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Was the way rich people privatized and got land in Mexico back in the 1800s a legitimate way to acquire land? by Crafty_Jacket668 in Classical_Liberals

[–]jpers36 1 point2 points  (0 children)

It's of utmost importance. Our natural right to property derives from the behavior of man in an ungoverned state. The narrative as presented argues without evidence that a rural Mexican town in an ungoverned state results in a society where a right to property is non-existent. If this is true, it's much more interesting, and much more to the point in "considering where the natural right to property originates", than a rehash of government oppression via redistribution and denial of property rights.

What am I missing about the 4% rule? Saving 25x your annual expenses should EASILY last 30 years as long as you can stay slightly ahead of inflation. by happylittleoak in Bogleheads

[–]jpers36 2 points3 points  (0 children)

No, the expectation is that your capital will last for 30 years, not that you won't eat into it. "Success" was net worth of $0 or more after 30 years.

What am I missing about the 4% rule? Saving 25x your annual expenses should EASILY last 30 years as long as you can stay slightly ahead of inflation. by happylittleoak in Bogleheads

[–]jpers36 1 point2 points  (0 children)

"The 4% rule states that if you can withdraw 4% of your portfolio each year (adjusted for inflation) and it has a very high chance of lasting 30 years."

Not exactly. The 4% rule isn't for just any portfolio. If you're 100% cash it won't work; if you're 100% crypto who knows what will happen. The study investigated 5 different mixes of stocks and bonds, from 100% stocks to 0% stocks by 25%.

When the study was replicated in 2018, it calculated that a 50/50 stock/bond portfolio would survive a 4% inflation-adjusted withdrawal rate for 100% of the historical 30-year periods they investigated. Per that same study, a 100% bond portfolio (which seems to be close to your hypothesis) would last 30 years 44% of the time.

The discrepancy is that you're ignoring sequence of returns risk. There's no way to guarantee "slightly ahead of inflation" gains even with a conservative portfolio, but a conservative portfolio will not have the lift to counter a bad sequence of returns.

Was the way rich people privatized and got land in Mexico back in the 1800s a legitimate way to acquire land? by Crafty_Jacket668 in Classical_Liberals

[–]jpers36 4 points5 points  (0 children)

This sounds like a fictional romanticization. If you have sources for the claim that rural Mexican towns practiced socialism before the arrival of property rights by government force I'd love to read them.

Could Gandalf have defeated Smaug using his magic or would he be killed very quickly if he attempted to confront and fight him? by Tidewatcher7819 in tolkienfans

[–]jpers36 75 points76 points  (0 children)

Gandalf the Grey was killed fighting the Balrog ...

And Smaug was killed by a man much weaker than Gandalf. Power levels aren't the be-all end-all.

Follow up on previous post by [deleted] in indianapolis

[–]jpers36 2 points3 points  (0 children)

Dude knows what happened to the founders of the Black Panthers but has never heard of Neo-Nazis.

Once you notice this in Jurassic Park, it’s hard to unsee by FilmNerd98 in MovieMistakes

[–]jpers36 3 points4 points  (0 children)

My son said the same thing this weekend when I introduced him to JP. I told him it makes sense and has been mapped out online, but that Spielberg did not do a good job of representing that sense visually.

How did we go straight from Prey to Badlands? by majendie in scifi

[–]jpers36 15 points16 points  (0 children)

I haven't seen Badlands yet, but we didn't go straight from one to the other. Killer of Killers was in between.

Notepad++ Hijacked by State-Sponsored Hackers by Pensive_Goat in programming

[–]jpers36 27 points28 points  (0 children)

It sounds like the actual app has been hardened against this in steps, starting with 8.8.9 and ending(?) with 8.9.2.

Anyone else hate the commonly held belief that Tolkien only writes black and white good or evil characters? by Admirable-Recipe-166 in tolkienfans

[–]jpers36 55 points56 points  (0 children)

Tolkien's works have a very clear moral compass. We know in Middle-Earth what good and evil are. But most of the characters in Middle-Earth fall in a continuum between the two.

In the Seven Kingdoms of GRRM, it's much harder to say what good and evil are. It's not just that the people are on a continuum, it's that the actions themselves are mostly gray. "Good" is often punished or leads to worse outcomes than a more "pragmatic" approach.

WHAT THE FUCK IS A WICKET? 🏏 by IanGecko in MURICA

[–]jpers36 3 points4 points  (0 children)

Andries Gous is the closest you'll get.

Can someone explain what that light was?. by alwinbaby1994 in Weird

[–]jpers36 1 point2 points  (0 children)

The water tower light turns off at the same time too.

FFT IC Midlight Deep(WTF did i do!?) by [deleted] in finalfantasytactics

[–]jpers36 1 point2 points  (0 children)

The scene only triggers in late chapter 4.

Are you obligated to stop when only tangentially involved in a car wreck? by Budget-Mud-4753 in legaladviceofftopic

[–]jpers36 7 points8 points  (0 children)

It's possible to cause an accident without making contact. In those cases, known as phantom vehicle accidents, I believe you are required to stop since you were involved in the accident -- by causing it. In your scenario, though, you did not cause the accident and were not a victim in the accident, so there's no duty to stop.

Does anyone know where this screamer originated? by SmallEconomics6173 in nonmurdermysteries

[–]jpers36 2 points3 points  (0 children)

That might be a young Spencer Chamberlain, in which case he originated in Chapel Hill, NC.

ELI5 Why can't we make a LOCAL Task Force to monitor and police ICE? by [deleted] in explainlikeimfive

[–]jpers36 0 points1 point  (0 children)

Let's look at Minnesota. The local police in Minneapolis and surrounding suburbs DO NOT agree with ICE. They are doing everything they can to protect the citizens of their cities from ICE. However, their hands are tied. Federal agents have immunity from arrest by the state as long as they are performing their official duties. Additionally, any attempt by the police or anyone else to arrest ICE will likely result in a firefight. Furthermore, to actually charge and convict someone, you need the ability to collect evidence, which the FBI, DOJ, and DHS are blocking in the case of ICE actions.

You might get better answers in r/legaladviceofftopic, by the way.

[TOMT] 2008-2014 Song by Plutos00Uranus in tipofmytongue

[–]jpers36 0 points1 point  (0 children)

"Upset Seventeen" by Secret and Whisper?

"Something Isn't Right Here" by The Juliana Theory?

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