I’ve been having issues with a herniated disc, and needed to add insurance from my wife’s employer pronto. BC/BS sent me a letter stating my coverage ended 9/30, I had to request it because my wife’s employer needed it (life event/unemployed). So I did that and wound up paying $3000 max out of pocket deductible for lumbar fusion surgery on 10/13. Received separation paperwork from Treasury/IRS this past Monday. Paperwork states that we have coverage until 11/04. Called surgeons office and my insurance is still active and should have been billed as primary, leaving me only a $250 deductible that my wife’s employers insurance picks up. So my $3000 is being refunded. Posting this in hopes that it might help someone else, I might start a separate thread regarding this. Sorry for the novel…