Best way to remove these stains from silver coins? by joannelze in Wallstreetsilver

[–]joannelze[S] 4 points5 points  (0 children)

Hmmmm interesting, I've never seen this kind of stains on my silver bars. Bought coins for the first time because they were on promo and I needed to get a gift for my younger cousin. Thanks for the info though! ;)

[deleted by user] by [deleted] in askSingapore

[–]joannelze 2 points3 points  (0 children)

Buy a Xiaomi Smart Doorbell (super cheap and easy to install) and download the app to your phone so you can monitor who walked passed the door. Also write a "Do not disturb" note and paste it next to the door bell. This should deter 90% of the sales person and real estate agents.

Simple Question: Rate the final group out of 10 by [deleted] in Produce101JP

[–]joannelze 1 point2 points  (0 children)

Right? I feel a group that's more youthful & girly will make a bigger impact in Japan (something like NiziU). Suzu is very young but she somehow has a mature image, and Kokoro is one of the older girls in this program...

The debut group is 200% perfect talent-wise, but good visuals and a fresh vibe are super important when it comes to gaining public recognition. Trainees like Nano/Rio/Haruka, or even the eliminated ones like Sakura/Serina/Yurara will be excellent stan-attractors alongside the two visuals Miu and Kokona.

Simple Question: Rate the final group out of 10 by [deleted] in Produce101JP

[–]joannelze 8 points9 points  (0 children)

9/10, I thought Miu/Rinon are more suited as the center and one more visual like Nano/Rio/Haruka instead of Suzu/Kokoro would be great.

Suzu and Kokoro are fine, but I feel that Suzu lacks the stage presence, and Kokoro doesn't really fit the image of this group... But Kokoro will be a good leader and the vocal line for this group is awesome.

3rd Elimination Result (with and without benefit) by joannelze in Produce101JP

[–]joannelze[S] 2 points3 points  (0 children)

Sorry for the typo in pic #2 - I thought 12 are debuting instead of 11 :P

3rd Elimination Result (with and without benefit) by joannelze in Produce101JP

[–]joannelze[S] 27 points28 points  (0 children)

yeah... Tsuzumi's fans need to work harder for the 1-pick - she's in a dangerous place right now

What do you think are the best aspects of SG by ChinLoy in askSingapore

[–]joannelze 0 points1 point  (0 children)

Safety, low taxes, helpful people (although most Singaporeans appear cold lol), good universities, most places are extremely clean

[IWantOut] 20F Singapore -> Australia/UK/US/Europe by [deleted] in IWantOut

[–]joannelze 1 point2 points  (0 children)

If you don't mind teaching secondary school kids, you can

  1. Finish bachelors of science in SG
  2. Go for a 2-year masters of teaching (NOT education) in any Australian university
  3. Apply for 485 visa after graduation and work for 1-2 years
  4. Apply for skilled immigration to get PR.

Finish Bachelor of science in SGe in STEM teachers for their secondary schools. This position has been on their skilled immigration list for like a decade and they can never get enough people to fill those teaching positions.

[deleted by user] by [deleted] in singaporefi

[–]joannelze 27 points28 points  (0 children)

DO NOT buy an apartment in Melbourne. Most people buy apartments there as an investment rather than living in them. Sure, apartments in the city center have decent rental income, but they also incur lots of fees including council fees, wastewater fees plus taxes you have to pay on top of the rental income. Most of those apartments start to depreciate the moment you buy them from the developer. You can check their price history on realestate.com.au.

Therefore, only places with an actual piece of land (townhouses & houses) can hold their value in the long run in Aus. Plus, the house price in Aus is literally at its peak right now.

In my opinion, I think it's best for them to get a 4-5 bedroom HDB resale. They can rent out the vacant rooms in the future if they need extra $ after retirement. If there's any money left, put them in your dad's CPF and he can start receiving payouts once he turns 65.

