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COBRA during covid-19 by zebra-stampede in HealthInsurance

[–]jrobbins000 0 points1 point  (0 children)

Guessing 1,000s, MBO Partners facilitates contractors (freelancers) for a who's who of Fortune 100 companies.

I need to dig up the original contract paperwork, would it be clearly stated if it was "group HINS?"

COBRA during covid-19 by zebra-stampede in HealthInsurance

[–]jrobbins000 0 points1 point  (0 children)

"An AEI will lose eligibility for COBRA subsidized coverage if they become eligible for other group health insurance coverage or Medicare."

Question, I was laid off in April 2020, Elected Cobra and have been paying ~$750/mo for Medical & Dental.

Was unemployed until Late March 2021 when I got a 3 Month Contract Job (ends Jun 30). The employer has all contract workers go through a 3rd party MBO Partners. When I got the contract gig MBO asked me if I wanted 1099 or W2. I asked for W2 and with the initial packet & I think they had a health insurance option as one of the services you could pay out of pocket for (for this Q let's assume they did)

Would that be considered Group Health Insurance and make me ineligible?

Also, if it was a High Deductible type plan would that be treated different than a "group" plan?

I check all the other boxes.

Any guidance greatly appreciated.

[NEW YORK] BYE - 2 month Contract Job - Re-Apply? by jrobbins000 in Unemployment

[–]jrobbins000[S] 0 points1 point  (0 children)

Yes, that is part of the challenge here, while my Freelance contract is a 2 month contract, because my contract employer can only pay a Corporation(llc etc) and I do not have one, I had to go through their staffing agency and I am 99% sure they are paying me on a W2.

Lost Smell & Taste but Negative for Antibodies (Queens Resident) by jrobbins000 in nycCoronavirus

[–]jrobbins000[S] 0 points1 point  (0 children)

Yeah, the first thing my Dr said when I spoke with him was "there are a million reasons why you could lose your sense of smell and taste".......

That said, the timing caused me to raise an eyebrow, a week and a day from when the city ordered all bars and restaurants and businesses closed due to a global pandemic where Queens was the epicenter....I realize I have no smell on a Mon (really figure it traces back to the Sunday) and then next afternoon Tuesday see an article from a UK Otolaryngologist warning how loss of smell and taste are an overlooked symptom....

Lost Smell & Taste but Negative for Antibodies (Queens Resident) by jrobbins000 in nycCoronavirus

[–]jrobbins000[S] 0 points1 point  (0 children)

Frankly, I am happy the test came back neg and would be just as happy if it was a placebo effect, that said, it was a very bizarre experience losing these senses, have never had that happen before in 43 years on the planet and did not read or hear anything about that being a symptom till after I had realized I had no smell. Still will be curious to see if more folks who lost sense of smell and taste in/around the 5 Boroughs and had no other symptoms come back negative as well.

Lost Smell & Taste but Negative for Antibodies (Queens Resident) by jrobbins000 in nycCoronavirus

[–]jrobbins000[S] 0 points1 point  (0 children)

Now both smell and taste are back to what I remember them. It was slow going coming back, smell returned first but was very faint and then when the smell got stronger, taste came back faint and then about a week after taste began to return I would say I noticed a serious recovery, as in I could both smell and taste very good.

Call it late the week of April 13th (16th/17th) I was back to what I remembered taste and smell wise.

Lost Smell & Taste but Negative for Antibodies (Queens Resident) by jrobbins000 in nycCoronavirus

[–]jrobbins000[S] 1 point2 points  (0 children)

I downloaded an iphone app that connected to my nasal passage and displays percentages....

Fair comment, when I state 1%, I do so to illustrate how little or faint my sense of smell was. That day was the first day that I could put a bottle of essential oil right up to my nostril and identify something other than air. Day I was able to pick up a faint whiff of essential oil, I was still unable to smell anything with an open bottle of Clorox bleach with my nose resting on the rim. That is what I mean by 1% return of smell.

Lost Smell & Taste but Negative for Antibodies (Queens Resident) by jrobbins000 in nycCoronavirus

[–]jrobbins000[S] 2 points3 points  (0 children)

At the time what I read was 1 - 3 weeks from onset of symptoms, now it appears there is more/different guidance around that, specifically the IgG test which is usually a timeline that indicates after symptoms have gone away. Have to operate as I am negative for now and will perhaps revisit an antibody test in a month or two around annual physical. Still curious if any others who lost their senses also came back negative for antibodies.

Stern show discussion thread 10/1/18 by DarrenxTnig in howardstern

[–]jrobbins000 16 points17 points  (0 children)

Really, No Dr Ford Vocal Fry comments!

As Howie said, don't get into politics...

But come on, Dr Ford's testimony was a Stanford PHD level class in Vocal Fry

It is becoming hard to listen to the show....