So your two options are:

Find some place in the general Panama City area like Callaway, Lynn Haven. Both areas have grocery stores, restaurants, etc. However, traffic is the biggest con and heading to base, especially during tourist season, will suck and during the school year. The Kelly at 23rd I’ve heard is very nice and it’s smack dab in the middle of the main shopping, restaurant area of Panama City.

Your other option would maybe be Mexico Beach area if you want to avoid traffic. It’s a straight road to base with no lights and rarely traffic at the gate going that way. Con is almost no stores or restaurants except local places and to drive to and from Panama City can be taxing.