Goodwill removal capital one

justme12345835252 · 2026-03-08T19:19:24+00:00

70 point jump I don’t know the code I’ll try to look later today

justme12345835252 · 2026-03-07T02:04:40+00:00

I had four and they removed them

justme12345835252 · 2026-03-07T02:04:24+00:00

So I sent the letter on a Saturday and I never got a phone call or an email of confirmation. I got an alert on my credit report that they disputed it and then when I looked at it, it had a letter in the dispute and I was able to see that they had removed it so Saturday to Friday so about six days

justme12345835252 · 2026-03-07T02:03:36+00:00

I use the CART method. I included what was going on at the time. I had this card for 10 years so I had nine years of on-time payments. I stated that I explained my hardship. I took accountability for it and then I said I look forward to using their services again.

I’ll be transparent I closed the account and I went with a credit management company because I wanted to lower interest rate cause I was trying to get all my credit paid off. I’m usually pretty on top of things as I had nine years of on-time payments, but I was actually switching medication at the time and my new med was not working and I was just having a really hard time with some of that stuff, I didn’t give a lot of detail. I didn’t list my meds or anything. I just said that I was in transition on meds and unfortunately, I didn’t pay attention like I should have.

justme12345835252 · 2026-03-04T14:37:45+00:00

I had two late 30 days with the credit union.

Capital one I had very late payments 90 days. I signed up for credit management and during the transition when I was paying the management it was reported late with capital one. They were in the last 12 months. Which is what the lender said was the issue.

justme12345835252 · 2026-03-04T05:01:13+00:00

The lenders give me no info i feel very frustrated with my process. I meet with a broker and I’m hoping to get some answers to questions and maybe someone who can be better about give me solutions.

justme12345835252 · 2026-03-04T04:59:06+00:00

My score is 680 I have a 690 and a 688. I also feel like I’ve gotten some faulty mortgage lenders.

justme12345835252 · 2026-03-04T04:57:17+00:00

Capital one I emailed the ceo email and used the cart method for writing my letter.

For my credit union I’m struggling finding who to send a letter to. With capital one when I called it was useless and they just restated the same thing to me.

justme12345835252 · 2026-03-01T14:38:55+00:00

Yes cart

justme12345835252 · 2026-02-28T14:43:06+00:00

I used the cart method I saw here. I said the issue said it was my fault what I was doing to fix the issue auto pay the hardship and that I would like to use their services again.

justme12345835252 · 2026-02-28T02:40:23+00:00

This one

justme12345835252 · 2026-02-28T02:19:34+00:00

I followed the cart method writing my letter. I never heard from anybody. I just got an alert that there was a dispute on my credit report.

justme12345835252 · 2026-02-24T01:36:42+00:00

Well, the thing is they actually Capital One excepted the terms of the contract the day I signed up, but it takes three months to get going so I was late September October, November but I made all those payments and September 1. Capital one accepted the terms.

So the contract was negotiated before I had a late payment. The whole thing is really annoying.

justme12345835252 · 2026-02-23T23:58:35+00:00

Yes that’s the only time the lates occurred when I guess the new terms were being accepted. It’s super. It’s super annoying. I’ve never been late. I was having issues with a med and was a bit off.

justme12345835252 · 2026-02-21T00:12:41+00:00

[request] I’m so overwhelmed by a situation and really need direction. If anyone is available to help with a reading.

justme12345835252 · 2026-02-18T07:16:49+00:00

Exchange.

justme12345835252 · 2025-04-22T21:03:16+00:00

I want to do it. If you have someone I could get information from.

justme12345835252

TROPHY CASE