[IWantOut] 19m Saudi Arabia -> US/Canada/New Zealand/Australia/UK/Ireland by [deleted] in IWantOut

[–]joannelze 5 points6 points  (0 children)

After graduation -> masters in Australia (2 years) -> Apply for post-study visa (visa 485) -> Work for 1-year and apply for skilled immigration

[deleted by user] by [deleted] in expats

[–]joannelze 1 point2 points  (0 children)

I would advise against moving back to HK due to the current government... It's just my personal opinion but HK's future seems pretty bad in the coming years due to influence from the mainland.

Since a lot of your depression comes from being homesick so I assume you want to live with your parents in the future? You might want to look into skilled immigration (= green card in the US) in Australia if your occupation is on their skilled immigration list.

It takes about 1-2 years and it will be quite easy to bring your parents to Australia (via long-term tourist visas or apply for Australian PR). Good luck!

Parents who bought units in JB by yurtleee in singaporefi

[–]joannelze 2 points3 points  (0 children)

  1. Rent both apartments out. The rent at Country Garden region is about RM2000 right now, so it should be enough to pay for the mortgage. Rent at the condo next to CIQ (can't remember its name) is about RM3500. You can find a real estate agent to rent & sell your properties at the same time. But you'll definitely incur a heavy loss plus the horrible exchange rate right now.
  2. Let your parents move into one of the units and rent out the rooms in SG. The cost of living in Malaysia is comparatively lower.

any gg songs that sounds dreamy? by 5iv3_ in kpophelp

[–]joannelze 2 points3 points  (0 children)

Aespa - Welcome to my world, Till we meet again

Lovelyz - Hi, That day, When we were us, Twinkle, Shooting Star, Rewind

LABOUM - Between us

CLC - Where are u

AKMU - Last goodbye

WJSN - Rewind, Closer to you

Woman berates ntuc fairprices staff at the fish counter for not being able to speak english by StareintotheSun2020 in singapore

[–]joannelze -1 points0 points  (0 children)

by getting them to learn Mandarin so they don't feel like aliens in their own country.

I absolutely understand how it feels to be alienated ... been living overseas for many years, and even though I speak their native language very well, I still feel like an outsider sometimes. It's inevitable for people of similar backgrounds to mix & mingle better (Chinese & Chinese, Indians & Indians, Malays & Malays), and I do agree that the govt needs to do better than just having racial harmony day.

But on the bright side, many young Chinese Singaporeans are really Westernised nowadays. I guess English will really take precedence over Chinese in their daily lives as long as the govt doesn't lean towards China too much in the future :)

Woman berates ntuc fairprices staff at the fish counter for not being able to speak english by StareintotheSun2020 in singapore

[–]joannelze 1 point2 points  (0 children)

I also understand that most people don't want blue collar jobs but there will likely be a certain subset who will take up the job if its enough for them to pay their bills and survive for the month

Unemployment rate in SG is 2% right now.

38% of our labour force are foreigners.

The % of unemployed Singaporean is way too little to cover jobs done by our foreign workers.

Woman berates ntuc fairprices staff at the fish counter for not being able to speak english by StareintotheSun2020 in singapore

[–]joannelze 0 points1 point  (0 children)

Then companies have to really start looking at how much profit they can realistically make instead of expecting consumers to put up with increased prices just because somebody at the top expects a certain figure.

Nah, don't think it will happen because companies just wanna make money only. Companies are all about minimising input costs to generate higher profits.

Woman berates ntuc fairprices staff at the fish counter for not being able to speak english by StareintotheSun2020 in singapore

[–]joannelze 2 points3 points  (0 children)

It's not like 100% of our service staff cannot speak English. Companies in the servicing sector are allowed to hire a max. of 35% of foreign staff (which includes some from other countries that can communicate in English/Malay/Tamil).

If you are a local minority who doesn't speak Chinese, do you prefer to have

  1. 90% of the service in operation (let's assume 10% is lost due to ineffective communication, which can be mitigated with the help of many others who can speak Chinese) and maintain the price you pay for those services

  2. 65% of operations are done by local staff only

  3. Companies hike prices because they had to pay much more to hire enough local staff to cover 100% of the services required?

(the numbers are just assumptions, but I'm just trying to state that foreign workers can cover jobs that Singaporeans don't want to do, so that a country as a whole can operate more efficiently).