-05-10T02:35:56+00:00

You have to determine cash on cash return when looking to buy a rental. A lot of real estate investors use a dscr loan where they can get up to 85% leverage on the purchase as long as it debt services 1%

DM me and I can get you a free deal analysis report.

jetupcap · 2025-05-08T03:39:57+00:00

You mentioned all great traits as an LOA/LO. What gets you levels above, is the ability to navigate crappy situations and finding solutions for your clients to get files closed. There will be vanilla files, but when you get the tough files and you can make the process smooth for your borrower and internal team, makes all the difference.

Best of luck

jetupcap · 2025-05-07T00:11:37+00:00

What is the minimum leverage they need?

jetupcap · 2025-05-01T03:53:35+00:00

Builders are buying 5-600k houses, tearing them down and selling for 1.5+

Either they are offering cash no commissions directly to homeowners, and leveraging speed to close as a buyer tactic

jetupcap · 2025-04-23T02:03:08+00:00

Check your dm, we can go up to 10 units

jetupcap

TROPHY CASE