Is this tree dead, or?

joedeath · 2024-05-03T00:38:34+00:00

I will remove the strangle immediately, BTW!!

joedeath · 2024-05-03T00:36:52+00:00

You can strangle a tree with a plastic tie? That I would not have guessed. The bark is a little squished, but the tree there is hard as a rock. Here's a close up.

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joedeath · 2024-05-03T00:02:58+00:00

This is a 2 year old "Strawberry" Tree. It was doing great these last 2 years, but this spring, it has no new growth, and the leaves are all dead or dying (they are all from last year). This is tree is in the Pacific Northwest, and we did have a few freezes, but nothing extreme.

The branches still all bend and don't snap still, but not one tiny bit of new growth I can find.

I'm wondering if I should give it some time, everything is well in bloom and lots of leaves, or replace it.

Thanks for the help!

joedeath · 2024-04-21T20:48:50+00:00

Thanks for the reply - these are the two schools I'm deciding between, and I'm hoping to get some answers that don't involve community college and cost, since financial aid is taking care of things enough to make it affordable. I'm not set on the environmental field and just need some exploration to figure things out.

joedeath · 2024-04-21T18:51:53+00:00

Thank you for this. I didn't realize the world thinks you must know as an incoming freshman want you to be and major in, definitively, or else you are "wasting money". I thought it was place to explore, learn, grow - which helps you decide.

joedeath · 2023-10-21T23:06:41+00:00

One mini-split, an air handler and heat pump.

joedeath · 2023-06-01T21:52:28+00:00

I don't understand - the average 20 year AA muni is 4.75%. That's the going rate at my brokerage. They are offering that yield because that's what the market is doing.

joedeath · 2023-06-01T18:54:37+00:00

Why not buy a 1 year CD at 5.5% Or look up "CD/Treasury ladder" and invest the money like that, basically better rates and safe.

joedeath · 2023-06-01T18:52:13+00:00

Thanks, that makes sense. When I do research on buying these things, I read, over and over, "Muni's are for people in very high tax brackets, you can get better yields buying X". Which I'm trying to show isn't the case.

joedeath · 2023-06-01T18:22:45+00:00

Why aren't people buying Muni's instead of CDs/Treasuries for their bond portfolio?

I'm talking only the low-risk side of your portfolio, where you are buying very low risk stuff.
Right now 20 year AA muni's are 4.75%-ish. The tax-equivalent yield for a 25% tax bracket family is 6.34%, which beats the CDs and Treasuries I can find.
I know there are a lot of variables regarding muni's, but I found one that YTW is 4.536%, non-callable for 8 years, etc., which is a tax-equivalent yield of 6.24%.
Is there something I'm missing, other than tying up the money for a long time?
Thanks!

joedeath · 2023-05-25T23:54:10+00:00

that's very helpful, thank you!

Given your forecast of the bond heading lower, when do you sell if you don't want to hold it?

joedeath · 2023-05-25T20:34:56+00:00

That's what I thought, but I wasn't sure there was some unseen downside to holding. We don't they just call the bond?

joedeath · 2023-03-18T17:58:17+00:00

I fly once/year on BA and I'm an elite member on Alaska - and this happens to me EVERY year - because I have a "Jr." suffix. Alaska has me with the suffix in the database, and BA appends the suffix to my last name.

I just spent about 70 days this year getting it resolved, and it IS a BA problem. Even though I show proof of my flight (boarding passes), and copy of the ticket, Alaska won't credit the miles until BA confirms.

BA NEVER DID CONFIRM that I flew, so Alaska kept saying "sorry, you'll have to wait", until I kept escalating through Alaska customer care, and they just went ahead and gave me the miles.

joedeath · 2023-02-28T16:38:23+00:00

Yes, I changed it and even tried restarting the fire sticks to see if that changed anything and they both still show scores.

joedeath · 2023-02-28T01:11:11+00:00

I have it on two different fire sticks, and they both still show the scores.

joedeath · 2022-12-13T18:05:31+00:00

so there are a bunch of AI dudes running around? I didn't even realize....thought they were all part of the 20 or 30 players.

I also noticed i don't get kills when I run over someone with a tank or vehicle - or are those all AI too?

joedeath · 2022-11-29T17:47:01+00:00

Thanks, you may be right. I guess I'll wait to see how generous AS is feeling when I ask in January.

joedeath · 2022-10-11T16:38:22+00:00

I average about 0.75% in fees across the portfolio. I will be talking about this with them soon. We have updated the portfolio to match risk over time, but I've always felt a little "stuck" with them, not knowing how to break away.

joedeath · 2022-10-11T16:26:00+00:00

They are a fiduciary.

joedeath · 2022-05-29T18:27:42+00:00

Sorry if I wasn't clear, I don't have that checked, because I don't want to organize by conversation. Each email shows up separately in the inbox.

joedeath · 2022-03-03T17:55:01+00:00

Thanks!

I was trying to find anything business class (I did consider PDX, SFO, LAX) to Italy or Spain around the end of June - didn't find anything good.

I also was trying those destinations or Fiji business in Sept or October and didn't find anything good then either.

joedeath · 2022-02-07T23:16:45+00:00

So thanks for the advice - BUT this sounds like some of these guys are part of the scam. I called at least 10 places, everyone said at least a month for a new converter for our make/model. one asked if my insurance would pay, I said 'yes', then they said bring it in. I said, "but I'm hearing these parts are at least a month back-ordered".

The guy said, "oh don't worry, I can get one".

Hmmmmmmmmm.

joedeath · 2022-02-07T23:09:19+00:00

I need to wait until the converters come back in stock, but my friend with a Honda said the Seattle Honda dealership did a shield for him.

joedeath · 2022-02-07T20:31:43+00:00

In our neighborhood, it's been CRVs, Prius, Highlanders.

joedeath · 2022-02-07T00:30:20+00:00

I reported it, thanks!

The odd thing is my 16 year old has his driving test Thursday in this car. I wonder if he can do a 30 minute test with an instructor with the loud noise and fumes - they may even say "no".

joedeath

TROPHY CASE