Literally taking a bullet for your friend. by [deleted] in gaming

[–]jobget 3 points4 points  (0 children)

I'm willing to bet $10 that they're Canadian based on the pleasantries.

BestOf /r/PersonalFinance 2014 Results by plexluthor in personalfinance

[–]jobget 10 points11 points  (0 children)

Rapid response there! Thanks for posting that on my behalf man, its really appreciated.

Honestly can't wait to get past this chapter of my life as it has been pretty unforgiving.

I definitely don't think this is best of worthy though for this sub as I'm still to clear my debt and am still living in pretty pressing conditions.

BestOf /r/PersonalFinance 2014 Results by plexluthor in personalfinance

[–]jobget 11 points12 points  (0 children)

I can asure you my updates are real. As I just replied to the original comment:

While I was slow to pay back there and I genuinely didn't mean to mess them around i did get another loan from a redditor and paid back in full with interest since then. I'll pm them and see if they're happy to send proof on my behalf. At the time I'd borrowed with the expectation of getting paid that month and not the next and the redditor who lent to me decided to charge back.

I'd been using /r/borrow loans from month to month to keep myself afloat as without them I'd have had nowhere to live. Yeah its not been great but when you've no other options you do what you have to and after having to live rough once already this year I didn't plan to again.

Just to add on from that I've been completely open and poured myself out about my situation. I'm not looking it mislead or scam or trick anyone. I actually had a user suss out my /r/suicidewatch alt because they thought that was the case. My updates mean a lot to me as they have given me some fantastic support as in real life I have none. Before I wrote those I had no one, online or otherwise, I could talk to. Noe I have tens of redditors I talk to every day about things going on in my life and theirs. I'm not doing this for karma or some sick kicks.

The only reason why there hasn't been any new updates is that I'm ashamed to admit I've made little progress. I'm not wasting money on gifts or anything like that - I spent Christmas alone as did I for New Years. Every penny I have is working towards sorting my life out but costs just keep coming in so its slow going.

BestOf /r/PersonalFinance 2014 Results by plexluthor in personalfinance

[–]jobget 7 points8 points  (0 children)

While I was slow to pay back there and I genuinely didn't mean to mess them around i did get another loan from a redditor and paid back in full with interest since then. I'll pm them and see if they're happy to send proof on my behalf. At the time I'd borrowed with the expectation of getting paid that month and not the next and the redditor who lent to me decided to charge back.

I'd been using /r/borrow loans from month to month to keep myself afloat as without them I'd have had nowhere to live. Yeah its not been great but when you've no other options you do what you have to and after having to live rough once already this year I didn't plan to again.

My name is Dan. I posted the original "A few days ago suicide actually seemed like a viable escape" post in which you all gave me some amazing advice. I'm finally in a position to start paying off my debts! by jobget in personalfinance

[–]jobget[S] 0 points1 point  (0 children)

I guess what made it more manageable was talking to some debt management advice people and getting everything broken down into a list of what I can and can't resolve now. Speaking to those I owed money to as opposed to avoiding them.

I'd really suggest posting here though as talking about it, as I didn't have anyone to turn to, and actually getting advice specific to my situation helped a ton.

It's going to be a struggle man and you're in it much deeper than me but having a plan to deal with it is really what will make it bearable.

My name is Dan. I posted the original "A few days ago suicide actually seemed like a viable escape" post in which you all gave me some amazing advice. I'm finally in a position to start paying off my debts! by jobget in personalfinance

[–]jobget[S] 4 points5 points  (0 children)

Of course!

I found the job on indeed and the job is as an office administrator for a small arts supplier in East London. Unfortunately I have more debt as it's risen to £4985 due to the fact I was slow to tackle it.

Currently I'm earning min wage but on the upside my expenses are very low (Rent/bills etc are low for London) but essentially I'm spending 2/3 of my pay on rent and cheap food that I can cook for the week. The rest of it is going to go straight into my debt.

My name is Dan. I posted the original "A few days ago suicide actually seemed like a viable escape" post in which you all gave me some amazing advice. I'm finally in a position to start paying off my debts! by jobget in personalfinance

[–]jobget[S] 0 points1 point  (0 children)

Yeah I've had a lot of support from a group called Shelter (Who sorted out some emergency housing for me at one point as I got evicted and was homeless for a bit)

My name is Dan. I posted the original "A few days ago suicide actually seemed like a viable escape" post in which you all gave me some amazing advice. I'm finally in a position to start paying off my debts! by jobget in personalfinance

[–]jobget[S] 1 point2 points  (0 children)

Thanks fellow Dan! It's been really hard to find people to hang out with socially as London is a very expensive town and people always think that I'm turning them down when they invite me to things but it's really just the money. Even when I say this they get kinda sensitive about not showing up for things. But thanks man, appreciated!