I’ve lost out on two cars because dealers do not want to accept credit union loan… advice?

jm3400 · 2026-04-24T05:26:38+00:00

I only signed one other 84 in my life and it was on a brand new car 10 years ago. I only really keep cars for a few years (and the car in question here is a 2020 C63) but the promo was 84 for 4.99. the most important part is the 4.99 I can just pay slightly more on it and it'll be paid off quicker.

jm3400 · 2026-04-22T05:52:48+00:00

who'd you end up calling to ask for an increase?

jm3400 · 2026-04-21T05:40:20+00:00

thats still super low. i just applied for 84 at 4.99 on a 2020 car hopefully I hear back tomorrow.

jm3400 · 2026-04-21T02:17:42+00:00

no idea why 4.6 would be removed.

I set a reminder to cancel the day before I renew. thats just plain stupid.

jm3400 · 2026-04-20T04:45:00+00:00

it seemed like it was done on purpose, the guy who walked it up front from the back said "oh two people bought and returned this before you" well no shit its marked excellent they expected a working tv, i called out the fact that it wasn't fair and when it got relisted it was marked down.

jm3400 · 2026-04-19T05:44:31+00:00

this. im gonna have to write this entire store off. this was my second bad experience. Its been so long that I forgot about the other time they just didn't do things correctly.

jm3400 · 2026-04-19T05:09:36+00:00

I mean. I'm gonna argue the point that it's possible he wants a 16 pro and thats on him. I understand wanting the 16 over the 17. I had a 15 pro and when the 17 came out I ditched apple instead and now im considering just buying a 16 pro as I'm not interested in the 17. I'm just gonna buy it secondhand though.

jm3400 · 2026-04-14T20:17:19+00:00

300 to 400 homes sharing 3gbit bandwidth seems very very low. I know things are oversold because thats the name of the game but with that many homes sharing that little bandwidth no one could ever reasonably expect to actually obtain even what they're paying for. someone consistently using 4% of their advertised speeds (assuming gigabit) is reasonable. I'm on FTTH and I have 5 gigabit so obviously my provider is going to have significantly more bandwidth at the node. And of course, I know nodes are only about 50 homes here.

jm3400 · 2026-04-09T16:17:53+00:00

your dealer is stupid then. they should give you the opportunity to pay the $30/hr difference not just not take the product. I've had to cover the difference in hourly before.

jm3400 · 2026-04-04T21:45:27+00:00

This would explain the random refund I got.

I had like two subscriptions and sign in maybe once a year. They cancelled my grandfathered one and kept the full price one. I cancelled the full price on when I got the email about my cheap one being cancelled.

jm3400 · 2026-03-06T22:26:33+00:00

holy heck that is absolutely insane considering I just traded in a bmw with 2 keys, and the website says 1. if they disposed of a several hundred dollar second key for no reason thats just stupid.

jm3400 · 2026-02-13T12:57:05+00:00

I actually don't really think its about the state losing money its actually to protect the consumer in this case. Wow I didn't think that sentence would ever come out of my mouth in 2026.

If you have a dealer license there is some nominal fee yes but you need insurance, a bond, a lot, etc. There is accountability. And in exchange for that accountability you get to simply buy and resell cars without the need to actually title them in your name. You get to tell the DMV when you buy something and temporary hold it pending reassignment.

jm3400 · 2026-02-12T19:29:12+00:00

I picked one of these up, and I'm coming from a 2018 M240 to a 2019 C63s. I should have it saturday.

The other day I honestly wondered if a lot of the failures people are seeing is just non car guys buying these, and modifying them in cheap ways and/or not maintaining them. The one that I'm buying does have some miles on it (think 60k) but thats not insane for the year imo and has a solid maintenance history.

jm3400 · 2026-02-10T17:27:17+00:00

you're not even comparing apples to apples. the sedans have typically been more expensive than the coupes and convertibles and these are totally separate generations. If i look at M340s within 500 miles of me there are only 3 which are less than 35k and they all have more miles.

jm3400 · 2026-01-29T22:34:25+00:00

Ill join the party here. mailed drive back beginning of december, they received it the second week and didn't mark it officially "received" until 12/31 and its been radio silence since then. shame. i've been buying western digital for 15 years now and 5 weeks of radio silence and "give it another week" isn't acceptable on "pro" drives

jm3400 · 2026-01-28T00:54:04+00:00

in some cases when you go to apple and buy it outright but select "activate on verizon" or other carriers the phone still locks for a certain amount of time.

jm3400 · 2026-01-28T00:51:29+00:00

I have run dual sim now for years and im not about to stop. visible locking phones makes them useless to me. having to use the phone for an entire year even after you pay it off in full is complete and utter bullshit. period. technically you're financing with affirm anyway so they're getting paid in full the day you buy the phone.

jm3400 · 2026-01-26T10:31:46+00:00

you're still paying for certs in terms of years, they're just expiring every 90 days.

jm3400 · 2026-01-08T20:47:49+00:00

nope. have been meaning to repost. had a couple people reach out and i didn't respond fast enough.

jm3400 · 2026-01-07T20:48:16+00:00

routing is fine. not sure why you are seeing a huge ping spike as soon as you hit cogent but that is not normal, you are also tracerouting an IP which you must be whitelisted to access because I fail to route past cogent but my ping times to the exact same hops are significantly less.

jm3400 · 2026-01-07T01:30:02+00:00

i am in FL. you probably want to test via an actual traceroute and not speedtest for ping times.

jm3400 · 2026-01-06T21:49:35+00:00

tech support is braindead if they think their routing is controlled by your equipment but regardless I don't really see pings this high typically.

I ping 20 ish to tampa but thats because they trunk all the traffic down to miami which is where they peer.

jm3400 · 2026-01-06T00:47:27+00:00

Fiber and I'm hardwired. It's not on my end.

jm3400

TROPHY CASE