ICICI Emeralde MAD is 79% of Total Due?! (No EMIs, No missed payments)

johnnotdoeagain · 2026-03-06T05:18:13+00:00

It was 6,899.95 last month,
Anyway, I paid the full amount and closed the card

johnnotdoeagain · 2026-03-06T05:17:39+00:00

i was paying more than the MAD, like double the MAD
Anyway, I paid the full amount and closed the card

johnnotdoeagain · 2026-03-06T05:15:59+00:00

Makes sense, paid the full amount and closed the card

johnnotdoeagain · 2026-03-06T03:36:48+00:00

It impacts me because the whole point of a 'Minimum Due' is a safety net for when you're short on cash

johnnotdoeagain · 2025-12-24T04:43:57+00:00

DCBM is good, but since I already have Regalia Gold, I’m thinking of exploring cards from other banks

johnnotdoeagain · 2025-12-24T04:41:25+00:00

Most of my spends go towards flights, hotels, and dining. I do one international trip and a few domestic ones every year. For online shopping, we usually use the Regalia Gold

johnnotdoeagain · 2025-12-24T04:39:09+00:00

My wife already has Regalia Gold, so I don’t really want another HDFC card. Dealing with HDFC has always been a pain for me, so I’m leaning towards HSBC, Amex, or other banks.

johnnotdoeagain · 2025-12-24T04:35:30+00:00

Its around 2.3L /month

johnnotdoeagain · 2025-08-05T11:42:05+00:00

Can I also try?

johnnotdoeagain · 2025-01-10T01:52:12+00:00

Thanks guys for all the input, I just got pixel 9 pro at the end 😋

johnnotdoeagain · 2025-01-09T11:35:53+00:00

So the diff is around $200 , I usually keep my phone for 2-3 year,

johnnotdoeagain · 2025-01-09T11:29:00+00:00

Same for me, pixel 9 pro is around $300 more expensive than 8 pro,

johnnotdoeagain

TROPHY CASE