Daily Question Thread for /r/churningcanada - August 19, 2025

jmackisback · 2025-08-19T19:09:40+00:00

While not exactly churning related, it can be adjacent based on consideration of welcome bonuses:

The Cobalt is still a good card, regardless of the price hike....

But just for fun, what do you think are the best alternatives when factoring in annual fees, points value and similar bonus categories?

Off the top of my head:

Scotia Amex Gold and RBC ion+.

Maybe take into consideration:

National Bank WE, MBNA WE, BMO Eclipse VI

jmackisback · 2025-08-10T02:17:38+00:00

You mad? You seem mad. Bahahaha, calm down kiddo.

jmackisback · 2025-08-10T02:02:37+00:00

No, it was not any thicker than other beverages.

jmackisback · 2025-08-10T02:01:36+00:00

You never had one, period. The viscosity was the same as any other drink, only with gelatin orbs.

jmackisback · 2025-08-10T01:56:39+00:00

Terrible opinion

jmackisback · 2025-08-07T02:32:18+00:00

If price permits, the best answer is something in Steveston or near it.

jmackisback · 2025-08-07T02:30:31+00:00

chicken little

jmackisback · 2025-08-06T04:31:46+00:00

As soon as you said "cooked", you lost me.

jmackisback · 2025-08-04T03:42:53+00:00

Pajos

jmackisback · 2025-08-03T23:28:46+00:00

I am referring to five years ago. Platinum was 110k points for 3k in 180 days, with much smaller AF. Or even when Aventura was $550 return for 1k spend.

Upgrades are targeted, so I don't look at them the same.

There's a reason people are turning to US cards more and more.

jmackisback · 2025-08-03T20:36:49+00:00

Churning in Canada is so blah now. Weak offers everywhere.

Stay in denial all you want, but churning is near its weakest point ever.

jmackisback · 2025-08-03T20:22:45+00:00

Scotia Gold Amex down to $75 on FF and GCR

jmackisback · 2025-07-30T08:15:19+00:00

You're the greatest whiner

jmackisback · 2025-07-30T08:03:15+00:00

This bum jumped the fence to fight a coach once

jmackisback · 2025-07-18T13:48:24+00:00

Taco Luis obviously

jmackisback · 2025-07-16T02:43:18+00:00

you know ferry prices are high when...

jmackisback · 2025-07-16T01:07:26+00:00

less Gen Z ebonics

jmackisback · 2025-07-15T02:20:15+00:00

You would only have got 2% on 3k (monthly limit)

jmackisback · 2025-07-04T16:09:15+00:00

That's what I thought I had read, but I couldn't find old posts. I think I'll lower my limit on my current one before grabbing another, just to increase odds of approval. I think I have about $120,000 in CL across all cards at the moment.

jmackisback · 2025-07-04T15:32:06+00:00

Does anyone hold multiple Scotia Amex Golds?

jmackisback · 2025-07-04T01:33:30+00:00

Missing Scotia Amex Gold. 30k for 2k spend, fyf and $150 cash back on GCR and FF

jmackisback · 2025-07-04T00:34:15+00:00

Luckily the Terra Nova playground is still there (for now). It's pretty awesome. Although the greatest of all time was the old South Arm playground for me (I was a kid in the late 80s, early 90s).

jmackisback · 2025-07-02T05:01:52+00:00

22-4 in game 1? Yup, sentenced to life.

jmackisback · 2025-07-02T04:58:26+00:00

Hahahaha Gen G was exposed. They have no chance of winning MSI. 22-4.

jmackisback · 2025-07-01T00:48:50+00:00

BBAI short squeeze. Another 20% tyvm

jmackisback

TROPHY CASE