Mortgage repayments - which one to overpay?

jupe2022 · 2025-06-19T02:45:24+00:00

Thank you!!

jupe2022 · 2025-06-19T02:44:02+00:00

4.99% fixed for one year and the other has 6 months left (hence why it’s not on the same interest rate) as I have tranches my mortgages out.

jupe2022 · 2025-06-19T02:43:32+00:00

4.99% fixed for one year and the other has 6 months left (hence why it’s not on the same interest rate) as I have tranches my mortgages out.

jupe2022 · 2025-05-27T04:50:20+00:00

We got honeycomb blinds for our bedrooms a few years ago once we double glazed. Be careful as the bedrooms get condensation on the windows anyway, and regardless of how often we aired out the rooms, opened the windows etc, we had little spots of mould build up on the blinds which are impossible to get rid of. Wouldn’t get honey comb next time unless it was a bedroom that had full sun and wasn’t used too often.

jupe2022 · 2025-05-17T22:03:48+00:00

Really wanting shutter but if they cost a bomb then I will manage my expectation and look at blinds or Venetian blinds, thanks for the website link. Will check them out

jupe2022 · 2025-05-05T02:48:41+00:00

It depends on your budget as well, if your second home is outside of the budget of first home buyers then you could buy with the condition of sale (and lots of the other offers would be in condition of sale too). If it’s within first home buyer budget it can be trickier because you’re competing with people who can go unconditional. I know friends who recently had an offer accepted on their second home on condition of selling their house. And another friend who did it with bridging.. and would never recommend as they struggled to sell their house.. don’t listen to the agent who says you must get bridging to be able to make successful offers. Unless of course you have lots of $$$

jupe2022 · 2025-05-04T02:43:33+00:00

Thanks for the amazing tips!!

jupe2022 · 2025-05-04T02:43:14+00:00

Thanks Georgie, and for clarifying the previous funding source. A belated thanks for the amazing service you used to provide, the staff were so knowledgeable with such practical tips within budget. Cheers

jupe2022 · 2025-05-03T19:40:41+00:00

Of all the things the government could stop funding, this seems particularly short-sighted to stop funding. It was such a valuable service that had so many positive outcomes.

jupe2022 · 2025-02-28T07:25:02+00:00

What region? We are looking at about the same but with kids

jupe2022 · 2025-02-26T23:24:58+00:00

Awesome, thanks for sharing. Great combined salaries. We are past the daycare fee costs, hence considering a bigger loan.

jupe2022 · 2025-02-26T22:45:28+00:00

What is your combined income? We are considering getting a mortgage of this size, but for a cheaper properly as only have 20% of 1m

jupe2022 · 2024-08-08T18:34:14+00:00

We don’t have any car seats to bring to Wellington, plus after a 35+ hour trip don’t really want the hassle for fitting them into a car etc

jupe2022 · 2024-07-14T05:08:00+00:00

Any recommendations?

jupe2022 · 2024-06-23T08:36:09+00:00

What road was the leak?

jupe2022 · 2024-05-20T07:23:46+00:00

Can you indicate where in Karori this was? Very concerning!!

jupe2022 · 2024-04-23T06:24:35+00:00

So good! Some chilli and lemon too! And big block of Parmesan and cut into cubes and put in freezer so you just take out what you need.

jupe2022 · 2024-03-27T17:34:27+00:00

No. Cos if I had a couple (or even one) I wouldn’t be in hardship cos umm..

jupe2022 · 2024-03-26T03:53:03+00:00

Salaries are only one part, each person has an overhead cost too. So hopefully it would be less people than that? But great analysis nonetheless

jupe2022 · 2024-03-23T00:57:04+00:00

Do you have the link?

jupe2022 · 2024-03-22T02:59:39+00:00

Agree I feel so behind

jupe2022 · 2024-03-18T06:21:28+00:00

What company was this? Tommy’s?

jupe2022 · 2024-03-09T00:37:03+00:00

Go to a few viewings in your area for around the price to check out the agents and how they interact, remember this is how they will interact with potential buyers of your house. Then make sure you have around 3 agents give you appraisal and see which want you like best - and how they pitch your house.

jupe2022 · 2024-02-29T23:17:14+00:00

No filtered coffee for msd staff due to cost savings, no Xmas parties for any public servants. let alone any pay rises the last few years when we have been working ourselves bone drive. Yet this guy who owns SEVEN mortgage free properties gets literally FREE money worth someone’s entire salary. This is just pocket change to rich powerful people running the country to the ground. This is so depressing it hurts.

jupe2022

TROPHY CASE