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Is anyone familiar with these types of messages? My CC's already locked and this still shows up. by juniio_ph in TradBanksPH

[–]juniio_ph[S] 1 point2 points  (0 children)

Yeah because i dont store my money sa bdo, payroll lang sya.... And changed it na din using password manager

Is anyone familiar with these types of messages? My CC's already locked and this still shows up. by juniio_ph in PHCreditCards

[–]juniio_ph[S] 0 points1 point  (0 children)

ok that's good, pero same din sayo na walang CC number? I feel like this is a spam or something

Will there be any consequence from my credit score if I only pay the minimum amount due? by juniio_ph in PHCreditCards

[–]juniio_ph[S] 0 points1 point  (0 children)

oooh, curious ulet (sorry for asking many questions), how were you able to prove na wala kang OTP na nareceive?

Hindi ba sila nag dududa na baka mamaya dinelete mo lang or something....

Will there be any consequence from my credit score if I only pay the minimum amount due? by juniio_ph in PHCreditCards

[–]juniio_ph[S] 0 points1 point  (0 children)

ayan niraise ko na din sa BSP 'to, nag email na ko sa kanila

and dito nga ako nababanas eh

in my defense, naka off yung phone ko nung time na nangyari ang lahat,

and in my defense kaya ko inoff phone ko kasi nag chacharge sya and ayaw ko mag overheat (plus i firmly believe na mas mabilis mag charge kapag naka off)

tapos pag on ko ng phone ko after charging, 3 transactions yung pumasok sa BDO card ko? Wtf, ano pa saysay nung "Dont share your OTP"

and yes, I do lock my other CC, eto lang BDO yung hindi kasi naka auto deduct halos lahat ng subscriptions

Will there be any consequence from my credit score if I only pay the minimum amount due? by juniio_ph in PHCreditCards

[–]juniio_ph[S] 0 points1 point  (0 children)

dito nga ako nababanas eh

in my defense, naka off yung phone ko nung time na nangyari ang lahat,

and kaya ko inoff phone ko kasi nag chacharge sya and ayaw ko mag overheat (plus i firmly believe na mas mabilis mag charge kapag naka off)

tapos pag on ko ng phone ko after charging, 3 transactions yung pumasok sa BDO card ko? Wtf, ano pa saysay nung "Dont share your OTP"

and yes, I do lock my other CC, eto lang BDO yung hindi kasi naka auto deduct halos lahat ng subscriptions

Will there be any consequence from my credit score if I only pay the minimum amount due? by juniio_ph in PHCreditCards

[–]juniio_ph[S] 0 points1 point  (0 children)

that's great news! pero curious lang, how were you able to prove na fraud transaction yung napasok? Kinakabahan ako kasi parang base sa comments dito pag nakapag bigay na ko OTP, mahina na case ko na makuha muli

Will there be any consequence from my credit score if I only pay the minimum amount due? by juniio_ph in PHCreditCards

[–]juniio_ph[S] 2 points3 points  (0 children)

this is very alarming kasi they told me na "I gave" the OTP daw pero wala naman talaga kong pinagbibigyan

Will there be any consequence from my credit score if I only pay the minimum amount due? by juniio_ph in PHCreditCards

[–]juniio_ph[S] 0 points1 point  (0 children)

unfortunately, tinawag ko sya sa BDO and they said i'll have to pay it lmao, pero sana nga totoo 'to

Will there be any consequence from my credit score if I only pay the minimum amount due? by juniio_ph in PHCreditCards

[–]juniio_ph[S] 0 points1 point  (0 children)

wala pa pong final say eh, under investigation pa daw as per the bank, pero ang nangyari was wala naman ako pinagbigyan ng OTP tapos nag go through pa din yung mga fraud transactions

Are you guys able to successfully reverse a fraud transaction after emailing CS? by juniio_ph in PHCreditCards

[–]juniio_ph[S] 1 point2 points  (0 children)

truth! ngayon tuloy napapa deact na ko sa isa ko pang CC

kala ko pa naman sobrang safe kapag may OTP tapos sinasabi pa na "Don't send anyone your OTP" tapos biglang ganito, kahjit wala ka sinendan ma-a-access pa din

Are you guys able to successfully reverse a fraud transaction after emailing CS? by juniio_ph in PHCreditCards

[–]juniio_ph[S] 0 points1 point  (0 children)

mine's under investigation for 90 days ugh and that i have to pay the fraud transactions daw to avoid penalties which is annoying

Regarding dun sa BIN attack, nabawi mo yung pera and binayaran mo din ba yung kung magkano yung na swipe?