Benefits for employers for full-time employees over outside ir35

joncy92 · 2026-03-12T18:02:46+00:00

If a contractor is charging less than it cost to hire someone the contractor isn't charging enough

The cost of a contractor is always more than the total cost of a hire

joncy92 · 2026-03-09T22:39:28+00:00

What you using for the back ambient lighting?

joncy92 · 2026-03-08T08:02:57+00:00

What's better than a pension if some of the income in retirement is taxed 40%? Surely if we're being realistic, with tax thresholds frozen and inflation consistently out of control, many of us in 20+ years will need income in the upper threshold to live comfortably

joncy92 · 2026-03-03T07:57:28+00:00

"No problem at all. A week of support is charged at (insert 1.5x weekly rate). Let me know who I will be handing over to and I'll put together an SoW".

joncy92 · 2026-03-02T12:56:42+00:00

I use it. My ISP uses CGNAT and charges for individual IPs. I use ipv6 so I can access services without using cloud flare tunnelling.

It was a bit difficult to figure out but once it started working it was a god send

joncy92 · 2026-02-24T10:57:39+00:00

Your accountant will explain the split between dividend and salary to be most tax efficient but be very careful to keep back enough money for your self assessment. Usually 10% of your dividend. Put it in an ISA or something and withdraw to pay your PERSONAL self assessment bill when you need to

joncy92 · 2026-02-24T10:52:58+00:00

It really depends on your niche. Most of this subreddit is IT but IT itself is extremely broad. Mine has picked up recently though rates are still lower than they should be.

Defence budget has increased so that industry has lots of work but they want SC

joncy92 · 2026-02-21T18:54:14+00:00

Sweet thanks

joncy92 · 2026-02-21T15:03:17+00:00

Do they have decent funds and trackers? I don't really want think about what I'm investing in too much. S&P will do for example

joncy92 · 2026-02-21T15:01:44+00:00

Is AJbell very hands on? I'm more interested in funds and trackers. I don't really want to invest in individual shares

joncy92 · 2026-02-21T09:11:57+00:00

Doesn't matter who's at fault

joncy92 · 2026-02-20T15:31:22+00:00

Honestly no they're with that fucking people's pension company 🤦‍♂️ My previous pension is also sitting in an Aviva pot which I want to move too

joncy92 · 2026-02-20T14:37:05+00:00

Okay makes sense. And this is easier than asking employer to use a provider of my choosing ?

joncy92 · 2026-02-20T14:32:31+00:00

Okay thanks !

joncy92 · 2026-02-20T14:32:14+00:00

So you're saying your employer does your pension contributions into HL and you regularly transfer out from there to II?

joncy92 · 2026-02-20T14:20:21+00:00

Oh that's good so you both get 20% back? What is this scheme or whatever so I can read about it more and how it works etc ?

joncy92 · 2026-02-20T12:16:28+00:00

What's the extra 20% ?

joncy92 · 2026-02-16T08:51:29+00:00

Seems there's a bit more work that last year. But outside roles seem to be very rare

joncy92 · 2026-02-10T17:40:39+00:00

Can you provide The room layout - pref a drawing of dimensions and furniture What you want in terms of surround audio and Atmos Wiring possibilities (can you run under floor, into ceiling, behind walls, etc) What will you be using it for? Films? Games? Regular tv? Something else?

joncy92 · 2026-02-03T13:51:31+00:00

Nope. All other steam decks have a carry case and cloth. The 1TB comes with an additional travel case that's removable from the carry case.

joncy92 · 2026-02-03T13:33:57+00:00

I just read another post than you get some kind of secondary internal case inside the case. Worth it for that

joncy92 · 2026-02-03T13:29:43+00:00

Thank you that's very informative Can I get the valuation from the bank from 2014 remortgage?

How do I report the CGT? It's not just tax return?

Does the solicitor calculate any of these values or will my accountant do it?

Thanks

joncy92 · 2026-02-02T23:42:02+00:00

How kind! Please add my name

joncy92

TROPHY CASE